Funda iNcazelo kunye nenjongo yoLuntu lweMpahla

Apho uhlala khona unokukwazi ukuba ngubani ophetheyo

Ipropati yoluntu ngumhlobo wobunikazi obunobunye beefa phakathi kwezibini ezitshatileyo. Umthetho kwi-nine uthi: I-Arizona, eCalifornia, i-Idaho, eLouisana, i-Nevada, iNew Mexico, iTexas, iWashington, neWisconsin. Izibini ezitshatileyo zingakhetha ukuba ezinye okanye zonke iipropati zabo ziphathwe njengepropati yoluntu e-Alaska ngokuchazela ngoko kwisivumelwano esibhaliweyo, kodwa olu hlobo lobunikazi aluvumelekanga njengoko lwakwamanye amazwe.

Yintoni yoLuntu iPropati equka?

Imithetho kwipropati yoluntu iyahlukahluka kwiinkcukacha zazo ezigqibeleleyo, kodwa ipropati yoluntu ngokuqhelekileyo ithetha ukuba zonke iithenga ezithengiweyo okanye ezithengwe ngeso sibini ngexesha lomtshato wazo zilinganayo ngokwazo zombini. Yiyo imeko kungakhathaliseki ukuba i-asethi ibhalwe njani.

Izipho kunye nefa liyimfuneko. Ukuba umntu uthe wanikela into ethile kumlingane omnye, loo propati yedwa, kwaye ukuba iqabane lizuze ifa, liye yedwa, kungakhathaliseki ukuba batshatile ngelo xesha.

Imivuzo, ingeniso, kunye nemvuzo ikwaqwalaselwa njengempahla yoluntu. UJohn wayeza kuba nesiqingatha seMary's income and income and vice versa.

UMthetho weLizwe loLondolozo luquka iimali

Iingxowa ziwela phantsi kwekhefu lepropati yoluntu, kwakhona. Bathelekiswa ngokulinganayo ngababini bobabini ngaphandle kokuba yeyiphi ebenzileyo. Ukuba uJohn uphakamisa i-bill ye-credit card eyi-10 000 egameni lakhe ngoko ehluleka ukwenza iintlawulo, umboleki-mali angamxelisa uMariya ngemali aze afumane umvuzo wakhe.

Iipropati ezihlukeneyo zeBabane

Izipho kunye nefa zibizwa ngokuba yipropati ehlukeneyo yecala, njengempahla eyenziwa ngumlingane ngamnye okanye efunyenwe ngaphambi komhla womtshato. Ukuba uJohn wayenekhaya ngaphambi kokuba atshate uMary, akayithathwa njengomnikazi ofanayo wepropati ngenxa yokufunyanwa kwayo ngaphambi komtshato-ngaphandle kokuba "kuthunyelwa" kwipropati yoluntu.

Oku kuya kwenzeka ukuba imali yomphakathi izuzwe ngexesha lomtshato sele lisetyenziselwa ukugcina i-asethi, njengokulungisa okanye ukuhlawula iiprimiyamu zomshuwalense.

ULuntu loLuntu kunye neSahlulo

Xa isibini siqhawula umtshato kwipropati yommandla woluntu, ngamnye umlingane unelungelo lokufumana isahlulo sesahlulo sempahla yomtshato okanye yoluntu. Ngokufanayo, ngamnye umlingane uza kuba noxanduva lolwahlulo olulinganayo lwazo zonke iintlawulo zomtshato.

Kodwa imithetho yomtshato isenokuhluka ngokuthe ngqo phakathi kwepropati yoluntu, ngoko qhagamshelana nommeli osebenza kwimeko yakho ukuba ufuna ukwazi imithetho ekhoyo apho. Ngokomzekelo, isivumelwano esingaphantsi komntu singaphaya komthetho wepropati yase-California-ukuba abatshatileyo bayavuma kwelinye ilungiselelo ngokubhaliweyo kwaye isivumelwano sabo sidibana nayo yonke imigaqo yomsebenzi ofanelekileyo, ipropati yabo kunye namatyala aza kwahlulwa ngokwemvumelwano, kungekhona umthetho wepropati yommandla. .

Ezinye iindibano, ngezinye izihlandlo ezibizwa ngokuthi "ukusabalalisa ngokulinganayo", zithi, hlukanisa impahla yomtshato kunye namatyala ngendlela ebonakala ilinganayo okanye inobulungisa kumgwebi okanye ngesivumelwano phakathi kwabatshatileyo. Icandelo linokuthi libe ngu-60/40 okanye i-70/30, kanti ngokuqhelekileyo i-50/50 kwipropati yoluntu ekhoyo ayikho isivumelwano esinika esinye isahlulo.

ULuntu kunye noKufa

Yintoni eyenzekayo kwipropati yoluntu xa elinye iqabane lifa? Kwakhona, kuxhomekeke kumlinganiselo othile kwilizwe. Ukuba isibini esingazange senze icebo lezinto, imithetho yokunyameka yombuso apho bahlala kuyo iya kulawula ngubani ofumana oko. Le mithetho iyahlukahluka kakhulu kwiindawo zepropati yoluntu.

Ngokomzekelo, iqabane eliseleyo liza kulidla lonke ipropati yoluntu yaseTexas xa eso sibini sinabantwana kunye. Kodwa ukuba iqabane elifa lalinabantwana ukusuka kumtshato ongaphambili, abo bantwana baya kufumana isabelo se-50% somzali wepropati yoluntu. Umlingane osindayo uya kufumana kuphela ipesenti zakhe ezingama-50.

Umntu otshatileyo ohlala kwipropati yommandla woluntu unokuhlala edlula impahla yakhe eyahlukileyo kumntu ngaphandle kweqabane lakhe kwintando yakhe okanye esinye isicwangciso sobubi.

Kwaye, njengokuba kunjalo ngokuqhawula umtshato, isibini sinokwenza ezinye izibonelelo kwisivumelwano esivumelekileyo ngaphambi komtshato kwiindawo ezininzi zepropati yoluntu.