Ubungakanani bokumiswa kwakho kuya kuqulunqwa ngokuphula umthetho oye wahlawuliswa ngawo. Ukufumana ilayisenisi yokuqhubiyela iyakwazi ukuhluka ukusuka kummandla ukuya kummandla, kodwa amanqanaba afanayo aqhelekileyo asetyenziswa. Xa ixesha lakho lokumiswa lisondela, phelisa le nyathelo elula ukuyibuyisela.
Iingcebiso ezigqibeleleyo zokufumana ilayisenisi yakho yokumiswa kwakhona
- Funda ngokucophelela isaziso sakho sokumiswa.
- Thatha ikhosi yokuqhuba.
- Fumana i- SR 22 efakwe kwi-inshurensi yemoto yakho (akukho moto, khangela i-SR 22 engenaye umnini ).
- Hlawula imali yakho.
- Ixesha lokucwangcisa eliqhelekileyo lingathatha iintsuku eziyi-14 kwezinye iindawo.
Funda iSaziso sakho: Ngaba uyazi ukuba ilayisenisi yakho isenokumiswa nxamnye ukuba awufumani isaziso sokumiswa? Ukugcina idilesi yakho yokuposa kunye neSebe lezithuthi kunye neSebe loKhuseleko loluntu kubalulekile ukuze ukwazi ukufumana i-imeyile yakho ebalulekileyo. Kuwuxanduva lwakho ukugcina idilesi yakho ngokukhawuleza kwaye ukutshintsha idilesi yakho kwiofisi yokuposa ayaneleyo ukuba ufumane yonke i-imeyile yakho.
Ukufunda isaziso sakho sokumiswa sisinyathelo esicacileyo sokufumana ilayisenisi yakho yokuqhuba. Gcina la maphepha ukuze uyisebenzise njengendlela yokubhekisela kuyo yonke inkqubo.
Thatha iklasi yokuqhuba : Akusiwo onke amazwe anikezelayo okanye afune iikhosi zokuqhuba ngokuzikhusela ukuze ufumane ilayisenisi yakho yokuqhuba.
Ukuhamba ngeklasi njengale nto kunokuthatha ixesha lakho, kodwa lidlalwa ngexabiso eliphantsi.
I-SR 22 Ukufakela kwi-Inqwelo-mali Yomshuwalense: Musa ukwesaba ukufakwa kwe-SR 22. Kuyinto elula ukuyifaka kwipolisi yakho kunye neendleko zokufowunwa zingancinci. Konke okwenzayo kudibanisa i-inshurensi yemoto yakho kurhulumente ukwenzela ukuba urhulumente uyazi ukuba uyayicima i-inshurensi yemoto okanye utshintshe izithuthi.
Inkathazo kwenzeka ngokwenene xa unomtshini we-inshorensi oyithandayo kunye nokuphulwa kwakho kunokuba umgaqo-nkqubo wakho uvumela. Kusenokuba ixesha lokutshintsha i-inshurensi yemoto yakho kwi-inshurensi ephezulu yengozi yomshuwalense.
Ukuba awunayo inshuwalense yemoto uza kuyifumana. Qala ngokufumana ubuncinci beengcaphula ezimbini ukuya kwamathathu. Buza i-arhente malunga naziphi na izaphulelo onokuzifanelekela ukuqhuba umgama ophantsi okanye ube ilungu le-credit union. Ukuthenga ubuncinci obuncinci ngokuqhelekileyo kungabikho ukukhusela okwaneleyo kubaqhubi abaninzi. Hlola amanani kwimida eyahlukileyo yemfanelo kunye nokukhutshwa kwezonyango. Kwakhona, ungakhohlwa ukubuza malunga neendlela ezahlukeneyo zokuhlawula. Izaphulelo zivame ukuza ngokukhetha ukuhlawula ngokupheleleyo okanye ubhalisele iintlawulo ezizenzekelayo kwi-akhawunti yakho yasebhanki okanye kwikhadi lekhredithi.
Ayikho Imoto? Umntu ongeyena umnikazi we-SR 22 Ukufowulwa Kunokwenzeka: Umgaqo-nkqubo we-inshurensi yemoto engekho ngumnini ufumanekayo kubaqhubi abangenayo imoto kwaye abayikuqhuba nayiphi na imoto rhoqo.
Unika uxanduva kuphela xa uqhuba imoto yomnye umntu. Kunokuba luncedo ukuba ukhetha ukuthwala imida ephezulu kunokuba abahlobo bakho kunye nosapho bakhothayo kwaye ukuba ufuna ukugcina i-inshurensi yemoto yakho isebenzayo ngelixa ungenayo imoto. Kule meko, ufuna ukuba ilayisenisi yakho yokushayela iphindwe kwakhona, okwangoku ungenayo imoto.
Ukuhlawula iirhafu: Kakade, kukho iirhafu rhoqo xa kuthethwa ngokuphulwa malunga nokumiselwa kwelayisenisi yokuqhuba. Amazwe aneesethi zazo zeemali ezicwangcisiweyo. Hlola isaziso sakho sokumiswa, jonga kwiwebhusayithi yeNobhala kaRhulumente kaRhulumente, okanye ubuze kumntu ukuba aqinisekise ukuba umrhumo uya kubiza njani.
Ukucwangciswa: Emva kokuba uzalise onke amanyathelo afunekayo ukuze uvuselele ilayisenisi yakho yokuqhuba umqhubi, kusenokwenzeka ukuba kubekho ixesha lokulinda.
Amanye amazwe avumela ukufikelela kwiintsuku ezili-14 ukulungiselela iifowuni zakho. Ukuzama ukuqhuba phambi kokuba ukubuyiswa kwakho kuqedile ukuphula umthetho. Ukuba usibanjwa, uya kuhlawuliswa kwenye iqoqo lephulo eliphambili eliya kwandisa ilayisenisi yakho yokumiswa kwelayisenisi.
Fumana izimpendulo ezinzulu kwiimali ze-Intshumo ye-Inqwelo ye-Car