Iintlobo ezimbi kunazo zonke zeengxelo zokugqithisa i-akhawunti ziqokelelwa kwetyala kunye nokuhlawulwa kweentlawulo , zombini ezo ziphumo zokungahlawulwanga i-bill yeenyanga eziliqela. Ngenxa yokuba babonisa ukuhlawulwa kwexesha elide (okuyi- 35% yemanqaku akho ekhredithi ), ukuhlawulwa kweerhafu kunye nokuqokelela kwetyala kuyingozi kakhulu kumanqaku akho. Ngethamsanqa, ngezinye iinzame, unokukunqoba umonakalo owenziwe kwi-credit yakho.
Ukuphikisana ngamaqoqo angalunganga okanye ama-Pay-offs.
Ukuba unayo iqoqo okanye inkokhelo engekho okanye engekho ingxelo ngokuchanekileyo, unokuphikisana nephutha ngeziko lemali-mboleko.
Ukuphikisana nempazamo yeengxelo zemboleko, bhala ileta yengxabano yeengxelo zemboleko ichaza isizathu sokuba i-akhawunti ingalungile. Faka ikopi yanobuphi na ubungqina obunokukunceda i-credit bureau ngophando lwabo. Ukuba le mpazamo ayinakususwa emva kokuphikisana ne-bureau ye-credit, unokuphikisana ne-akhawunti ngqo kunye nezoshishino eziluhlu kwi -akhawunti yakho ye-credit.
Uvumelekile ukutshutshisa i-credit bureau engeke isuse iimpazamo eziphikisanayo kwingxelo yakho yekhredithi. Ngethemba, awuyi kuhamba nale ndlela, kodwa gcina iikopi zento ehambelana nengxabano yakho xa kufuneka uthathe isenzo somthetho.
Fumana i-$ 0 ibhalansi.
Nantsi into: ukuhlawula umrhumo-mali okanye imali yokuqokelela ayiyi kususa into esuka kwingxelo yakho yekhredithi kwaye ayiyi kunceda amanqaku akho kwesikweletu ngokukhawuleza. Xa isiqhelo sisekho, umonakalo wenziwa ubuncinane kwixesha elifutshane. Nangona kunjalo, ibhalansi ehlawulwayo ihlala ilungile kunomntu ongenakuhlawulwa, ngakumbi ukuba uzama ukufumana ityala elitsha okanye umboleko omkhulu njengemali yokubolekisa.
Ngaphambi kokuba uhlawule, qulunqa umrhumo wecala lokucima i- intlawulo yokuhlawula ibhalansi ngokupheleleyo ngokutshintshela ukuba into isuswe kwingxelo yakho yekhredithi. Umboleki-mali okanye umqokeleli angakhanyela ibango lakho kodwa ufanele ukuzama.
Ukumisela ityala kwakhona kukukhetha ukuba umboleki wakho uyavuma, kodwa khumbula ingxelo yakho yekhredithi iya kubonisa ukuba ulungiselele i-akhawunti.
Ukuhlaliswa kwendawo kungakonakalisa amanqaku akho okwekhredithi kwezinye iimeko.
Eyona nto ibhetele kakhulu, hlawule kuphela ukuhlawula ibhalansi ngokupheleleyo. Okanye, ukuba i-akhawunti idala, ineminyaka engama-6 okanye ngaphezulu, ungalinda uze uyiyeke ingxelo ye-credit card yakho. Umlinganiselo wexesha lokubhengisa ngetyala lezi ntlobo zeentlokontsi ziyiminyaka esixhenxe. Ukuhlawulwa kwemali, iminyaka engama-7 kunye neentsuku eziyi-180 ukususela ngomhla wokuhlaliswa kokuqala.
Zama Ukuthumela I-Letter Goodwill.
Ileta yokunceda ifana nomvuzo wokubhaliweyo kwileta, kodwa endaweni yoko, ucela ukuba umbolekisi okanye umqokeleli ususe i-akhawunti ehlawulwayo kwingxelo yakho yekhredithi njengesidima. Chaza ngokufutshane ukuba kutheni ufike ngokukhawuleza. Kukho na ithuba lokuba umntu ofumana ileta yakho uvakalelwa kwaye uya kuhlaziya iakhawunti yakho.
Qhubeka uhlawula ezinye iiKhadi zakho zeMboleko kunye neMali-mboleko ngexesha.
Indlela engcono kakhulu yokwakha kabusha i-credit yakho emva kwephutha efana neqoqo okanye ukuhlawuliswa kwintlawulo kukufumana ulwazi oluchanekileyo kwingxelo yakho yekhredithi. Ukuba usenayo amakhadi ekweretheni asebenzayo okanye iimali-mboleko, qhubeka uhlawula ngexesha. Into efanayo iya kwiingxelo ezingabonakali kwii-credit bureaus. Ezi ziyakwazi ukukhupha ingxelo kwingxelo yakho yeebhanki xa uwela emva kweentlawulo zakho.
Fumana iNew Credit kwigama lakho.
Uya kufuneka uvula ii-akhawunti ezintsha ukuba zonke ezinye i-akhawunti zakho zihlawulwa okanye zithunyelwa kwiqoqo.
Usenokuba sele ufumene ubunzima bokufumana ikhredithi ngamanqaku amabi kwingxelo yakho yekhredithi. Abakhethi bamakhadi amakhredithi ambalwa banikezela ngamakhadi ekredithi ekwakheni iitaliti . Ngaphandle koko, gcina iikhilomitha ezimbalwa zeedola uze uvula ikhadi lekhredithi elikhuselekile . Bhatala i-akhawunti yakho ngexesha kwaye uza kufumana ukhuseleko lwakho.
Nika ixesha.
Kancinci, amanqaku akho ekhredithi aya kuphucula njengoko usebenzisa amakhadi akho ekhredithi kwaye uhlawule ngexesha nganye ngenyanga. Unokwazi ukujonga inkqubela yakho yekredithi ngokusebenzisa isevisi yekhredithi yekhredithi yamahhala njengeKharma Karma okanye iSesh Sesame. Linda. Unokuphazamisa umvuzo wakho wekhredithi ngobusuku obubodwa, kodwa awukwazi ukuyivuselela ngexesha elifutshane.