Nangona uvumelekile ukuphikisana neepoti zeengxelo zekredithi, ungakhetha ukuphikisana ngeposi. Ukubhalwa kwileta yokuphikisana ngolwazi lweengxelo zemboleko kukunika irekhodi yengxabano yakho ongayisebenzisa ukuba emva koko ufake ifowuni malunga ne-credit bureau. Ngokomzekelo, unokukwazi ukumangalela umqokeleli ohluleka ukuhlaziya ingxelo yakho yekhredithi okanye ongayilunganga ulwazi lwakho ngexesha elikhankanywe kwi- Fair Credit Reporting Act .
Le yileta yenkcazo yokubambisana ngetyala yebhanki ongayithumela kumaziko e- credit bureaus . Sebenzisa le leta ukucela ukuhlaziywa okanye ukususwa kolwazi olungachanekanga kwingxelo yakho yekhredithi . Yenza iifayile [ ezinesibindi ] ngolwazi lwakho.
Isibhengezo seNkcazo yeMboleko yeNkcazo
Umhla
Ingama lakho
Idilesi yakho, iSixeko, i-State, i-Zip Code
KwiCandelo loKhalaza
Igama leNkampani
Idilesi yeBhanki yeTyala
IsiXeko, i-State, i-Zip Code
Mnu okanye nkszk ebekekileyo:
Ndandifumana ikopi yeengxelo zekhredithi yam kwi-arhente yakho kwaye ndifumene into elandelayo ibe yiphutha:
Inqaku 1: Ndiphikisana [ ikhadi le- kredit ye- ABC ] inombolo ye-akhawunti [ 555111 ]. Le akhawunti ihlawulwe ngokupheleleyo.
Ndicela ukuba loo nto ikhutshwe, ihlaziywe, okanye enye inguqu isicetywayo ] ukulungisa ulwazi.
Ezifakiwe zikopi [ zisebenzise le nkcazo ukuba unayo ingxelo yebhanki, ukukhishwa kweesitifiketi, okanye amanye amaxwebhu ] ukuxhasa isikhundla sam.
Nceda uphando ngoku (le) le micimbi kwaye (susa okanye ulungise) into ephikisanayo ngokukhawuleza.
Ngokuthobeka,
Ingama lakho
Isibhengezo: [ Bhala uluhlu lweemibhalo ozifakayo. Ukuba akukho, musa ukubandakanya eli candelo ].
Iingcebiso zokuthumela iNgxowa-mboleko yeNgxelo yeMboleko
Xa uthumela impikiswano, qiniseka ukugcina ikopi yereta kwiirekhodi zakho. Unokubandakanya nawuphi na ubungqina obunayo obuxhasa imbambano yakho. Ngokomzekelo, ungathumela ikopi yokukhangela isicatshulwa esibonisa ukuba ngokwenene wenze intlawulo ngexesha. Thumela ikopi yobungqina bakho kwaye ugcine okokuqala.
Ii-ofisi zemali-mboleko zineentsuku ezingama-30 zokuphanda ingxabano yakho kwaye ziphendule kuwe. Ukulandelela ixesha ngokuchanekileyo, thumela ileta yakho ngeposi eqinisekisiweyo. Uya kuba nobungqina bosuku othumele ngalo incwadi yokubambisana kwaye uya kuba nako ukulandelela ixesha le-credit bureau lifumana ileta yakho. Unokucinga kwakhona ukuthumela ileta ngesicelo sokufumana irisidi. Ummeli ovela kwi-credit bureau ubeka uphawu lokufumana i-receipt kwaye uthunyelwe kwakhona kuwe, ekunikezela ubungqina obongezelelweyo bokuthi ingxabano yakho yafunyanwa.