Okokuqala Kufuneka Ufumane Imoto Yakho
Ukungazi ukuba isithuthi sakho siphi na into enokwenzeka xa kuthethwa imoto.
Kuxhomekeka ngokwenene imeko yakho. Ukuba ubanjwe kwaye isithuthi sakho sagxininiswa ngexesha lokubanjwa kwakho, mhlawumbi amapolisa aninike ulwazi oluninzi lwengcaciso. Ukuba imoto yakho yachithwa ngaphandle kwemvume yakho, usenokuthi ulahlekelwe yindawo apho ukhangele khona. Yibiza isakhiwo sakho seofisi sase-city uze ucele unobhala ukuba abuke kwaye abone ukuba isithuthi sakho sisandululwe nje. Ukuba wawubekwe ngokungekho mthethweni, khangela ukuba usayine ummandla kwindawo echaza apho iinqwelo zithwele khona okanye zicele ibhankini oye wahlala kufuphi kufuphi nelo xesha.
Kusenakukwazi Ukufumana Imoto Yakho?
- Iqashiso alinaso isithuthi sakho ngokukhawuleza kwifayile ngexesha leedola. Nika ixesha kwaye ubize kwakhona emva kweeyure ezimbalwa zidlule ukuba ufumane ukuba isithuthi sakho sibhaliwe njengabalandeli babo.
- Imoto yakho inokuba ibiwe! Emva kokukhangela ngokuqinisekileyo imoto yakho kwiiyards kunye neenqwelwana, kuya kuba yithuba lokukwazisa amapolisa esithuthi sakho. Imoto ebiwe ngokuqinisekileyo yimeko enzima, kodwa akukho mnandi ukudibanisa namapolisa nje ukufumanisa ukuba isithuthi sakho senziwe kwaye asibiwe.
Lungele ukuhlawula ezinye iiMali
Ngaloo mini suku imoto yakho ethandekayo ivalwe kwinqanaba elininzi, uhlawula imali ebiza kakhulu. Andikwazi ukunika inani elithile lamanani edola kumaxabiso ngenxa yokuba iya kuhluka kakhulu kwilizwe lonke, iinqashiso zedolophu zingahluke kwiinqanaba ezizimeleyo.
Phantse yonke into ehlawuliswa yintlawulo ngosuku. Ngoko ngokukhawuleza ufumana iphepha lakho kunye, ngokukhawuleza uya kumisa ukuphuma kwegazi.
Iingcebiso zokuza kunye neNtlawulo yokufumana iMoto yakho ngaphandle kwesiCwangciso
- Buza umhlobo okanye ilungu lentsapho elikubolayo.
- Thengisa into yexabiso ngokukhawuleza! (Ngaba ucinga ukuba uhlawulelwa ukuhlawulelwa ukunikela nge-plasma?)
- Isibhengezo sokugqibela sijonge i-Ofisi ye- Payday Day Loan okanye ufumane umgca wekhredithi.
Iyona ndlela echanekileyo yokufumana iPhepha leKho ngoKhuseleko
Umgca kwinqanaba lempembelelo unokuhlala ungenakulibaleka. Ingxaki eyona nto uhlala ulindele oko uvakalelwa ngathi ngonaphakade ukuze ufumane ukuba awuzange ulethe iphepha eliyimfuneko okanye awunayo imali eyaneleyo yokukhupha imoto yakho. Indlela efanelekileyo yokuqinisekisa ukuba uya kufumana imoto yakho ukubiza phambi kwexesha. Ukulungiswa okukhulu kukubalulekileyo kwi-pick up.
- Fumana ukuba imoto yakho ikhona kwinqanaba.
- Buza malunga namaxesha okuvula nokuvala amaxesha.
- Fumana ukuba ungakanani umrhumo owenzelwa ngosuku lokuthabatha.
- Fumana ukuba yiziphi iintlobo zentlawulo abazithandayo. (imali, ukukhangela, okanye ikhredithi)
- Buza ukuba yiziphi iimaphepha ezifunekayo ngexesha lokuthabatha. (ilayisensi yokuqhuba, ubungqina bomshuwalense, i-VIN)
- Fumana inombolo yenombolo yefeksi ukuba ukhetha umthumeli wakho we-inshorensi ukufeksa ubungqina bakho bomshuwalense egameni lakho.
Ukuba ubonisa ngaphandle kolunye uxwebhu oluyimfuneko, uya kuthunyelwa ekhaya ngaphandle kwesithuthi sakho. Ingenza ndicinge ukuba ungeke ufune ukuhlaselwa kwinqanaba elingenayo ngaphandle kokuqinisekisa ukuba ufumana imoto yakho. Cwangcisa uhambo lwakho elinde kunye nawe, nokuba umgca ude. Kungcono ukhetho olungcono kunokugqithiswa ngaphandle kokuhamba.
Okungaphezu Kokuthi Uya Kufuna Ubungqina Bomshuwalense Wemoto
Ubungqina bomshuwalense wemoto luya kubaluleka ekufumaneni imoto yakho. Kuya kufuneka ibe ngumgaqo-nkqubo wangoku kunye osebenzayo ukuchonga isithuthi kwisigxina njenge-insured. Ubungqina bomshuwarensi ngokuqhelekileyo lithetha umthumeli we-inshurensi, obizwa ngokuba ngumshuwalense , imihla ephumelelayo yomgaqo-nkqubo, unyaka, wenza, imodeli, kunye ne-VIN, iNombolo yokuThengiswa kweMoto, yesithuthi esityathwe ngumgaqo-nkqubo.
Amanye amazwe avumela ukuba ubungqina bombane-inshorensi basebenzise ukunika ubungqina kumagosa amapolisa xa begqitywa kunye nakwi-DMV yakho, iSebe lezithuthi.
Ukuba ucinga ukusebenzisa ubungqina bombane-yomshuwalense wemoto ukufumana isithuthi sakho singenayo impazamo, kukulungele ukudibanisa iqela lempembelelo phambi kwesandla ukuqinisekisa ukuba uyamkeleka.
Kuthiwani ukuba andinayo Ubungqina bomshuwalense weCarse
Ukuba awunayo i-inshurensi yemoto kwisithuthi sakho, kwaye kuyimfuneko, kuya kufuneka ukuba ufumane. Kwamanye amazwe, ukungabi nomshuwalense wemoto kwimoto yakho kunokubangela iinkathazo zakho. Ukufumana i-inshurensi yemoto emva kokuhamba ngaphandle kwexesha elide lingenza izinto zibe nzima nokuba zibiza kakhulu kwiindawo ezininzi. Abaqhubi abangaqinisekanga bavame ukubhekwa njengabaqhubi abaphezulu beengozi. Abaqhubi abakhulu beengozi banexesha elinzima xa befumana i-inshurensi yemoto, ngokuqhelekileyo kuba ingaba yabiza kakhulu.
- I-Around Around Car Insurance : Ewe, ndiyazi ukuba ixesha liyinto engundoqo, kodwa awufuni ukuvuma yakho yokuqala yomshuwalense wemoto. Fumana ubuncinci besithathu ukuze uncede ukufumana okulungileyo. Khangela amaziko e-inshorensi axhomekeke kwiindawo zokuqhuba umngcipheko omkhulu . Uza kufumana inkonzo engcono kuba i-arhente iya kuba nomdla kuwe kuwe njengomthengi. Amashishini amaninzi akhethiweyo aya kubhala iipolisi ezinobungozi obuphezulu, kodwa bahlala benika inkonzo engcono kunazo zonke kumakhasimende abo abakhethiweyo abanobuqili babo abaxhamli babo. Inqwelo yomshuwalense we-intanethi yindlela yokukhetha, kodwa qinisekisa ukuba uphando ngokukhawuleza kwaye qiniseka ukuthetha nommeli ukuba unemibuzo malunga nomgaqo-nkqubo wakho.
- Izaphulelo : Ngenxa yokuba ungumqhubi ophezulu wengozi, akuthethi ukuba awufaneleki ukufumana izaphulelo zomshuwalense wemoto. Buza i-arhente yokucaphula malunga neeraphulelo abazinikezayo. Abaninzi banikezela izaphulelo kubahlali abakhulileyo , ubunikazi bekhaya , iikhilomitha eziqhutywe kuyo nasemsebenzini, ekubeni ilungu le-credit union kunye nezinye.
- Yiyiphi Umthombo Ngaba Ndiyayifuna ?: Ewe, ixabiso elininzi liza kufuna i -inshorensi yomshuwalense wenqwelo-bhobho yomhlaba ubuncinci. Akuthethi ukuba yiyona nto ibhalwa ngayo. Nayiphi na into enhle yomshuwalense womshuwalense uya kukuxelela ukuba ubuncinci besikhokelo sombuso akwanele. Akunakuqonda, kodwa ngamanye amaxesha ukuthenga imida ephakamileyo ekhethiweyo ye-100,000 / 300,000 yemfanelo ingabizi. Ukukhetha umda wexesha eliphakamileyo elikhethiweyo ngamanye amaxesha livuzwa ngezinga elingcono. Kufanelekile ukujonga iimali ezahlukahlukeneyo zokuqinisekisa ukuba ufumana ukufumana umgangatho ongcono kakhulu kwizinga eliphezulu kakhulu.
- I-SR 22 I-inshurensi yokuFometha : Ukuba uzama ukufumana ilayisenisi yakho yokuqhubiyela kule nkqubo, kuya kufuneka ukuba ucele i-SR 22 yomshuwalense wefayili. Ngokwenene, ukufowunelwa kudibanisa yakho yomshuwalense yemoto kunye nekarhulumente ukwenzela ukuba urhulumente azakufumana izaziso nokuba ingaba umgaqo-nkqubo wakho usebenza. Ukufakela i-SR 22 kungenasisitye, ngokuqhelekileyo kusebenza phantsi kwe-$ 50 kwiinyanga ezintandathu. Fumana ukufakwa kwefayili kwipolisi yomshuwalense wakho omtsha, uze ufumane ilayisenisi yakho yokuqhubela phambili, uze ufumane imoto yakho ngaphandle kweqashiso.
- Khetha I-Option Best Payment : Imigaqo-nkqubo ye-inshurensi yemoto iza neendlela ezininzi zokuhlawula. Ukukhetha okulungileyo kukunokusindisa imali eninzi. Ukuhlawula ngokupheleleyo ngokuqhelekileyo kuyindlela ekhethekileyo kuba ngokuqhelekileyo kuza ne-discount discount, kodwa abantu abaninzi abanakho ukuwufumana. Uninzi lwabo bonke abathwali bomshuwalense banikeza isaphulelo ekukhetheni iintlawulo ezizenzekelayo. Ukukhethwa kweentlawulo ezizenzekelayo kwi-akhawunti yakho yokukhangela okanye yokulondoloza akuyikukusindisa kuphela ngesaphulelo, kodwa ngokuqhelekileyo kuya kukugcina imali yokuhlawula, mhlawumbi nemali yokugqibela, kunye nokugqwesileyo kwayo yonke into ufumana ukuhlawula okuphantsi.
- Fumana Ubungqina Bomshuwalense Emva kokuba Uhlawule NgeNtsholongwane Yomshuwalense: Yintoni oyifunayo ngokwenene kule nkqubo kuqinisekisiwe ukuba uqinisekisiwe, kodwa okwangoku ufuna unobungqina bomshuwalense ukwenzela ukuba imoto yakho iphume kwintsimbi ngokukhawuleza. I-inshurensi yemoto ingathengwa ngefowuni kunye ne-ejenti yendawo okanye kwi-intanethi ngokusebenzisa umthumeli womshuwalense ngqo. Cela irhente lakho elitsha le-inshorensi ufeksi ubungqina ngqo kwiqashiso elininzi xa ungenakufumana ikopi eprintiweyo ngqo ezandleni zakho.
Khumbula zonke iintsuku ezilahlekileyo, imali engaphezulu kwipokoth yakho. Ngokukhawuleza uyanyamekela izinto ezichazwe ngasentla, imali encinci le meko iya kukubiza. Ukufumana imoto yakho ngokuphuma ngokukhawuleza kuya kugqitywa ngokugqithiseleyo ukuba ngaba unayo imali ukuba wenze ukuba kwenzeke. Fumana iimali zakho ngokulandelelana uze ulandele amanyathelo aphezu ngasentla kwaye kufuneka ube nemoto yakho ngaphandle kwempembelelo ngokukhawuleza.
Iingcebiso ezingakumbi zeeNtshumo zeMoto
- Nguwuphi umqhubi ophezulu weengozi?
- Iinkonzo kunye neNgcono ye-Inthanethi yomshuwalense wemoto
- Izizathu eziphambili zokungagcini Ubungqina beNkcazo yeKhadi leNtshuwalense ye-Auto
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