Njani kwaye Kutheni ufumane ii-ETF ezifutshane
Xa imarike ilwa, abatshali-mali abaninzi babhekisa isicwangciso sabo sokutshala imali kwaye babiza abadayisi babo ngezinto ezintathu kuphela engqondweni, "Thengisa, thengisa, uthengise!" Nangona kunjalo, njengawo nawuphi na utyalo-mali olusisiseko, ngaphambi kokuba uqale ukufutshane nokuthengisa, makenze ukuba ukwenza oko ngenxa yezizathu ezifanelekileyo.
01 Ukuhlaselwa kweengozi yePotefolio Portfolio
Ukuba unayo iphothifoliyo eninzi kwaye ufuna ukungena kwiintlobo ezithile okanye ukukhusela phantsi kwakho, ukuthengisa i- ETF yemarike ibe yindlela yokuhamba. Ngokuthengisa i-ETF yemarike ubeka ingozi ekuhlaseleni kwezinto zakho ezahlukeneyo. Ukuba iimarike ziyaqhubeka zizabalazela, uya kufumana kwisithuba sakho esifutshane se-ETF ukukunceda ukucima ezinye iilahleko ezikhuselekileyo.
02 Ukuhlaselwa kweNkcazo yeNxweme
Ukuba iphothifoliyo yakho inamacandelo ahlukeneyo okanye ihloselwe kakhulu kumashishini athile okanye impahla, ukuthengisa i- ETF yeshishini okanye i- ETF yezinto eziphathekayo ingaba isicwangciso esilungileyo. Esikhundleni sokuphelisa i-ETF yemarike, imboni okanye i-ETF yezinto eziphathekayo iya kukunika umgca ophezulu. Umzekelo, ukuba uninzi lwezinto zexabiso leoli, ukuthengisa i- OIH okanye i- USO kunokunceda ukuhlawulelwa ilahleko ngenzuzo kwi- ETF ye-oil short.
03 Ukufaka ingozi kumazwe angaphandle
IUnited States ayiyona yodwa ilizwe elinokubandezeleka kwezoqoqosho. Ukuba iphothifoliyo yakho ifumaneka kwingozi yengingqi (imfazwe, indlala, ezopolitiko, njl.) Ngokukhawulelana ne- ETF yelizwe inokunika ukhuselo olufunekayo kwiimeko ezizilungelelaniso. Umzekelo ogqityileyo ungasifutshane ne-ETF entsha yeColombia ukuba unotyalo-mali olunxulumene naloo mmandla.
Unokuqwalasela ezinye iindlela zokungena kweengcipheko zangaphandle ngokuthengisa ii-ETF okanye ii -ETF.
04 Uhlaselo lwezakhiwo
Ingaba uthengisa i-ETF, i-Index, okanye ukhetho lwezobulungisa , unako ukuhlawula iindawo ezithatha ixesha elide kunye nokuthengiswa kwe-ETF. Umzekelo, ukuba udelele i-OSX (i-Index yeeNkonzo zeeyile) ukhetho lweefowuni, ngoko kuthengiswa kwe-OIH (i-ETF yamafutha elandelela i-OSX) inokuthi ikhuphe ingozi ethile. Ngokuxhomekeke kukwabiwa kwezinto ezikhethiweyo kwipotfoliyo yakho, ukhuseleko lunokufumaneka ngokubambisana ngemali yokuthengiselana ngemali.
05 Ukufumana ukucacisa phantsi
Ukufutshane naluphi na utyalo-mali lucwangciso oluphambili ngenxa yobume bengozi. Nangona kunjalo, kwimozulu yezoqoqosho yanamhlanje kufuneka iqwalaselwe. Ukuba emva kokuhlalutya ngokucokisekileyo, umtyalomali unqwenela ukuhlaselwa kwintengiso ethile, kwicandelo, okanye kwicandelo elithile, ukukhawulelana ne-ETF inokuba isicwangciso soshishino sokuphumelela. Ngokuthengisa i-ETF ukufeza le njongo, umthengisi omfutshane akazukuzuza kuphela ukufunyanwa kwakhe phantsi, kodwa uyavuna iintlawulo ze-ETF .
06 Ukuvala indawo
Nangona le sizathu esicacileyo sokuthengisa i-ETF, kusadingeka sichazwe. Ukuba uziva ufuna ukuvala ezinye iingeniso okanye uchithe isikhundla esikude se-ETF, uthengise i-ETF ukuvala loo ndawo isebenzayo ngokunjalo. Ngenxa yesakhiwo se-ETF, kukho iingeniso zerhafu xa uthengisa ii-ETF, ngoko qiniseka ukuba uyaziqonda ngaphambi kokuba wenze uhwebo lwangokugqibela.
Kukho amacala amabini kuwo wonke urhwebo. Kwaye ngelixa "itheng-side" sisihloko esithandwa kakhulu, kukho abo bathengisa ii-ETF, nabo. Nangona kunesizathu esihle kunye nohlalutyo oluqinileyo, ukuthengisa i-ETF kunokukunceda ujikeleze iphothifoliyo yakho kunye necebo. Esinye isikhali kwi-arsenal yakho.