Amashishini okuThengisa iNTF nakuwuphi na umtyalomali

by UMark Kennedy

Usenokuba weva nge-ETF kunye nabanye benu benokuba nabo kwiiphothifoliyo zakho, kodwa abatshali-mali abaninzi bayazi izicwangciso ezahlukeneyo ze-ETF ezi zinto. Nangona kunjalo, emva kokufunda izicwangciso ze-ETF zokurhweba ezibhalwe ngezantsi, uya kuthi ube ngumthengisi ongeninzi kwaye ube nezixhobo ezininzi kwi-arsenal yakho yokutyalomali.

01 Utyalole kwiMarike nge-ETFs

Njengoluhlu, ungasebenzisa ii-ETF ukutyalomali kwimakethi ye-stock okanye ude udlale ukunyaniseka kwemakethe. Kukho ii-ETF ze-NASDAQ njengeQQQQ. Kukho ii-ETF ze-S & P ezifana ne-SPDR ezininzi. Kukho iDow Jones ETF (DIA). Kwaye abo bafuna ukuthengisa intengiso yemakethe, kukho i-ETFs kunye ne-ETNs elandela i-Index ye-Volatility Index (VIX) ye-CBOE.

Kwaye akufanele uzinye kunye neemarike, kukho iimarike ezininzi ezinde ukuthenga abathengi kunye nabathengisi, kwaye kukho ii-ETF ezininzi ezithengayo.

02 Sebenzisa ii-ETF zokufumana ukuZibonakaliswa kuMashishini

Mhlawumbi awufuni ukutshala imali kwiimarike ngokunje kwishishini elithile. Ngaba ucinga ukuvelisa amalahle ahlambulukileyo? Mhlawumbi i- ETF yemayini yemalahle yindlela yokuhamba. Ukuba ingaba yimali, ukukhusela, okanye iteknoloji, kulula kakhulu ukuthenga i-ETF yezo shishino kunokuba uzame ukumbona i-market in equity sectors.

I-ETF yeeShishini, epheleleyo ngokulandela iMacandelo

03 Utyalo lweeMpahla ngaphandle kokuTyala imali kwiiNkxaso

Masijamelane nayo; Awunayo indawo kwisiseko sakho sebheri yeoli , isifuba segolide , kunye neenkomo (okanye mhlawumbi uyazenza). Nangona kunjalo, unayo indawo kwi-portfolio yakho yee-ETF zexabiso. Ngaphandle kokubeka imali kwimfuyo, ungathenga i-ETF yexabiso kunye ne-exposure yangoku kwiimarike zemveliso. Ukuthengiselana okulula, kwaye akudingeki ukuba utyilise.

04 ETF zangaphandle zikunika ukufikelela kumaMakethi aMazwe ngamazwe

Utyalo-mali lwangaphandle lungaba nzima. Ukulungiswa kwemali, imithetho yerhafu yangaphandle, kunye nemingeni yelizwe jikelele. Nangona kunjalo, kukho ii-ETF ezenza utyalo-mali lwamazwe ngamazwe lube lula. Iimali ze-ETF zeemarike zangaphandle, iimali ezixhomekeke kwimali-mboleko yasekhaya, ii-ETF zeemarike ezikhulayo , kunye ne-ETFs kunokulandelela amazwe athile njengeBrazil neChina . Akukho sizathu sokwesaba utyalo-mali ngaphandle kwe-US okanye nayiphi na ilizwe. Ihlabathi yi-ETF yakho.

05 Bond ETFs yiSipho esiqhubekayo sokunika

Iimali ze-ETF zincinci ngakumbi kunezona zityalo-mali ezininzi kuba zingabonakali kuphela kwiimarike zesekondari, kodwa ziyakwazi ukudala ukusasazwa kwemali kwipotifoliyo yakho.

Ukutyalomali kweBond, ngokubanzi, kunokuba nzima. Iikhuphoni zezinga, umngcipheko ohlala phantsi, ubude. Nangona kunjalo, i-ETF yokubambisana inokunciphisa ezinye zezobunzima ngokunika abatyalo-mali enye ye-asset yangaphambili ephawulwayo eyenza ukufikelela ngokukhawuleza kwimarike yeebhanki.

06 Kuthiwani nge-ETN?

Kukho iintlobo ze-ETF ezaziwa njenge-ETN; utshintshwe amanqaku okuthengisa. I-ETN zii-asethi ezikhutshwe yibhanki enkulu njengamanqaku a matyala aphezulu-ngokungafani ne-ETF eziqulethwe njengempahla, iimali, i-future, phambili, kunye nokukhetha.

Xa uthengisa i-ETN, uthengisa i-asethi yemali efana neyobhonkco, kodwa imigqaliselo yesivumelwano sematyala iya kuqulunqwa yisakhiwo senqaku. I-ETN zixhaswa yibhanki enexabiso eliphezulu lekhredithi, ngoko ke imveliso ekhuselekileyo. Nangona kunjalo, i-ETN ayinayo ingozi yemboleko, nje ngezinga eliphantsi.

Uthini umahluko phakathi kwe-ETN kunye ne-ETF?

07 Ukudlala iMarike yeMali kunye ne-ETFs

I-ETF kunye ne-ETN ziindlela ezimbini zokudlala imarike yerhafu yemali, kodwa xa kuthengiswa kwiirhweba zentengiso yamanye amazwe, ungaboni ngaphezu kwee-ETF zemali. Ingaba ufuna ukutyalo-mali kwi-asethi yemali ebanzi, imali yemimandla efana neYurophu, okanye nakwi-currency yelizwe lemihlaba, ii-ETF ziye zagubungela ... ngokoqobo. Imali ye-ETF yindlela enhle yokubeka umngcipheko lwangaphandle, ukudlala iirhafu zamanye amazwe, okanye ukutshala imali kwiimali zangaphandle.

08 Ukudlala ii-ETF kwi-Downside

Yonke into ithenge urhwebo, kukho ishishini lokuthengisa ngaphesheya. Uninzi lwabantu ludibanisa ukutyalomali nokuthenga, kodwa oko kuhlanganisa kuphela i-50% yazo zonke iirhwebo. Ngoko kuyaqondakala ukuba kukho ii-ETF ezidalwe ngokukodwa kwi-investors.

Ukudala i-downside kunokwenzeka ngokuthengisa nayiphi na i-ETF, kodwa kuthekani ukuba ndakuxelela ukuba ungathenga i-ETF kwaye usenokufutshane. Liyinyani, kwaye libizwa ngokuba yi-ETF ehlukileyo. Ukufezekisa kubalimi-mali abanqande ukuthengisa, kodwa bafuna ukufutshane; banokuthenga i-ETF engenanto.

09 Ukubeka ingozi nge-ETFs

Siphinde sibuyele "kutyalo-mali kuthetha ukuthenga." Kodwa inxalenye enkulu yotyalo-mali ikhusela ingozi. Yilapho ii-ETF ziyakunceda. Ngaba unayo iphothifoliyo enkulu eyahlukeneyo ephumelelayo xa kuthengiswa imarike? Khusela umgca ngokuthengisa i-ETF yemarike. Nifutshane amafutha amaninzi? Thenga i- ETF yeoli ukuze ukhusele ukuhlaselwa kwakho. Inkcazo ende? Khusela indawo yakho ngokuthengisa i-ETF ephantsi.

Iingxelo zeeHedge ezili-10 kunye ne-ETFs

Ndathetha ngale ndlela ngasentla, kodwa i-ETF yindlela enkulu yokukhusela izikhundla zenkcazo. Ukuba ulinde ixesha elide, ungenza urhwebo oluchasayo ukukhusela umngcipheko wakho. Ezinye iimbosi zinama-ETF amaninzi awalandela, ngoko ke amathuba anokuba luninzi xa efika ekubanjeni ingozi yakho yengxelo. Ukurhweba i-ETF ukukhusela ezinye okanye zonke izikhundla zakho zenkcazo okanye kwezinye iimeko zibeka isikhundla esifanayo soluhlu ngokusebenzisa i-ETF endaweni yoko. Emva koko, yintoni eyenziwa ngayo.

Hlola izinto ozikhethayo nge-ETF

Kukho iindlela ezininzi zokusebenzisa iindlela ze-ETF. Ungabasebenzisa ukuhlawula ii-ETFs (kunye nakwi-vice versa) okanye nakwi-index correlating. Iifowuni ze-ETF zinokuba yimpahla ephezulu ukufumana ukuhlaselwa ngaphandle ngaphandle kokubopha imali eninzi, kwaye ibeka indlela yokufutshane. Unokusebenzisa iindlela eziphambili ze-ETF zokuthatha isikhundla sokunyaniseka okanye ukuthengisa nje ixabiso lentengiso. Ukuba kukho i-ETF enokukhetha uluhlu, ke unayo ... izinketho.

12 Udlala Ixesha loNyaka lokuFumana kunye ne-ETFs

Ubuncinane amaxesha amane ngonyaka, uya kufuneka ulungiselele ixesha lokufumana imali. I-ETF ziyakunceda ngelo cwangciso lomdlalo. Ingaba usebenzisa i-ETF ukuze ufumane ixesha elide elikhuselekileyo, khusela kunoma yiyiphi inzame yokufumana imali, okanye udlala umdlalo wokungahambisani nentsebenzo kunye ne-ETF yokuzikhethela, kukho icebo lokufumana. Ukuba unemivuzo yokuvakalisa i-securities yakho, i-ETFs yonyaka.

13 ETFs Endaweni yeTual Funds?

Ndiyathetha le nto. Ngalunye utyalo-mali luhluke kwaye lufanele luvandlakanywe kwimeko kwimeko yezizathu. Nangona kunjalo, kukho ezinye iingqinisiso ezinamandla ukuba ii-ETF zinamathuba amaninzi ngaphezu kweemali ezihlangeneyo. Ukuba awuqinisekanga, zibonele wena ...

14 I-ETF zezoRhwebo eziFakela iSitatimende sakho sokuTyala

Ngaba uhlala uthanda ukugcina i-cap-sec capities? Ngaba uthanda ukutyalomali kwiisitokisi zexabiso? Ngayiphi indlela, kukho i-ETF kuwe. Yiba kukukhula, ukuxabisa okanye ukuxuba, nokuba kude, kwiphakathi, okanye kwincinci encinane, kukho i-ETF ukufanisana nesicwangciso sakho. Kubalulekile ukuba ukhululeke kunye nepotfolio yakho, kwaye i-ETF ye-style iyimpahla efanelekileyo ukuze ifanelwe isitayela sakho sokutyalomali.

Kukho abatyali-mali abaninzi abatsha kwi-ETF, ngoko ke yindlela epheleleyo yokubona ukuba nayiphi na yezi zicwangciso ze-ETF ezi-14 zingaba lifanelekileyo kwipotfoliyo. Akukho xabiso luza kufezeka. Nangona kunjalo, kukho imeko enamandla kakhulu enokuthi iqulethe imali yokuthengiselana kwisicwangciso sakho sokutyalomali kwaye akukho zizathu ezininzi zokungabikho.