Funda iingxaki ze-ETF
Nangona iimali ezithengiselwano-mali zineenzuzo ezininzi, zininzi eziphazamisayo ngokunjalo, njengawo nawuphi na utyalo-mali. Akunako ukuhlala ekulungele zonke iipotifoliyo zokutshala imali. Kubalulekile ukuqonda isithuthi sotyalo-mali ngaphambi kokuba uthengise, kodwa unokucinga ngokungezelela iimveliso zoshishino-ntengiso kwipotifoliyo yakho xa uqonda ngokupheleleyo ingozi. Cinga ngezi ngxaki ze-ETF zokuqala ukuqinisekisa ukuba zihamba kakuhle kwiipotifoliyo yakho ngaphambi kokuba wenze urhwebo .
01 Ulwaphulo lwaMazwe ngamazwe
I-US inemveliso emininzi ye-ETF, kodwa amazwe athile aneemali ezimbalwa ezithengiswa ngemali ekuthengiswene ngazo. Iingingqi ezinikezela nge- ETFs zorhwebo zihlala ziquka kuphela iimveliso ze-cap-large, ezishiye ukungabikho kwemali ephakathi nendawo encinci. Ukuba ufuna ukunyuswa kwamazwe ngamazwe kwipotifoliyo yakho, ulwazi olongezelelweyo lunokukunceda unqobe ukungonakali kwe- ETF olubandakanyeka kutyalo-mali lwangaphandle. Ungafunda ngakumbi apha:
02 Izabelo ezithengisayo ezantsi
Inzuzo yokuthenga i-ETF phezu kwesalathisi okanye ukulingana kuyancipha xa ii-ETF zinemilinganiselo ephantsi yokuhweba. Ukusabalala kwe-bid-ask kungabanzi kakhulu ukuba kube neendleko. Ukuthintela naziphi na iindaba okanye iimeko ezingalindelekanga, abathengisi beemarike bavame ukugqithisa kakhulu kwiimfihlo ezingaphezulu kwamanzi. 03 Ixesha elide loTyalo-mali
Amathuba okurhweba ngamalanga-ntsuku ayenziwe yi-ETF ayengenako ukufikelela kwisicwangciso-mali sexesha elide. Oku kungaphezulu kwintengiso yabathengisi be-ETF bexesha elifutshane, kodwa kungonakaliswa kubahwebi bexesha elide. Kubalulekile ukubeka iinjongo zakho zokutyalomali ngaphambi kokuba unqume indlela yokufaka ii-ETF kwi-portfolio yakho . 04 Ukungasebenzi
Ezinye ze-ETF azibonakali zithengiswa ngentshiseko njengabanye. Oku kunokwenzeka ngenxa yenkalo echaphazelekayo okanye mhlawumbi ngenxa yembambano yesithili. Kungase kube ngempumelelo ukutshala imali kwingxowa-mali ephethwe xa umsebenzi uphezulu kwaye le meko ivela. Nangona imali yeemali zihlangene nazo, ukuxhaswa kweengxowa-mali eziphathekayo kunokubakho ukulungelelanisa iphothifoliyo yakho kwimeko ye-ETF engasebenzi.
05 Impembelelo yentlawulo
Kwiimeko ze- ETF zangaphandle , ngamanye amaxesha kukho i- avantage yentela ekukhetheni ukutyalomali kwiipotifoliyo zamazwe ngamazwe . Imithetho yentela iyahluka ukusuka kwilizwe ukuya kwilizwe, ngoko kuya kuba luncedo kwiimeko zakho zerhafu ukufumana ezinye iimali-mali.
Zininzi iinzuzo ekubandakanya ii-ETF kwi-portfoliyo yakho, kodwa kubalulekile ukuqonda ukuba ayilona utyalo-mali olufanelekileyo kuyo yonke imeko. I-ETF zifanele zihlolwe ngokubhekiselele kumatyala-nge-imeko kwisicwangciso ngasinye sokutyalomali . Qonda zonke izingozi ezichaphazelekayo kwi-ETF ngaphambi kokuba uqalise.
Njalo Qaphela iingozi Zakho
Njengokuba kukho nayiphi na imali-mali-nkampani, isalathisi, okanye ezinye iindlela-qiniseka ukuba uphando ngokuphandle nayiphi na inkxaso-mali yokuthengisa ngokubambisana ngaphambi kokwenza nayiphi na imashishini, nokuba ide okanye imfutshane. Ukuqhuba ngokunyamekela kwakho, jonga indlela i-ETF okanye i-ETN iphendula ngayo kwiimeko ezahlukeneyo zeemarike, jonga phantsi kwe-hood, ubone iifom okanye i-note. Qinisekisa ukuba uxoxe nomthengisi, umcebisi wezemali, okanye omnye uchwepheshe wezezimboni zemali ukuba unemibuzo okanye ukukhathazeka.