Yintoni Injongo Yokutshala imali, kwaye Ngaba Kukulungele?

I-Motif Investment Inkcazo, iiNzuzo kunye neNzuzo, kunye nendlela yokuTyala

Njengengxowa-mali-mali-mali, njengemali yenkcazo kunye ne-ETF , iqhubekile ekuthandeni, ukutsalwa kweMali yoTyala kuvele njengenye indlela ephantsi neendleko zokuthenga iphothifoliyo efakwe kwiphakheji enye. Kwakhona, afana ne- robo-advisors , i-Motif Investing inikeza iiphothifoliyo ngezixhobo zokulinganisela.

Kodwa njengawuphi na umkhiqizo-mali, inkonzo, okanye ukhuseleko, utyalo-mali loMenzi uza kuxhamla abanye abatyalo-mali ngelixa kungenako ukulungelelanisa abanye abatyala-mali.

Funda amahle kunye nokungahleleki kwezimo ngaphambi kokuba utyalomle.

I-Motif Investment Definition

I-Motif Investing yinkampani enika enye indawo kwiipotifoliyo zotyalo-mali ezimiselweyo, njenge-ETFs okanye inkonzo edibanisiweyo ye-robo-advisors. Ngako oko u-Investment Motif uyingxenye yemveliso yotyalo-mali kunye nenkonzo yenxalenye.

Inkcazo ye motif uyilo loyilo okanye ipateni, okanye umxholo kwiprinti yobugcisa. Ngokufanayo, u-Investment Motif unikela abatyali-mali ukuba bakhethe iipotfoliyo zentengo-mali ezijoliswe kumxholo ezenziwe malunga nomxholo othileko wokutyalomali okanye umgangatho. Ngokomzekelo, ezinye zeempawu ezikhoyo zibandakanya ukuThuthuka kweNtlalo, ukuPhumela kweBiotech, kunye neHlabathi yeMidlalo yeeMidlalo.

Inzuzo kunye neNzuzo yokuTyala imali kwiiMotifs

Kukho iinzuzo ezininzi kunye neendlela ezingenakunceda ukutyalomali-mali okufuneka ukuba abatyalo-mali bazi ngaphambi kokutyalomali. Emva kokuphonononga ezi zinto kunye neengxaki, unokuziqhathanisa kunye neengxowa-mali zakho kunye ne-akhawunti yesithenjwa.

Nazi izibonelelo eziphambili ze-Motif Investment:

• Iindleko: Ukukwazi ukuthenga iphothifoliyo yamasheya okanye ii-ETF ezingaphantsi kwe-$ 10 zinika i-Motif Investing advantage on the brokers brokers and robo-advisors. Akukho mali eyongezelelweyo okanye efihliweyo.
• Ukulula: Ukuba ukhetha iphothifoliyo ye-motif ngaphambili, ayikho uphando okanye uhlalutyo olubandakanyekayo-vele uthenge umxholo ohambelana neemfuno zakho zotyalo-mali okanye into eyancoma iphothifoliyo ekhoyo. Abatyalomali bayagcina ixesha lokubeka ezo zentengiso ngeenqwelo zobungqina ngokubeka enye yorhwebo elula kunoko.

• Ukubuyiselwa kwemali: Xa uphazamisa iphothifoliyo , ubuyela kwizabelo zakho zokuqala ezijoliswe kuzo, ezithengisa ngokuyinxalenye izabelo "zabaphumeleleyo" kwaye zithenga izabelo zalabo "abalahlekileyo." Le ngqiqo yefilosofi yamatyala ephothifoliyo yanamhlanje kwaye inokunyusa ukubuyiswa kwexesha elide ngelixa ligcina ukuhlukahluka.

Ezi zizinto eziphambili ezibangelwa yi-Motif Investment:

• Ukuxhatshazwa kweNtsebenzo: Iimpawu zijoliswe ngakumbi kumxholo kunye nokupakisha kuneendlela ezinokuqonda, ezinokubangela ukuba abatyali-zimali bakhethe kwii-motifs eziphezulu okanye ezithandwa kakhulu. Oku kungakhokelela ekusebenziseni-ukuxoshwa okanye enye indlela yokulimala.
• Akukho Uhlengahlengiso lweeMali: Iimpawu azivumeli ukuhlawulela i-dividend. Ngoko izabelo zihamba ngokukhawuleza uze uthenge kwakhona.
• Akukho Mdawulo okanye i-Stop-Loss Orders: I- Motif ivumela i-oda yeevenkile, enokuba yinto embi kwabanye abathengisi abaphambili abathanda ukusebenzisa izixhobo.

Ezinye zezi nzuzo kunye neempembelelo ziya kuba nefuthe ngakumbi kwiinjongo zakho kunye nezinto ozikhethayo kunabanye. Yazi izinto eziphambili kunye nezizathu zokutshala imali ngaphambi kokuthenga iimpahla.

Indlela yokuTyala kwiiMotifs

I-Investment Motif ivumela abatyali-mali ukuba bakhethe i-motif ethile, okanye iphothifoliyo esekelwe kumxholo, ngokuqhelekileyo iquka i-stock-20 ukuya kwi-30 okanye ii-ETF, ngentlawulo ye-$ 9.95 nganye yorhwebo.

Abatyalomali banokwenza ngokufanayo umxube wabo wokumisela ukunikezelwa kwempahla kunye nokudibaniswa kotyalo-mali osebenza kakuhle kwiimfuno okanye iimfuno zabo.

Ukuxubusha kwakhona kwiimxholo zemihla yokupakishwa kwangaphambili kunceda ekuphuculeni ulwahlulo kunye nokusebenza kwexesha elide, ngokusekelwe kwiingcamango zamapolisa zanamhlanje.

Ngaphantsi kwe-Investment kwi-Motifs

Utyalo-mali lugqithiso luya kuncomeka kwipotfoliyo ekhoyo ekhoyo, ii-ETF okanye ezinye iziqinisekiso; nangona kunjalo, abanako ukufumana utyalo-mali ngokuzimeleyo ngenxa yokuba ezininzi zeengxelo zepfoliyoli zigxininiswe kwicandelo elinye okanye kwi-market niche.

Umzekelo, ukuba ubeka yonke imali yokugcina umhlalaphantsi kwi-Social Networking motif, unokubona i-short-term gain but you can also see big swings in price and decline in price share.

Ukwenza ulwahlulo olufanelekileyo, kubulumko ukusabalalisa i-asethi yentengo kwii-asethi ezahlukeneyo (oko kukuthi i-stocks, bonds, cash) kwaye ubambe iintlobo ezahlukeneyo zentengiso (oko kukuthi amasheya ase-US, amasheya angamazwe ngamazwe, amasheya amakhulu amakhulu, i-stock-caps stocks, amasheya amancinci, amabhondi, njalo njalo).

Ukuziphendulela: Ulwazi olukule ndawo lunikezelwa ngeenjongo zengxoxo kuphela, kwaye akufanele lichazwe ngokungeniswa njengeengcebiso zotyalo-mali. Ngaphandle kweemeko ngaba le nkcazelo ibonisa isincomo sokuthenga okanye ukuthengisa iziqinisekiso.