Fumana i-smart and get rich with these readings good
Ingaba ungumthengisi onamava okanye ucinga ngokungena kunye nokwenza utyalo-mali lwakho lokuqala, luhlala luhlawulela ukuqonda kakuhle imigaqo kunye neendlela kunye nokuzigcina zihamba nazo njengoko ziguqulwayo. Iingcebiso malunga nobugcisa kunye nolwazi oluvela kwalabo abaye baphumelela bangena kwiindawo ezintle, nazo. Funda phezulu ukuze ufumane oko abanye abakwenzayo kwaye njani kunye nokuba kutheni baphumelele kakhulu ngaphambi kokuba uhlukane nedoli yakho elandelayo.
Ngokugqithiseleyo: Ii-Essays zikaWarren Buffett
Uhlobo lwesine lwee-Essays ze-Warren Buffett: Izifundo zoMbutho waseMelika zakhutshwa ngo-2015 kwaye zifundeka ngokufanelekileyo xa kungekho esinye isizathu kunokuba sihlawulele ukufunda kwiyona nto. Uza kuba nzima ukubiza umtyalomali ophumeleleyo ngaphezu koBuffett, kwaye uthathe ixesha lokuxelela oko awaziyo kwaye ufunde kulo mbandela kule minyaka.
Iibhanti zetayitile "iqumrhu laseMelika" kodwa unokuthatha oko ukubandakanya abanini-nxaxheba. Incwadi inikeza inkcazo ecacileyo yolwalamano phakathi kwamashishini kunye nabanini-masabelo abo, okwenza kube lula kulabo abatsha ukutshala imali abangenayo impazamo kule nto okwamanje.
Olu qoqo lweengcoko luba ngaphezu kweminyaka engama-50, kwaye zonke zidibene nelizwi elibonisa ukuba unayo indebe yekhofi kunye nomxholo omkhulu. Izuze ama-4.9 kweenkwenkwezi ezi-5.
Okugqwesileyo nguTyalo-mali oLwazi: Incwadi encinci yokuTyala ngokuSondeza
"UJack" uBogle udityaniswe ngokudala isikhwama senkcazo sokuqala, njalo uyazi kakuhle ngokutshala imali. Ungumsekeli weQela leVanguard, kwaye yena kunye noBuffett bavakaliswa ukuba babe ngabahlobo abangcono kakhulu. Kuyacaca ukuba ufuna ukufunda kubo bobabini, kwaye uBuffett unikezele imvume yakhe kwincwadi kaBogle, ethi "abatshali-mali nabakhulu" bafanele bafunde.
Incwadi encinci ye-Common Sense Investment: Inye kuphela indlela yokuqinisekisa ukuba isabelo sakho esifanelekileyo sokuthengiswa kweSitoreji sokuThengiswa kwemali kuthatha indlela emangalisa ukuba abatshali-mali abaninzi, imarike yemasheya yiphakamiso esilahlekelwayo. Emva koko u-Bogle uchaza indlela afunde ngayo ukuguqula izibizo kuye.
Oku akuyiyo incwadi yeBogle yodwa, kodwa nguye olawula ukujonga izinto zakhe ezintsha kunye neenyaniso ngendlela elula kwaye elula ukuyifunda. Abafundi banikezele iNcwadi Encinci ye-Common Sense Investing nge-4.7 kwi-5 stars.
Incwadi egqibeleleyo malunga nokuqalisa: I-Angel: Indlela yokuTyala kwiTeknoloji
Ingelosi: Indlela yokuTyala kwiTeknoloji i-Startups nguJason Calacanis
Isihloko esipheleleyo sale ncwadi, Ingelosi: Indlela yokuTyala kwiTeknoloji Iziqalo-Ixesha elingenasiphelo elivela kwiNgelosi yeTyenteli-mali eye yajika i-100,000 kwi $ 100,000,000, uchaza ukuba kutheni ufuna ukulibala imarike yempahla kwaye uthathe indlela eyahlukileyo yokutyalomali.
I-Calacani yabiza igama layo njengesithunywa-mali sithunywa seSilicon Valley kwaye ifuna ukuba kukho iindlela ezimbini zokwenza imali ngokuqalisa. Bobabini zibandakanya ukuza kunye nezinto ezintsha kunye nolutsha olutsha olungenakuhlala ngaphandle. Indlela yokuqala ukuzalelwa ngokwenene nokudala into ethile. Omnye ukuxhasa imali yokudalwa nokusabalaliswa kwayo. Iingelosi zenza okokugqibela, kwaye iCalacanis ichaza iindlela zakhe zobuqu zokufumanisa nokuncedisa ukuqala kokuqala.
Funda ukucinga njengengelosi-isithunywa esiphumelele kakhulu - ngokutyalomali kwizinto zokuqalisa ngokutshintshiselana nokuhlawulwa kwetyala okanye ukulingana nobunikazi. Ingelosi yaqala ukukhutshwa ngo-2017 kwaye sele iqokelele iingu-4.7 kweenkwenkwezi ezi-5. I-New York Times ithi "iyabuqabula kwaye icacisa."
Eyona ndlela ihamba phambili kwiNewbies: I-Random Walk Down Wall Street
Ukutshala imali akuthethi ukuba uchitha iiyure ngosuku kwaye amandla amakhulu kwaye ucinga ukulawula i-wide-base-based, ipolfoliyo enkulu, kunye noBurlin Malkiel bayazi ukuba. I-Random Walk Down Wall Street ifundwa ngokubalulekayo kulabo abazama ukufumana isibambiso kwi-401 yokuqala (k). Konke kuqala ngokuthetha intetho okanye ubuncinane ukuqonda oko kuthethwa xa umntu uthetha.
Incwadi kaMalkiel ibandakanya ezinye iinkcazo ezichanekileyo zemimiselo yotyalo-mali kwaye iyazisebenzisa kwizicwangciso ezahlukeneyo zokutyalombela ezijoliswe kwizigaba ezahlukeneyo ebomini. Ugxininisa utyalo-mali lwangexesha elide kunokuba lube ne-rich-scheme-schemes, kwaye ungayichaza njani amaxabiso kwaye uphephe iimpazamo eziqhelekileyo.
Le yinto entsha, ehlaziyiweyo yincwadi eye yajikeleza ixesha elide. Ukuhamba okungaqhelekanga kuthengise iikopi ezingaphezu kwezigidi eziyi-1.5 ukuya kumhla kwaye abafundi baye banikezela ngeenkwenkwezi ezi-4.5 kwezi-5.
Incwadi egqibeleleyo kwiNzululwazi yoTyalo-mali: Ukucinga, Ukukhawuleza nokuNcipha
UDaniel Kahneman uyazi into okanye ezimbini malunga nokucinga. Unguprofesa wezesengqondweni kwiYunivesithi yasePrinceton. Kananjalo uyazi ezininzi malunga nemali, ngokuphumelela i-Nobel Prize yezoQoqosho ze-2002.
I-New York Times eyithengisa kakhulu, Ukucinga, Ukukhawuleza Nokunyuka, uhlalutya ngendlela iinkqubo zakho zengcamango ezinokuchaphazela impumelelo yakho ekutyalomali. Wonke umntu ubambelela ngokuncinci kwakhe, ngamanye amaxesha uyaziqonda. U-Kahneman uchaza indlela yokuzichonga yakho kwaye uzikhiye ukuze ubenze ukwenza izigqibo zokutshala imali ngaphandle kwegalelo labo, ucinga ngokucacileyo, ngokucacileyo nangokuhlalutyo.
Le ncwadi ayikho nje ngokutyalomali, nangona oko kugxininiswe kuyo. U-Kahneman uphinde uchaze indlela ukuxhatshazwa kunokuchaphazela ngayo ubomi bethu bemihla ngemihla kunye nezinye izigqibo zemali. Ifumana ama-4.5 kwinqanaba elinesibini.
Eyona ndlela ihamba phambili yoLuntu: UmTyalo-mali oPhezulu
Awukwazi ukungahambi kakuhle ngeengcebiso zotyalo-mali ezidibeneyo nguWarren Buffett, kodwa abalobi be-Intelligent Investor: Incwadi ecacileyo kwi-Investment Investment ayikho i-slouches, nokuba. Ngaphambi kokufa kwakhe, uGraham wayengumprofesa owaziwayo obizwa ngokuba ngu-godfather wokutshala imali, kwaye uZweig ubhala ikholamu ye-Intelligent Investor yeThe Wall Street Journal.
Into ekhethekileyo ngale ncwadi yukungabikho kwayo "Kulula! Rah! Nantoni na into eyenzekayo kwaye nabani na onokuyenza! "Isingeniso. Ininzi ithatha indlela eyahlukileyo, nangona ingekho isikhuthazo esihle. Akuyi kukuxelela indlela yokwenza izigidi kodwa kunokuba ungayi kulahlekelwa yikhati yakho-isiluleko esinceda ukuba uqiniseke. Ababhali banikeleyo kufuneka bafunde ukusetyenzwa kunye nokugcina uhamba ixesha elide, kwiindlela ezicetyiswayo nendlela yokuhlalutya amasheya kwisifundo esiphezulu sembali kwimarike yemasheya.
UGraham washicilela ukuqala kwencwadi yale ncwadi ngo-1949, kwaye uBuffett ngokwakhe ubize loo nguqulo "yincwadi ebaluleke kakhulu ekutyala imali ebhaliweyo." Abafundi banikela iingu-4.3 kweenkwenkwezi ezi-5.
Incwadi egqibeleleyo yokutyalomali njengeprojekti: Enye kwi-Wall Street
Isihloko sifumana iimvuno zakho ezikhuphisanayo, akunjalo? I-One Up on Wall Street: Indlela yokusebenzisa Into oyiQebileyo yokwenza iMali kwiMarike iphosa umngeni weflegi ukubetha irhamncwa. ULynch uthi akunakwenzeka kuphela ukuba abatshali-zimali be-newbie benze njalo kunye, ukuba kungengcono kunokuba, ukuphumelela. Uya kugcina ukuba sele sele inento yonke efunekayo ngokukhawuleza.
ULynch ukholelwa ukuba amathuba okutyalomali okutyalo asemhlabeni wonke. Bahlamba umhlaba phantsi kweenyawo zethu - simele siyeke ukuhamba ngokukhawuleza, simise kwimpilo yethu yemihla ngemihla, kwaye sithobe phantsi ukuze sihlole i-clutter ukuze sikwazi ukukhupha izinto ezinokuzikhethela. Ngokwenza njalo, sinokubetha i-prosch to punchline kwaye singena kwi-investment ngaphambi kokuba lonke ihlabathi likwazi ukuba likwazi ukufikelela.
Omnye kwi-Wall Street uye wathengisa iikopi ezingaphezu kwesigidi ukususela ekukhutshweni kwawo ngo-2000. I-New York Times ithi uLynch, umtyalomali owaziwayo ngokwakhe, "usemgunyeni ngokwakhe." Abafundi banikela incwadi 4.3 iinkwenkwezi.
Incwadi egqibeleleyo ngemali ngokubanzi: iinqununu: ubomi kunye nomsebenzi
Le Nombolo 1 I-New York Times i-Bestseller ibhalwa ngabanye abantu abangama-100 abashukumisayo kwihlabathi. Umyinge ophakathi kwenkwenkwezi ephakathi kwe-Long Island, uDalio waqalisa iqela lakhe lokutshala imali kwindlu yakhe yaseNew York. Kwiminyaka engamashumi amane emva koko, u-Fortune wabiza iqela lakhe njengenye yezona zintlanu ezibalulekileyo e-US
Iimigaqo: Ubomi kunye noMsebenzi uyingxenye yezinto ezizenzekelayo, inxalenye yokufundisa. UDalio wabelana ngeemfihlo zakhe kunye nolwazi kwaye uchaza ukuba amashishini, abantu ngabanye kunye nemibutho bayakwazi ukuwamkela, kubandakanywa nemigaqo yemigaqo yokubafaka ukutyalomali, ubomi, ishishini lakho kunye neemali zakho ngokubanzi.
I-New York Times ithi le ncwadi "iyashukumisa ngokumangalisayo." UBill Gates wathi kuye "inkokhelo ebaluleke kakhulu." Inokushicilelwa kungekudala ngoSeptemba 2017, le ncwadi isenza amagagasi amatsha kwi-shishini kwaye ifumene iineer 4,3.
Eyona ndlela ihamba phambili kubaTyalo-mali be-Conservative: I-Guide kuphela ye-Investment You Will Ever Need
Le nto ijikeleze iminyaka engaphezu kwe-40 kunye nesizathu esihle. I-Los Angeles Times ithi "ngokuqinisekileyo ihlala egameni layo." Musa ukuxhalabisa - ayinakuthatyathwa ngcebiso kuma-1970. Yayihlaziywa kutshanje ngo-2016 ukuba ihambe ngokuhambelana noqoqosho kunye neendlela ezikhoyo.
U-Andrew Tobias akajongisi nje umlawuli wezityebi. Unika iingcebiso kunye nezikhokelo kulabo abanomlinganiselo omncinci, kwaye wenza ngokusesikweni, ngokulula ukuyiqonda nokuthetha ngokuhlekisayo. Uzinikezela incwadi yakhe kumthengisi wakhe, othi, "ngamanye amaxesha wandenza loo nto."
IsiKhokelo soTyalo-mali kuphela senze i-4.1 kwi-5 zeenkwenkwezi kwaye sincede abafundi abangaphezu kwesigidi.
Ukwazisa
Kwi-Balance, abalobi bethu bezengcali bazibophezele ekuphandeni nasekubhaliseni iimpendulo ezizimeleyo nezihleliweyo zeemveliso ezilungileyo kubomi bakho kunye nosapho lwakho. Ukuba uthanda oko sikwenzayo, unokusinceda ngokusebenzisa iinqununu zethu ezikhethiweyo, ezithatha ikhomishini. Funda kabanzi malunga nenkqubo yokuhlaziya .