Izicwangciso zeengxowa-mali eziphathekayo eziphethe amasheya amancinane
Uninzi lwabatyalomali balumke ukukhusela iifom zangasese zeemarike kodwa kukho iinjongo kunye nobuchule obangela ukuba abatyalo-mali bangenza ukulungelelanisa i-stock-cap stock fund ngexesha elithile.
Ngamazwi ahlukeneyo, uninzi lwabatyalo-mali luyabulumko ukuba ukhethe ulwabiwo olufanelekileyo lweemali ezincinci zeempahla zentengiso kunye nokunamathela kwisabelo sexesha elide.
Kwaye kwimizuzu, njengekota nganye kwikota yekhalenda okanye kanye ngonyaka, kulandelelanisa iphothifoliyo .
Nangona kunjalo, kuba abatyala-mali abasebenzayo, zikho iindlela ezifanelekileyo zokulungisa utshintsho kwiinkampani ezincinci ze-stock stock ukwenzela ukuphucula ukusebenza kwexesha elide.
Indawo engcono kakhulu kwezoqoqosho ekutyalomali kwiimpahla ezincinane
Ubulumko obuqhelekileyo malunga nokutyalwa kwe-stock-cap cap-stock stocks, ukuba i -stock-stocks ezincinane zase-US ziye zaphazamisa ngokulandelelana imfuyo enkulu kwiindawo ezikhulayo.
Iimviwo zokunyuka kwamaxabiso zidla ngokuqhelekileyo ngexesha lokuqala kokuhlaziywa kwezoqoqosho okanye, ngamazwi ahlukeneyo, ixesha elibonakalayo kwi-Federal Reserve ngeke linciphise amazinga omdla ukukhuthaza uqoqosho.
Enye indlela yokujonga ngexesha elifanelekileyo lokuthenga i-stock-cap cap cash funds xa kubonakala ngathi i-marhwebo iswele ixesha elide, okanye xa ibonakala kungekho nethemba ngeemarike (ixabiso eliphantsi).
Oku kunzima ukuqiqa ngokuchanekileyo kodwa ukungaqiniseki ngokugqithiseleyo kunokubonwa kwaye kuvezwe kwimiba yeendaba nakumazwe ngamazwe, ngokukodwa kwimidiya yezemali.
Nini na kwaye kutheni amasheya amancinci amancinci angabetha izitokisi ezinkulu
Kubona kwindlela enembileyo, iinkampani ezincinane ziqala ukuhlawulela ekukhuleni kwezoqoqosho ngokukhawuleza kuneenkampani ezinkulu kuba igalelo labo elihlangeneyo alibophelelwanga ngqo kwiirhafu kunye neminye imiba yezoqoqosho ukuze bancede bakhule.
Njengesikebhe esincinci emanzini, iinkampani ezincinane zihamba ngokukhawuleza kwaye zihambelane ngokuthe ngqo kuneenkampani ezinkulu ezihamba njengamaqhosha amakhulu olwandle.
Izigqibo malunga nemveliso emitsha kunye neenkonzo kunye nendlela yokuzizisa kwiimarike zingenziwa kwaye ziphunyezwe ngokukhawuleza kunye neenkampani ezincinci ngenxa yeekomiti ezincinci, ubuncinci bezolawulo kunye nezinye izinto ezikhuselekileyo ezikhoyo kwiinkampani ezinobungakanani beenkampani ezinkulu. Ngoko ke, xa uqoqosho luqala ukuvela kwimali kwaye luqala ukukhula kwakhona, amasheya amancinci angaphendula kwimeko enokukhawuleza kwaye anokukhula ngokukhawuleza kunempahla yokugcina.
Iinkampani ezincinci (kunye neendawo ezininzi ezikhulayo ezikhulayo kuzo zonke iinjongo zentengo) ngokuqhelekileyo ziphakamisa inkunzi yazo enkulu kubalimi-mali (ngokuthengisa amasheya esitokisini), ngokuchasene nokuboleka imali (ngokukhupha izibophelelo) njengeenkampani ezinkulu. Ngako ke, izinga lentengo ephakamileyo linomthelela omncinci kumgangatho weenkampani ezincinane ukuba zikhule ngenxa yokuba zingathembekanga kakhulu kwimali-mboleko (iibhonksi) ukwandisa imisebenzi kunye neeprojekthi zeengxowa-mali.
Imbali emfutshane kunye nokulumka kwixesha elifutshane le-stock stock
Kwiminyaka yokugqibela yokubuyiswa kwezoqoqosho, kwikhalenda kwiminyaka ngokukhawuleza emva kokunciphisa (2003 no-2009), iziphumo zaxutyaniswa, ukuthetha okungenani.
Ngo-2003, iintengiso ezincinane ( uRussell 2000 ) zazikhokelela ezitokisini ze-caps (i- S & P Midcap 400 ) kunye ne-stock-cap stocks (i- S & P 500 ) ngokubuya kwe-47.25%, xa kuthelekiswa nama-35.62% kunye ne-28.69% cap kunye ne-cap-cap, ngokulandelanayo. Nangona kunjalo, oku kwakungekho imeko ekuqalekeni ngo-2009, apho ii-caps ezincinci (27.17%) zilahlekelwe kwiisitokisi zesikhokelo (37.38%) kwaye zingabonakali zikhonkwane ezinkulu (26.46%).
Uninzi kunje, ngowama-2016, xa i-Fed iqala ukuphakamisa amazinga emva kwexesha elide lokunciphisa, iisitokisi ezincinci zifumene inzuzo ye-22%, eyayifumana inzuzo ye-S & P 500 ye-12%.
Esi sifundo apha kukuba ubulumko obuqhelekileyo lu-oxymoron: Ubulumko besazi ukuba iindibano ziqulethwe yimithetho eqhelekileyo yesithupha okanye imingcele engasetyenziswa ngaso sonke isikhathi. Ngenxa yoko, iindibano kunye nobulumko azihlali zihlala kunye. Umzekelo, nanini na xa ufunda isihloko malunga nokuthengwa kwemali yesitokhwe encinci, uqikelele ukuqwalasela umthombo wolwazi, odla ngokuba ngumthengisi okanye inkampani yokuthengisa i-cap-cap capual funds!
Ngaloo nto, kuthengwa izabelo ezingaphezulu kweempahla ezincinci kwiimarike zeebhere kwaye njengoko kubonakala sengathi iFed iza kuqala ukuphakamisa amaxabiso ingaba nembono omuhle kubatyalo-mali abasebenzayo.
Ukuziphendulela: Ulwazi olukule ndawo lunikezelwa ngeenjongo zengxoxo kuphela, kwaye akufanele lichazwe ngokungeniswa njengeengcebiso zotyalo-mali. Ngaphandle kweemeko ngaba le nkcazelo ibonisa isincomo sokuthenga okanye ukuthengisa iziqinisekiso.