Fumana i-$ 2,500 yee-grade-grade zeekholeji
Yiyo iindaba ezilungileyo. Ngelishwa le khredithi yerhafu itholakala kuphela ukususela ngo-2009 ukuya ku-2017 ngaphandle kokuba iCongress iyakwandisa iminyaka ezayo.
Iinkcukacha zeMelika Inzuzo yeMali
Ikhredithi iyafaneleka ukuya kwii-2 500 zamaRandi kwi-$ 4,000 yokuqala yeendleko zemfundo ezifanelekileyo, ezibandakanya izinto zokufunda ezifunekayo kubhaliso kunye nokufundiswa kwezifundo.
Iyancitshiswe kancane-ekubhekiselelwe kuyo ngokuthi "ukuphawulwa" -kuba abantu abaneengeniso ezihlaziyiweyo zedola ezingama-80 000 ukuya kwii-90,000 zamaRandi, okanye i-$ 160,000 ukuya kwii-180,000 zamawaka abahlawuli berhafu abatshatileyo abafakela ngokubambisana. Ingxowa yerhafu ayifumaneki kulabo abane-MAGIs ngaphezulu kwebala lokuphuma. Le mivuzo ingenayo ibhalela ubomi bentengo nge-2017.
Ukufikelela kuma-40 ekhulwini e-kredithi iya kubuyiselwa. Oku kuthetha ukuba ukuba ukubiza ityala kukunciphisa ibhajethi yakho yerhafu, u rhu lumente uya kubuyiselwa kuma-40 ekhulwini wexabiso lekhredithi kuwe kwi-cap ye $ 1,000. Unokufumana imali yokubuyiselwa imali eyi-$ 1,000 nangona ukuba umrhumo wakho werhafu unjalo. Oku kwenza i-American Opportunity credit ingabalulekanga ngaphezu kweKharitytime Learning Learning , engabuyiselwa imali.
Ukubala i-American Opportunity Tax Credit Inani
Sebenzisa ifomu 8863 ukubala inani lemali yerhafu kwaye uyifake kwiFomu 1040 okanye ifomu 1040A.
Inkokhelo yerhafu yeMerika isebenza kuma-100 eepesenti ye-$ 2,000 yokuqala echithayo kwiindleko zemfundo ezifanelekileyo, kunye neepesenti ezingama-25 zee-$ 2,000 ezizayo ozichithayo. Inkokhelo ephezulu ye-$ 2,500 isekelwe kwi-$ 4,000 kwiindleko ezifanelekileyo.
Ulungelo lweMatyala eMelika
Abathengi abangayithobeli isigaba-ngaphandle bangabanga i-American Opportunity Credit kwabo okanye abaxhomekeke kubo ukuba umfundi ubhalise ubuncinci kwixesha leyunivesithi, kwiyunivesithi okanye nakwezinye iziko lezemfundo lesibini le-secondary.
Nabani na onecala lolwaphulo-mthetho olunobungozi alivumelekanga, nangona kunjalo.
Itholakala kwiMinyaka emine yokuqala yokuFunda kwePesimari
I-American Opportunity Credit yona ifumaneka kwiminyaka emine yokuqala yomfundi osemva kwekondari-iminyaka yemfundo emva kwesikolo esiphakeme. Abafundi abaye bagqiba iminyaka emine yemfundo yekholeji okanye abo obesele bathi i-American Opportunity Credit kowamaxesha amane kwiimbuyekezo zerhafu zangaphambili azivumelekanga.
Yiyiphi ixabiso lokuQinisekisa kwezeMfundo?
Iindleko zemfundo ezifanelekileyo zibandakanya iifundo, ezinye iirhafu kunye nezixhobo zokufunda ezihlobene. Ngokwahlukileyo, "iindleko ezifanelekileyo" zikhawulelwe kuphela kwizifundo zokufundela kunye neerhafu zokulungiswa kwerhafu yokunciphisa irhafu kunye neNkxaso yeKota yokuFunda. Ezinye izinto zokufunda, ezifana neencwadi, i-lab, ii-software kunye nezinye izinto zokufunda ziyakwazi ukufumana i-credit-opportunity ye-American Opportunity ngetyala xa zifunwa sisikolo sokubhalisa kwiklasi. Ngokomzekelo, ukuba ikhomputha iyadingeka ukuba ithathe iklasi ehlobene ne-tech, ungabandakanya le ndleko, kodwa awukwazi ukwenza oko kwikhomputha oyisebenzisayo ngokubanzi kwimfundo yakho.
Igumbi kunye nebhodi ayigutyungwanga, okanye iindleko onokuzihlawula ngazo ngoncedo lwezemfundo zerhafu.
Awukwazi ukubala iindleko ezifanayo kabini ngaphezu kweerhafu enye okanye ukuncitshiswa.
Ukuthelekisa i-American Opportunity Opportunity Credit to Other Breaks
Ikhredithi ye-Lifetime Learning iyatholakala nakweyiphi imfundo esekondari, kubandakanywa isikolo esiphumelele kwisikolo okanye i-graduate education kwiminyaka emine. Unokumangalela nayiphi na umthwalo-umqeqeshi-umfundi akadingeki ukuba abhalise ubuncinci bexesha lesigxina. Kodwa ayibuyiselwa imali-awuyi kufumana nayiphi na imali emva kokuba ikhuphe ityala lakho. Ngenxa yokuba iyabuyiselwa imali, inkokhelo yaseMelika inokukunceda ukucima irhafu yerhafu enye kunye nerhafu yokuqeshwa . Inkokhelo ye-American Opportunity nayo ibonisa inkcazo eyongezelelweyo yeendleko ezifanelekileyo ukubandakanya iimpahla kunye nezinto zokufunda, kanti i-credittime yokufunda i-Lifetime Learning limit is limited.
Imfundo kunye nokuhlawulwa kwemirhumo kufikeleleka ekupheleni konyaka we-2016. Unokubanga le ntsalela njengoluhlengahlengiso kwimali engenayo kwikota yokuqala yokubuyisela irhafu yakho nayiphi na i-postsecondary toition to $ 4,000 ngonyaka ngomfundi ngamnye. Ukuxothwa akuzange kubekwe kwiminyaka emine yokuqala yokufunda kwimfundo yesibini, njengemali ye-American Opportunity credit. Ngelishwa, le ntsalelo yapheliswa ngumthetho werhafu utshintsho olusebenzayo ngo-2017, nangona kusenokwenzeka ukuba iCongress inokuyivuselela njengenxalenye yenguqu yoTshintsho yerhafu.