Ndifumene ukuba ukuba unonophelo olukhawulezileyo unxulumene nesibhedlele kunokufumana isibonelelo senkxaso esongezelelweyo, kodwa ukuba ukhetha ukunakekelwa ngokukhawuleza okuzimeleyo, ungayiphephela intlawulo. Uphando oluncinci lunokukugcina imali eninzi xa kuziwa kwiibhili zonyango . Unokwenza uninzi lwe-inshorensi yakho yempilo ngokuqwalasela le miba phambi kokuba uhambele isibhedlele okanye ube nenkqubo enkulu.
Hlola iMali efihliweyo okanye eyahlukileyo
Ezinye iofisi zinokukuhlawulisa ngokukhawuleza ukuze uhlalutye okanye uhlawule iindleko ngelixa abanye baya kubandakanya ukuba ngeendleko zokutyelela kwakho. Kunceda ukuthenga ngeenxa zonke uze ubone oko uza kuhlawulwa ngaphambi kokuba ungene kuyo ukutyelela, ingakumbi ukuba akuyiyo imeko engxamisekileyo. Unokufumanisa ukuba ezinye iiofisi ziza kuhlawulisa ngaphezulu komsebenzi webhu okanye ukuthumele kwenye indawo ukuba zenzeke, eziza kubiza ngaphezu kweofisi eya kuyenza eofisini.
Qinisekisa ukuba zonke iinkqubo zifihliwe kuqala
Ihlawulela ukufumana imvume yangaphambili kuzo zonke iimvavanyo zakho kunye neenkqubo phambi kokuba wenze.
Ezi zinto zifana neengxelo ze-CAT kunye ne-MRIs, kunye naluphi na uphando. Ukuba i-inshurensi igqiba ukungafihla into ongayishiywa ngayo unyawo olukhulu. Utyando luya kuhlawula i-$ 40,000 ngokuxhomekeka kwenkqubo kunye nalapho uya khona. Unokuzigcina uphutho oluninzi ngokuqinisekisa ukuba konke kuvunywe ngaphambi kokuba ungene.
Thatha ixesha lokuqinisekisa ukuba uvumelekile nenkampani yakho yomshuwalense ngaphambi kokuba ungene kwinkqubo. Ngokuqhelekileyo kubhekisela ekubizeni imini yangaphambili. Ukuba iofisi yegqirha ithumele izinto zokubhengezwa kwangaphambili, kufuneka ibe nayo kwifayile ngeli nqanaba.
Hlola ukuba bonke ababoneleli abakwi-Inshshu
Nangona unokuba nenkqubo evunyiweyo esibhedlele, kufuneka uhlolisise ukuba wonke umntu osebenza ukuhlinzwa nguye. Ngokomzekelo, ukuba utyunjwa, uya kufumana ibhilikhwe evela esibhedlele, omnye ugqirha kunye nomnye ovela kwi-anesthesiologist. Ngamanye amaxesha i-anesthesiologist ayiyi kuhlanganiswa phantsi kwecwangciso ngoko kuya kufuneka uhlawule iindleko ze-intanethi kweso sabelo sebhili. Into efanayo inokuthi yenzeke ngenxa yokuba neemvavanyo okanye i-ray-ray efundwa ngu-radiologist. Kukunceda ukuba ugcine ingqalelo
Ukubiza ngeenxa zonke kwixabiso elilungileyo
Izibhedlele ezahlukeneyo kunye namaziko okuvavanya uya kukuhlawula imali ehlukile kwiinkqubo ezifunekayo zenziwe. Xa uhlawula ixabiso lemali engamashumi amabini kwi-MRI, eyahlukileyo phakathi kwe-$ 800.00 kunye ne-1500 yeeRhafu inokuvakalelwa. Kungaba nzima nakakhulu ukuba awuzange udibane ne- deductible yakho okwamanje. Unokumangaliswa ukuba zininzi izinto ezinokuhluka ukusuka kwenye indawo ukuya endaweni.
Unokwazi ukusindisa ngokufumana utyando olusesikhatywayo olwenziwe kwiklinikhi yokugulisa ngesibhedlele. Akuyiyo yonke into eyenziwa ngayo iya kulungelelanisa oku kwaye ukuhlinzwa okwenyukayo kufuneka kwenziwe kwibhedlele. Ukongezelela, ukuba uthetha ukunyaniseka kwi-anesthesia okanye kwenye imithi, kungcono ukuba ube esibhedlele. Ngaphandle koko, unokufuna ukujonga kuloo khetho. Kubalulekile ukuthelekisa amaxabiso nganye kwinkqubo yokuba esinye isibhedlele asikwazi ukuba nexabiso elisezantsi kwiinkqubo zonke.