Ngandlela-thile, iintlawulo zemoto zikhuselekile - kunzima kubagculeli ukuba bafikelele kwiinkcukacha zekhadi lakho lekhredithi kwi-breach data. Kungenxa yokuba ulwazi lwakho lwezemali aludluliswanga ngexesha lokuthengiselana . Endaweni yoko, inguqulo ekhowudiweyo yeenkcukacha zekhadi lakho lekhredithi isetyenziselwa ukugunyazisa intlawulo. Ngaphandle kweempawu ezikhuselekileyo zokhuseleko, kusekho izikhokelo zokukhusela zentlawulo ezixhamlayo zokuqwalasela ukuqinisekisa ukuba ulwazi lwakho lwezezimali alukhohlisi.
Sebenzisa kuphela isicwangciso sokuhlawula esiphephile, esithembekileyo.
Ukuba uya kwongeza ulwazi lwakho lokuhlawula kwifowuni, sebenzisa isofthiwe efike ngefowuni yakho - iPay Pay okanye i-Android Pay - okanye umniki-ntlawulo othembekileyo, njenge-Google Wallet okanye i-Chase Pay, umzekelo. Iipulatifomu zokuhlawulwa kweemoto ezihloniphekileyo azigcinanga iinkcukacha zakho zekhadi lesikweletu.
Ngaphandle kolunye uhlangothi, iinkqubo zokusebenza zokuhlawula imfono ezidalwa ngabaduni, zingadalwa ngenjongo yodwa yokuqokelela iinkcukacha zekhadi lakho lekhredithi kwaye unokushiya ulwazi lwakho olubonakalayo.
Yilumke kakhulu malunga nokusebenzisa i-apps yesithathu yentlawulo yesicelo kwisitoreji sohlelo lokusebenza okanye ukhutshwe kwi-intanethi.
Landa kuphela iifayile ezithembekileyo.
Akufanele nje uqiniseke ukuba ugcina ulwazi lwakho lokuhlawula kwinkqubo ethembekileyo, kodwa qaphela ngezinye iifayile ozikhuphelayo kwisixhobo sakho. Ezinye zi noqulethe i-spyware okanye i-malware eyenzelwe ukuthatha ulwazi lwenkokhelo yakho kwaye uyithumele kubaduni ngaphandle kokuba wazi.
Vala ifowuni yakho kude ukuba ilahlekile okanye ibiwe.
Ungasebenzisa i-Android Device Manager ukuba ukhiye okanye ufumane ifowuni elahlekileyo okanye eyebiweyo ngokuya kwi-android.com/devicemanager. Unokwenza okufanayo kwi-iPhone ngokuya kwi-iCloud.com. Kwaye kunye nefowuni yeWindows, iya kwiWindowsphone.com.
Sebenzisa ukukhusela okukhuselekileyo kwephasiwedi.
Okokuqala, qiniseka ukuba awuthwali ifowuni evuliwe. Ngaphandle kweso sikhuseleko kwifowuni, isela singakwazi ukungena ngokukhawuleza kwifowuni yakho kwaye sifinyelele naluphi na ulwazi lomntu siqu nolwazi olugcinwe.
Iphasiwedi eqinileyo yenye yeendlela ezilungileyo zokukhusela ifowuni kunye nolwazi olugcinwe kuso. Ewe, oko kuthetha ukuba igama lakho lephasiwedi kufuneka libe yinto enamandla kune "1234" okanye "iphasiwedi." Musa ukuyihoxisa ezinye zeempawu zokhuseleko ezinikwe kwiifowuni zakutshanje. Izixhobo ezifana nokubona ubuso, i-scan ye-iris, kunye nokuvula iminwe kungakhuseleka ngakumbi kunokuba iphasiwedi okanye i-PIN.
Ukuba usebenzisa iphasiwedi okanye i-PIN ukukhusela ifowuni yakho, qaphela "ukufakela i-shoulder-surfing," apho ulwaphulo-mthetho lujongene negxalaba lakho ukuze libukele ukuba ufake iphasiwedi yakho.
Musa ukuthumela ulwazi olubukhali kwi-wi-fi yoluntu.
Naluphina ulwazi oludlulileyo kwi-wi-fi yoluntu lu fi keleleke kuwo wonke umntu onokufikelela kwi-wi-fi.
Oko kukuthi, nabani na owaziyo. Oko kuthetha ukuba ulwazi lwakho lokuhlawula luyakwamkelwa xa usebenzisa ifoni yakho ukwenza ukuthengwa kwe-intanethi . Ukhuselekile usebenzisa inethiwekhi yakho ye-3G okanye ye-4G yenethiwekhi yakho okanye i-password yakho ye-password ekhuselweyo ye-password.
Sebenzisa ikhadi lekhredithi, kungekhona ikhadi lokudityaniswa.
Amakhadi okuthenga ngetyala anokukhusela okungcono kunenkohliso kunamakhadi e-debit. Uninzi lwamakhadi-mboleko anemigaqo-nkqubo yokunyanzela inkohlakalo ekuqheleni umngcipheko wakho nakwezinye iindleko ezingavumelekanga ezenziwe kwiakhawunti yakho yekhadi lesikweletu. Ngamakhadi e-debit, ngakwelinye icala, kunokwenzeka ukuba uxanduva lwemali esetyenziswe kwiakhawunti yakho. Nokuba ibhanki yakho iya kucima ityala leenkohliso, awufuni ukuba ulinde ukuba liluhlule. Ukuba isela lifumana ulwazi lwenkokhelo yakho yefowuni, yimalunga (kangcono) ukuba ikhadi lakho lekhredithi libekwe mngciphekweni kunekhadi lakho lokubambisa.
Jonga iakhawunti yakho yekhadi lekhredithi.
Khangela ukuthengwa kwekhadi lakho lesikweletu rhoqo, nokuba unayo ifowuni yakho kwaye usebenzise zonke iindlela zokukhusela ezifanelekileyo. Isela eliye lafikelela kwiinkcukacha zakho zemali ngezinye iindlela - mhlawumbi ngokugxeka kwishishini oyenze ngayo intlawulo - inokongeza ulwazi lwakho lokuhlawula kwisistim sakho somnxeba kwaye ulisebenzise ukwenza iintlawulo.
Ukubukela i-akhawunti yakho kuya kukuvumela ukuba ufumene nayiphi na iindleko ezisolisayo. Bika iindleko ezingagunyaziswanga kumniki- khadi wakho wekhadi. Ukuba ukrokrela ukuba ulwazi lwekhadi lakho lesikweletu liye lahleka, ungayifumana inombolo entsha ye-akhawunti kwaye ugweme ngokupheleleyo nayiphi na inkunkuma ekhohlakeleyo.