Indlela Yokugcina Ukukhwabanisa Kwekhadi Yemali Yenzeke Kuwe
Kwiminyaka yolwazi lwanamhlanje, ulwazi lwakho lwekhadi lesikweletu lengozini yokuba. Ngethamsanqa, unokuzama ukuphepha ukukhwabanisa kwekhadi lokuthenga ngetyala ngokugcina ulwazi lwakho lwekhadi lesikweletu likhuselekile ngakumbi. Hlalani nilumkele abagxeki abanokuzama ukukukhohlisa ukuba banikele iinkcukacha zekhadi lakho lekhredithi.
01 Gcina amakhadi akho ekhredithi ngokukhuselekileyo.
Ukuba uthengisa kwindawo ephezulu yendlela, thabatha isikhwama esincinci kuba kunzima ukuba okanye ukungena. Kwababini nabasetyhini, thwala kuphela enye okanye ezimbini kwikhadi kunye neebhanki oza kuwusebenzisa ngalolo suku. Shiya zonke ezinye iikhadi lakho lekredithi ekhaya.
Amasela angathatha imifanekiso yekhadi lakho lekhredithi kunye nekhamera okanye ifowuni, ngoko ungashiyi ikhadi lakho lekredithi lichaze ixesha elide kunyanzelekile.
Emva kokuba uthenge ukubeka ikhadi lakho lekredithi ngokukhawuleza. Qinisekisa ukuba unekhadi lakho lekhredithi kwimpahla yakho ngaphambi kokuba ushiye ivenkile okanye ivenkile.
02 Shanyisa nantoni na inombolo yekhadi lakho lesikweletu kulo.
Musa ukuphosa iitatimenti zokubhalwa kwekhadi lakho lokuthenga ngetyala ngokukhawuleza kwi-udoti - bafumana inombolo yakho yekhadi yesikweletu epheleleyo eprintwe ngexesha. Zibanikezele ukugcina abahlukumezi bezahlula ekufumaneni izandla zabo kwikhadi lakho lekhadi lesikweletu. Into efanayo isebenza kumakhadi endala akhredithi aphelile okanye akhanselwe.
Unokwenza isinyathelo esinyukayo uze ubeke iziqwenga ezikhethiweyo kwiibhagi ezilahlayo ngamasela angakumbi anokufuna ukubeka iphepha elihlazileyo ndawonye.
03 Musa ukutyikitya iirisithi zamakhadi ezingenanto.
Njalo qinisekisa isixa semali kwikariti yakho yekrediti ngaphambi kokuba usayine. Ukuba ufumana irisidi yekhadi lesikwelethi eneendawo ezingenanto kuyo, bhala i-$ 0 kulezo zithuba uze uzidwebe phambi kokuba ufake uphawu lwakho kumakhadi. Ngaphandle koko, i-cashashi ingabhalela kwisixa kwaye ithumele ukuthenga kumniki-khadi wakho wekhadi .
04 Gwema ukunika ulwazi lwekhadi lakho lesikweletu.
Nika kuphela inombolo yekhadi lakho lesikweletu okanye enye inkcazelo ebalulekileyo malunga neefowuni oziqalisayo. Akunjalo kuphela, xa ubiza umnini-mthengi wekhadi lomthengi, sebenzisa le nombolo emva kwekhadi lakho lesikweletu. Ungabuyi iifowuni kwinombolo yefowuni ekhohloweyo kumatshini wakho wokuphendula okanye uthunyelwe kuwe kwi-imeyili okanye umyalezo wesicatshulwa. Kunzima ukuqiniseka ukuba ugqithisi akashiyelanga inombolo yenkohliso ukuba ubize.
Musa ukunika inombolo yekhadi lakho lesikweletu kumntu obiza ngokuba ufuna inombolo. Amasela ekhadi lesikweletu ayaziwa ukuba abe ngabaniki bamakhadi kunye namanye amashishini ekukhohlise ukuba unike inombolo yakho yekhadi lesikweletu.
05 Khusela ngekhadi lakho lesikweletu kwi-intanethi.
Ungaqakraza kwiinkcukacha ze-imeyli kunoma ubani obonakala njengebhanki yakho, inkampani yekhadi lesikweletu, okanye elinye ishishini elisebenzisa ulwazi lwakho lomntu, nokuba i-imeyile ibonakala ilungile. Ezi ziqhagamshelo zidla ngokukhawuleza kwaye izigameko zifuna ukukhohlisa ukuba ungene kwi-website yakho yokungena. Kunoko, uye ngqo kwiwebhusayithi yezo shishino ukuze ungene ngemvume kwiakhawunti yakho.
Qinisekisa ukuba uqaphele xa usebenzisa ikhadi lakho lekhadi . Faka kuphela inombolo yekhadi lakho lesikweletu kwiwebhusayithi ekhuselekileyo enokuthi u-100% uqiniseke ngokuqinisekileyo. Ukuze uqiniseke ukuba iwebhusayithi ikhuselekile, khangela i-https: // kwibhar yekheli kwaye ukhiye kwikona engezantsi yekhonkco yakho ye-intanethi. Ukuthabatha amanyathelo angaphezulu kunokukunceda ukhuphe ukukhwabanisa kwekhadi lesikweletu.
06 Ingxelo ilahlekile okanye ibiwe amakhadi ekweretyana ngokukhawuleza.
Ngokukhawuleza ubika ikhadi lekhredithi elingekhoyo ngokukhawuleza umthengi wekhadi lakho lekhredithi angakhansela ikhadi lakho lekredithi kwaye ukhusele iityholo zobuqhetseba. Ukubika ikhadi lakho elilahlekileyo okanye elibiweyo lekhredithi ngokukhawuleza kunciphisa amathuba okuba ufanele ukuhlawula nayiphi na iindleko zobuqhetseba ezenziwe kwikhadi lakho lesikweletu. Bhala phantsi inombolo yakho yenkonzo yamakhasimende ekhadi lekhredithi ngoku kwaye uya kuba nabo ukuba ngaba amakhadi akho okweleta alahleki.
07 Hlola iingxelo zakho zokuhlawula ngenyanga nganye.
Iintlawulo ezingagunyazisiweyo kwikhadi lakho lekredithi zibonakaliso lokuqala lokukhwabanisa kwekhadi lekhredithi. Ukuba uqaphela ihlawulwanga ongeyenziyo, kungakhathaliseki ukuba luncinane kangakanani, xela inkokhelo kumniki-khadi wakho wekhadi ngokukhawuleza. Umnikeli wakho wekhadi lokuthenga ngetyala uya kukuxelela ukuba kufuneka uvale i-akhawunti yakho kwaye ufumane inombolo entsha ye-akhawunti ukuphepha ukukhwabanisa kwekhadi lesikweletu.
08 Yenza amaphasiwedi aqinileyo kwaye uwagcine ephephile.
Inombolo yekhadi lakho lesikweletu lingagcinwa kwiindawo ezili-intanethi. Ngokomzekelo, ungagcina ikhadi lakho lekredenti kwi-Amazon ukuze wenze ukuchofoza okukodwa. Qinisekisa ukuba usebenzisa iiphasiwedi ezinamandla - inhlanganisela yamagama angaphantsi nawasezantsi, iinombolo, kunye nabalinganiswa - kwaye ugweme ukubhala okanye ukwabelana ngephasiwedi yakho.
09 Khangela izitulo zegesi kunye nee-ATM zamakhredithi zekhadi lesikweletu.
Amasela ekhadi lokuthenga ngetyala ngamanye amaxesha afaka amacebo okukhwela ngamakhadi ekranti kumakhadi ekhredithi kwiipompo zerhasi okanye ii-ATM. Ezi zichukumisi zithatha kwaye zigcina ulwazi lwakho lwekhadi lesikweletu kunye namasela ekhadi lesikweletu abuye emva koko ukuze afumane isixhobo. I-Skimmers ifakwe kwisigidi samaphepha-ngxowa-mboleko rhoqo, ngoko ukuba nantoni na ibukeka malunga nendawo owukhaphaza ngayo ikhadi lakho lesikweletu, uye kwesinye isiteshi segesi okanye i-ATM.