Ngaba ucinga ngokuthengisa i-timeshare? Mhlawumbi iyunithi yeeveki ehleliweyo yayilungele xa uthenge itesha yakho, kodwa namhlanje ayihambelani nempilo yakho yangoku. Intsapho yakho ikhulile okanye ikhula, kwaye indawo leyo ayikunikezeli imisebenzi ukwenzela wonke umntu. Mhlawumbi i-mortgage, irhafu, kunye nentlawulo yokugcinwa ngumthwalo.
Kungakhathaliseki isizathu, ukuba uthe wagqiba ukuthengisa i-timeshare yakho, ngokuqinisekileyo uyafuna idola eliphezulu kunye nokuvala okukhawulezayo.
Kwabaninzi abathengisi, ezo ziganeko ezimbini azihambi ngesandla. Enyanisweni, abanini abathengile i-timeshare entsha bafumana ngokuncinci inani elithile lokuthengisa xa begqiba ukuthengisa.
Ixesha leNkcazo linika ixabiso
- Ukuthengiswa kunokuba nzima ukufezekisa ukuba iyunithi yakho is studio, okanye imihla yokusetyenziswa ingekho kwisonti. Kuyafana neyunithi kwiindawo zokungcebeleka ezingagcinwa kakuhle.
- Iinqununu ezinkulu nakwiimpawu zenkxaso kwixesha eliqhelekileyo zonyaka okanye eziguquguqukayo iiveki zithengiswa kuphela kwi-30% ukuya kwi-55% yexabiso lawo langaphambili.
- Ukuba i-timeshare yakho yinxalenye yechungechunge, apho iikredithi zingasetyenziselwa ithikithi lomoya okanye ezinye iindawo zokuhlala, unokukwazi ukufumana iphesenti ephezulu yexabiso lokuqala.
Ukuba unyanzelekile ukuthengisa, gcina ixabiso eliphantsi. Abathengi bavame ukuboniswa uluhlu lwabadlali abaqeshwe yi-resort. Ukuba ezinye, iiyunithi ezifanayo zixabiso eliphantsi, unokuqikelela ukuba zeziphi eziza kuzilandela.
Nguwe kuphela onokugqiba isigqibo sokuba ukubamba ixabiso eliphakamileyo kukugqithise umthwalo wokuhlawula iimali zokugcina ulondolozo kunye nezinye iindleko.
Yazi Oko Ubekho Kwisesabelo Sexesha
- Qinisekisa ukuba uyazi kakuhle oko uthengisayo ngaphambi kokuba uqale ukuthengisa i-timeshare.
- Ingaba unobunikazi bendawo, okanye unalo ilungelo lokusebenzisa (RTU) ixesha lexesha elichaziweyo? Izivumelwano ze-RTU zinciphisa ngokuphawulekayo ngokuxabisekileyo njengoko zisondele ekupheleni komhla.
- Fumana onke amaxwebhu anxulumene nexesha, kuquka iinkcukacha zokubolekwa kwemali , iirekhodi zeerhafu kunye neenkcukacha zokugcina.
- Umthengisi onolwazi ujongene nentengiso ngokuzithemba. Yilungele ukuphendula nayiphi na imibuzo (engqiqo) umthengi onokuthi unakho.
Uluhlu Nge- Agence Real Estate Agency
Uya kufumana amaninzi e-intanethi kunye nee-intanethi eziza kubhala ixesha lakho. Abanye bahlawula umrhumo ongaphambili, ngoko ke ikhomishini ngexesha lokuthengisa. Abanye basebenza ngokusisigxina ekuthumeni.
Imirhumo kunye nee-commissions ziyahluka kwaye ziphezulu kunezo zihlawuliselwe ukuthengiswa kwezindlu zendalo. Udliwano-ndlebe nee-arhente ezininzi ngaphambi kokuba usayine isivumelwano.
Hlola iirekhodi zezikhalazo zenkampani nganye kwiBusiness Business Bureau, kunye ne-ofisi yabo ye-Attorney General.
- Khangela ukuba inkampani ilungu le-American Resort Development Association, i-ARDA, intlangano yorhwebo elindele ukuba amalungu ayo alandele izikhokelo zomgaqo-nkqubo xa kuthengisa i-timeshares.
- Qwayelana nemithetho yamatyala echaphazelekayo karhulumente. Imirhumo yangaphambili ayikho mthethweni kwamanye amazwe, kodwa i-arhente isebenza malunga nemithetho ngokubanika amanye amagama-ngaba uya kuyithemba imigaqo yenkampani eyenza loo nto?
- Hlola kunye nee-commissions ze-real estate zomhlaba ukuqinisekisa ukuba inkampani kunye nabathengi bayo banelungelo lokuqhuba indawo yokuhlala kwiindawo abahlala kuzo.
- Buza i-ofisi nganye ukuba ikuxelele - ngokubhala-ngokuchanekileyo indlela eceba ngayo ukuthengisa ixesha lakho.
Ixesha loNxibelelwano lwabaSebenzi beNkxaso
Abaphuhlisi bezakhiwo zorhwebo ngamanye amaxesha banikeza iinkqubo zokubuyisela. Abathengisi abasebenza kwisayithi banokufikelela okulula kubathengi abanomdla kuloo ndawo yokutyelela okanye ikhonkco, kodwa ingqwalasela yabo ephambili ingathengisa iiyunithi ezintsha.
Ngaphambi kokuba usayine isivumelwano, qhathanisa iirhafu kunye neendlela zokuthengisa kunye nezinye i-arhente.
- Iimfundiso ezingamanga: Iimakethe zokuthengiswa kwempahla zithintela amanqaku amaninzi abanobugcisa. Qaphela ukuba ubani othembisa ukuthengiswa ngokukhawuleza. Akukho mntu unokuqinisekisa ukuba.
- Iintengiso: Yongeza uluhlu lwakho lwamaxesha kwintonzo yentengiso efana ne-eBay. Dlulisa amehlo kwintengiso yangoku kunye neyadlulileyo ngaphambi kokuba uluhlu lwepropati yakho. Qaphela amanani okuthengisa, kwaye yiziphi iinkcazo ezivakalayo ezithandekayo. Hlanganisa iimbono ezilungileyo kakhulu zokuthengisa kwisibhengezo sakho.
- Izibhengezo: Iiklabhu zomnini-timeshare zinikeza iinkonzo zamalungu amaninzi, kuquka iintengiso ezikhethiweyo. Olu hlobo lokuhlelwa lufikelele kubaphulaphuli abalungileyo kwixesha lakho.
- Ukutshintshiselana: Ukutshintshana kwexesha elilodwa akusiyo impendulo ukuba ufuna ukuthengisa i-timeshare, kodwa kusenokuba isisombululo esipheleleyo ukuba ufuna ukutshintsha imihla okanye indawo.
- Abanye Abanikazi: Ukuba unesigxina esithile kunye nexesha, fumana ukuba ngubani ophethe i-timeshare ngeveki nje ngaphambi nangemva kwakho. Bokuba banomdla wokwandisa ixesha labo.
- Ukuxhaswa kweMali yaseTeshare: Abaphuhlisi banikezela iinkqubo zokuxhaswa kwee-timeshares ezintsha, kodwa kunzima ukuxhaswa ngokutsha. Uninzi lwentengiso luthengiswa ngemali.
Thetha kunye negqwetha ngaphambi kokuba uvume ukuxhasa nayiphina impahla.