Ukuqonda okukhethiweyo kweeNkonzo zabasebenzi

Izinto ezibalulekileyo zokwazi ngaphambi kokuba uthathe isigqibo sokuthenga

Iifoto

Uninzi lweenkampani zikhupha izikhetho zoshishino kubasebenzi bazo. Xa isetyenziswe ngokufanelekileyo, ezi zikhetho zinokukufumana imali eninzi kuwe.

AbaSebenzi beeSiseko zeStock Stock

Ngecebo lokukhetha isabelo somqeshwa, unikwe ilungelo lokuthenga inani elithile lezabelo ze-stock stock, kwixabiso elithile elibizwa ngokuba yintengo yesibonelelo (ebizwa ngokuba yintengo yokusebenza okanye intengo yesiteleka), ngaphakathi kweqela elithile elichaziweyo.

Izinketho zakho ziya kuba nomhla wokuthenga kunye nomhla wokuphelelwa yisikhathi. Awukwazi ukusebenzisa izikhetho zakho phambi komhla wokuthenga okanye emva komhla wokuphelelwa yisikhathi.

Izinketho zakho zithathwa njengokuba "kwimali" xa ixabiso lemarike langoku lempahla likhulu kunexabiso lentengo.

Nantsi isishwankathelo sesigama eliza kusibona kwisicwangciso sakho sokhetho lwesabelo somqeshwa:

Indlela uMsebenzi weCandelo loKhetho lokuSebenza

Ukuqonda indlela isicwangciso sokukhetha isithuba somqeshwa esisebenza ngayo, makhe sibone umzekelo.

Kucinga ukuba ngo-1/1 / 2012 ukhishwe kwi-stock stock options ezikunika ilungelo lokuthenga izabelo ezi-1,000 ze-Widget ngentengo ye-$ 10.00 isabelo. Kufuneka wenze oku ngo 1/1/2022. NgoSuku lukaValentine ngo-2017 I-widget stock isifikile kwi-20.00 ye-share share kwaye unquma ukubonisa indlela osebenza ngayo kwi-stock options.

Ukusebenzisa iindlela zakho zokukhetha izithuthi kufuneka uthenge izabelo ze-$ 10,000 (izabelo ezi-1,000 x $ 10.00 isabelo). Kukho iindlela ezimbalwa ongakwenza ngazo:

Iintlobo zabasebenzi beStock Options

Kukho iintlobo ezimbini zeenkampani ezikhethiweyo ze-stock ukukhupha kubasebenzi bazo:

Imithetho yerhafu eyahlukeneyo isebenza kuhlobo ngalunye lwenketho. Ngohlobo olungenalo olufanelekileyo lwemisebenzi yeentengiso, iintlawulo zihlala zikhunjulwa kwiimpahla zakho ngexesha usebenzise izikhetho zakho.

Oku akusiyo imeko yesikhokelo soshishino. Ngokucwangcisa okufanelekileyo, unganciphisa impembelelo yerhafu yokusebenzisa izigqibo zakho .

Isicwangciso sakho sokukhetha isabelo somqeshwa siya kuba nexwebhu lokucwangcisa elichazela imigaqo esetyenziswa kwiinketho zakho. Fumana ikopi yesi cwangciso soxwebhu uze uyifunde, okanye uqeshe umcwangcisi wezemali oqhelene nale zicwangciso zezicwangciso zokukunceda.

Kukho izinto ezininzi ekufuneka uziqwalasele xa usenza isigqibo sokusebenzisa ixesha . Ubungozi bokutshala imali, ukucwangcisa irhafu kunye nokunyaniseka kwemarike zimbalwa zazo, kodwa iyona nto ibaluleke kakhulu imeko zakho zezemali, ezahlukahlukileyo kunezo osebenza kunye naye. Gcina oku engqondweni ngaphambi kokuba ulandele iingcebiso zomntu.

Ngaba Ufanele Ugcine I-Stock?

Ukugcina isitokisi esikhulu senkampani kubonwa njengengozi. Xa ingeniso yakho kunye nenxalenye enkulu yentlawulo yakho yonke incike kwiinkampani enye ukuba kukho into embi eyenzekayo kwinkampani yakho yezokhuseleko zezezimali ezizayo ingaba yingozi.

Abaphathi bequmrhu kufuneka baqwalasele oku ekucwangceni kwabo basebenze ukudibanisa kwi-stock stock.