Kutheni i-Bush's Resbate Checks ye-2008 ayizange isebenze
Ukwehla kwemakethe yezindlu kwango-2006 kuye kwachaphazela uqoqosho. NgoSeptemba 2007, amaxabiso e-Libor aqala ukunyuka ngaphezu kwezinga lokuhlawula imali . Oku kuthetha ukuba amabhanki ayesaba ukuboleka omnye nomnye.
Babenemali emininzi yee-subprime zemali kwiincwadi zabo. Abaninzi babephethe iziqinisekiso zokubambisa iimpahla ezazingenanto. Ukuxhomekeka kweBhanki kwii- derivatives ekunyuseni inzuzo kuya kubakho kwiingxaki zemali ka - 2008 . Enyanisweni, iziphumo ezibangelwa yizona zizathu ezibalulekileyo zeengxaki zemali zika-2008 .
Iinkcukacha
Iphakheji ikhuphe iirhafu kwi-$ 6,000 yokuqala yokufumana imali engenayo kubantu ngabanye kunye ne-$ 12,000 yokuqala yeengeniso ezibini. Isheke sokufumana isaphulelo sathunyelwa kuma-abemi berhafu abayizigidi ezili-130, ngeemali ezilandelayo:
- Abantu baza kufumana i-$ 600.
- Izibini ezitshatileyo ziza kufikelela kuma-dollar ayi-1,200.
- Abo banabantwana baya kuthunyelwa i $ 300 ngomntwana ngamnye oxhomekeke kuye.
Isaphulelo sesaphulelo sancitshiswa kubantu abanemali engaphezulu kwama-75,000 eeRandi kunye nezibini ezinemali engenayo ngaphezu kwama-150,000.
I-Bush stimulus yathumela i-20 million yokuthatha umhlala-phantsi kwi-Social Security kunye nabasemagunyeni abakhubazekile. Bafumene i-$ 300 nganye, okanye i-$ 600 kwizibini ezibini xa befumana ubuncinane i-$ 3,000 ngo-2007 kwizibonelelo.
Kodwa abo babekuphela kwi-SSI abazange bafumane iisesheke.
I-Bush stimulus yaphakamisa imingcele yemali mboleko kuFannie Mae , uFreddie Mac , kunye ne-Federal Housing Administration. Ii-arhente ezixhaswe ngu rhu Njengoko ii-arhente zathatha ityala eliyingozi, zaqala ukugqithisa ama-sheets.
Kamva ngaloo nyaka, uFannie noFreddie bachithwa.
Iphakheji yayijoliswe ukugcina amashishini ama-$ 50 billion. Baya kukhangela i-50 engaphezulu kweepesenti kwizinto zokuthenga ezintsha. Amashishini amancinci azuzwa kwiimali eziphezulu zeendleko. (Umthombo: "Iphepha leNgcaciso yePhakethi yePhakethe entsha," iNdlu ye-White, ngoJanuwari 24, 2008. "I-Congress iyayivuma iBill yeStimulus Bill," iWall Street Journal, ngoFebruwari 8, 2008.)
Iinkonzo
Inkqubo ye-Bush stimulus yabalwa malunga neepesenti ezi-1 zomkhiqizo wekhaya . Abameli beli bhili-mali bathi kwakukhulu ngokwaneleyo ukuchaphazela uqoqosho lwe-$ 14 triliyoni. Uninzi lwezoqoqosho luvumelana ukuba izaphulelo zerhafu ziya kuphakamisa ngokukhawuleza imali yokuthengisa. Iintlawulo ezijoliswe kwiintsapho ezifumana umvuzo ophantsi zisebenza kangcono. Basenokwenzeka ukuba bayisebenzise kunokuyigcina. Ngokomzekelo, ukuhlolwa kwesaphulelo se-2001 kwande ukusetyenziswa kwemali ngamaphesenti angama-0.8 kwinqanaba lokuba iitshekishi zafunyanwa kunye ne-0.6 ekhulwini kwikota elandelayo.
Uncedo lwezorhafu lweshishini lwenza iinkampani zikhuthaze ukwandisa loo nyaka. Kodwa ukukhuthaza kwakungekho okwaneleyo ukudala imisebenzi emitsha. Iinkampani zatshatyiswa kakhulu ngengozi yezimali ka-2008.
Ukuhlaziywa kwee-checks kungcono kunezocuciso zerhafu. Ngokutsho koqikelelo lwe-Economy.com, i-dollar nganye isaphulelo senze i $ 1.19 kwi-GDP eyongezelelweyo.
Ukunciphisa kwiirhafu zerhafu kuvelise kuphela ama-59 engama-GDP eyongezelelweyo nge-dollar esetshenzisiweyo. (Umthombo: "Iifowuni ze-Bush zibiza i-$ 145 Billion Stimulus Package for Economy," i-International Herald Tribune, ngoJanuwari 18, 2008.)
Umxhasi
Ngethuba ixesha iisheke lifikile kwizandla zabahlawuli berhafu, bekusekupheleni kwehlobo. Kwakuyimpembelelo kakhulu emva kwehafu yokuqala yonyaka.
Kwaye kwaphuza kakhulu ukukhusela ukunciphisa. Ngaloo xesha, uFannie Mae kunye noFreddie Mac babesondela kwi-bankruptcy. Ezi zibini zibe zigcinwe okanye ziqinisekiswe isiqingatha see-mortgages zesizwe. NgoJulayi 22, 2008, uNobhala weeNondyebo wase-US u- Henry Paulson wabuza iCongress ukuba ivumele iSebe lezeNondyebo ukuba liqinisekise imali engama-R25 billion kwi-subprime mortgage egcinwe nguFannie noFreddie. Iindaba zazithumela iinani zabo zentengiso, ziwacima ngokukhawuleza. NgoJulayi 23, iCongress yagunyaza iNondyebo ukuba ibenze ibhendi kwaye ibenze ibenze ibenze ukuba bayigcine imarike yasekhaya yase-US.
Nazi iinkcukacha zengxowa -mali kaFannie noFreddie .
Nangona ukuhlolwa bekufikile ngokukhawuleza, bebengayi kwenza umlinganiselo omkhulu. Uhlolo lokuhlawula iRhafu aluyindlela efanelekileyo yokukhuthaza uqoqosho. Impembelelo enkulu yenziwe ngokunyuka kwintlawulo yokungasebenzi. Bavelisa malunga ne-1.73 yeemali kwiimfuno zeedola zonke ezichithwe, ngokutsho kwe-Economy.com.
Mhlawumbi kubaluleke kakhulu, ukunyuswa kweerhafu kwakungalingani ngokunciphisa kwemali yekarhulumente . Ngenxa yoko, yenze i- budget yebhiliyoni eyi-$ 500 yezigidi. Ngethuba u-Bush washiya i-ofisi, ityala le-federal liphindwe kabili kwi-10 trillion. Inkokhelo enkulu enkulu iya kunciphisa imali yelizwe. Ngokuqinisekileyo, idola libuthathaka xa ityala likhula likhulu. Ngenxa yoko, amaxabiso e-oyile aphakama , ukudala ukunyuka kwamaxabiso ngexesha elide.