Isikhokelo soMqala kuMnye weeNkcazo zeNdala kunye nezona zininzi ezidumileyo zoTyalo-mali
Nangona ihluke ngugqirha, inkcazo yeendlela zokwanda kwezahlulo iquka ukubandakanya ukudibanisa oku kulandelayo:
- Ukwakha iqoqo leenkampani ezinkulu ezandisa igalelo zazo kwizinga elilinganayo okanye ngokubanzi ngaphezu kwexabiso lentengo ngonyaka.
- Ukubamba kwizikhundla ixesha elide, ngokuphindaphindiweyo eminyaka, ukuxhamla iirhafu ezichaseneyo njengoko kukuvumela ukuba imali eninzi isebenzele yona, oko kuthetha ukuba izabelo ezininzi zikhuphelwa kwintsapho yakho.
- Ukuchithwa kwamashishini ahlukeneyo kunye namacandelo ukwenzela ukuba umlambo wakho wezahlulo awuxhomekeke kakhulu kwindawo enye yoqoqosho ezifana neoli, ibhanki okanye ukumbiwa kwemigodi.
- Ukuqinisekisa ukuba ukukhula kwezahlulo kuxhaswa ngemali ephakamileyo yenzeniso yangempela, kungekhona ityala elikhulayo.
- Ukufumana iqoqo leempahla ezivela kumazwe ahlukeneyo ukuze uqokelele izabelo kwiimali ezininzi ukwenzela ukunciphisa ukuthembela kurhulumente omnye.
Ukuba ufuna imifanekiso ebonakalayo yesikhokelo sokukhula esahlukileyo esibukeka ngayo, jonga kwi-Nestle yaseSwitzerland enkulu yokutya, eyongeze isabelo sayo semali esivela kwi-0.10 CHF ngesabelo kwi-2.30 ye-CHF ngesabelo ngasinye (ngo-Oktobha, 2017) phezu kwezimbalwa ezedlulileyo eminyaka. Umtyalo-mali ongazange athengise isabelo esongezelelweyo sesitokhwe ngaphaya kokuthengwa kokuqala uye wafumana imali eyongezelelekileyo eyabelwe kuye kwisabelo sakhe sekhofi, itiye, ithokoleta, i-pizzas efriziwe, i-ayisikrimu, i-formula ye-baby, i-cereal, ekhanyayo amanzi, kunye nokutya kwekati ezithengiswa phantse kwilizwe lonke eMhlabeni.
Yimbono enhle ukubona. Enye yezizathu ndihlala ndihlala ndithenga umthengi weNestle kwaye ndilindele ngokupheleleyo, ukuba zingekho phantsi kweemeko ezingalindelekanga, ukuba mna kunye nomyeni wam siya kushiya ezo zizabelo kubantwana bethu abantwana kwisikhwama sokuthenjwa esithintela ukuthengiswa kwabo.
Masithathe ambalwa ambalwa ukuxoxa ngezinye iinkalo ezithandekayo zokukhula kwabathengi abaqeshiweyo.
Ukuya kwiSahlulo esikhulu kunazo zonke zeeNkcazo zexabiso ezikhoyo
Cinga ukuba unokukhetha phakathi kokuthenga izitokhwe ezimbini ezahlukeneyo. Yiyiphi na ongathanda ukuyifaka iphothifoliyo yakho?
- ISiza esingu-A sinomvuzo wokuhlawulela u -3.00%. Ibhodi labalawuli ngokukhawuleza ikhulise isabelo ngo-5% ngonyaka kwaye umyinge wokuhlawula umvuzo ngoku u-60%.
- I-Stock B inesivuno sesahlulo se-0.50%. Inkampani ikhula ngokukhawuleza kangangokuba i-20% + ihamba kwi-EPS ehlanjululwayo ayiqhelekanga kwiminyaka emihlanu edlulileyo. Isihlomelo sisoloko sinyuka ngokufanelekileyo. Isitokethi njengamanje sinomlinganiselo wokuhlawula umvuzo we-10%.
Ukuba ulandela isicwangciso-mali sokwenza utyalo-mali, mhlawumbi uya kukhetha i-Stock B, konke okulinganayo. Ingabonakala ingenasi-intuitive kodwa uza kugqiba ukuhlawula imali yokuhlawula i-share aggregate checks by owning it, ngaphezu kokuba uya kubeka i-A, ukubonelela ukukhula kungagcinwa ixesha elide elaneleyo.
Njengoko umvuzo uphupha, kwaye isahlulo sinyuka kunye neenzuzo, isivuno sakho-ngeendleko siqala ukufumana inkampani ekhula ngokukhawuleza. Kuza kuza iphuzu apho ishishini eliphambili lifikelela khona ngokugcweleyo kwaye ininzi yenkcitho eyongezelelweyo eyenziwa ngonyaka ngamnye ayikwazi ukuhlaziywa ngengqiqo. Xa loo mzuzu ifika, ulawulo lwababambisene nabanini - mali luza kubuyisa imali engaphezulu kubanikazi ngokuguqula ii-spigots nokuthumela imali ngaphandle komnyango ngokwefom yezabelo okanye i- stock buy backs .
Ngokomlando, amashishini anjengeMcDonald's kunye neWal-Mart anika uphando olwenziwe kakuhle. Kwiminyaka yokuqala, xa ezi femu zihamba ngaphesheya kweUnited States (kwaye kamva, ihlabathi), isivuno sabelo sasiziphezulu. Nangona kunjalo, ukuba uthenge isitokisi, ubuya kuba uqokelele isivuno sokwahlula ngokufanelekileyo kwixabiso lakho kwisithuba seminyaka emi-5 ukuya kwe-8 kuxhomekeke kwixesha.
Ukuba ubuvule iphephancwadi kwiminyaka ye-1970 okanye ngo-1980, ukujonga kuphela ukucaphulwa kwesitokisi, ulahlekelwe yinyaniso ebalulekileyo, ungalokothi uthenge ngokuqinisekileyo ngenxa yokuba behlala phantsi (ekubonweni kokuqala). iisitokisi .
Ukukhula Kukhombise i-Environmental Environment (kunye neNqanaba loKhuseleko)
Yiyiphi imeko eya kukuvumela ukuba ulale ubusuku busuku: ube neenkampani ezinokukuhlawula igalelo elincinci namhlanje kodwa ujongene neentengiso eziphezulu kunye nenzuzo ngamnye unyaka odlulileyo okanye inkampani ehlawula igalelo elikhulu namhlanje kwaye ibona ihamba ngokukhawuleza, mhlawumbi , ukuncipha kwishishini layo eliphambili? Ukuba unomuvo wokukhuselwa okongeziweyo kwishishini eliyimpumelelo, unokufuna ukuqwalasela le qhinga lokutyalomali.
Kukho ubulumko kule ndlela. E-United States ngokukodwa, ibhodi yabalawuli abayinakwenzeka ukuphakamisa isabelo xa kukholwa ukuba kuya kufuneka bajike kwaye bayinqumle. Ngaloo ndlela, izinga lokuhlawula isabelo kwisabelo ngasinye livame ukuvota ukuzithemba kubantu abanobuchule obuncinane bemali yengeniso kunye ne- balance sheet . Akunakunyaniseki - ngaba amadoda nabasetyhini abaphumeleleyo abanokuzikhethela ukuba banyulwe kwiindawo ezizimeleyo abaxhomekeke ekukhohliseni xa zifanelana nomdla wabo-kodwa zibonakaliso ngokufanelekileyo kaninzi kunoko.
I-Free, iSoft-Form Synthetic Trailing Stop ngaphandle kokuthengisa iiSabelo zakho
Umyalelo wokumisa ukulandelelana ngumhlobo wokuthengiselana ungangena kwi-firmware yakho eyenzelwe ukuvalela kwinzuzo njengempahla esithandayo. Xa intengo yesitokthi ihamba phezulu, i-order stop stop order ishintshile ngokwayo ukuze ukuba ixabiso lesabelo liwa ngumlinganiselo othile okanye ipesenteji ethile, izabelo zakho ziyahlanjululwa. Njengoko ndachaza kule ngxube:
Cinga ukuba uthenge ama-500 ama-Hershey kwi-$ 50 ngesabelo ngasinye. Ixabiso langoku li-$ 57. Unqwenela ukungena kwi-$ 5 yenzuzo nganye yenzalo oyenzile kodwa ufisa ukuqhubeka ubambe isitokisi, unethemba lokufumana naluphi na ukunyuka okunye. Ukuze ufezekise injongo yakho, unokubeka umyalelo wokumisa umkhondo ngokukhawuleka kwe-$ 2 ngesabelo ngasinye.
Ngendlela efanelekileyo, nantsi eyenzekayo: Umyalelo wakho uya kuhlala kwiincwadi zakho ze-broker kwaye uzilungise ngokuzenzekelayo ukuya phezulu njengoko intengo ye-Hershey ekhoyo isanda. Ngethuba ixesha lakho lokumisa umyalelo wokumisa libekwa, umthengisi wakho uyazi ukuthengisa i-HSY ukuba ixabiso liwela ngaphantsi kwe-$ 55 (i-$ 57 yangoku ixabiso lentengiso-i-$ 2 yokulahlekelwa ukuyeka ukulahleka = ixabiso lemali le-$ 55).
Cinga ukuba uHershey ukwanda ngokukhawuleza ukuya kwi-$ 62 ngesabelo ngasinye. Ngoku, i-oda lakho lokumisa ngokuzenzekelayo liye lazigcina ngokuzenzekelayo kwaye liya kuguqula umyalelo weemarike kwixabiso lemali lemali eliyi-60 lemali (i-$ 62 yangoku intengo ye-stock - i-$ 2 yokulandelwa kwexabiso lokuma = i-$ 60 ngexabiso lentengo yentengiso). Oku kufuneka kunikezele ngenzuzo enkulu ye-$ 10 ngesabelo ngasinye ngaphandle kokuba kukho uhlobo oluthile lokutshintshwa kwezinto okanye ukuhla kwehla ngokukhawuleza ekuthengiseni (umz., Isitokethi sinokungena kwi-$ 62 ngesabelo ngasinye ukuya kwi-40 engamawaka ngesabelo ngaphandle kokuwela i-$ 60 phantsi kweemeko ezifanelekileyo; lahleka kubanini-mali abatsha).
Izitokhwe zokuhlula zifumana inzuzo ekhethekileyo kuba isivuno sokwahlula senza umgangatho ophantsi phantsi kwezabelo. Ngelixa kungenjalo njengento yokumisa isiteji, ngokukhawuleza nje ukuba isahlulo sithathwa njengekhuselekile-oko kukuthi, akukho ncinane ukuba ibhodi iya kufuneka iinqunyulwe okanye iyanciphise - kukho indawo apho isivuno sabelo isiqhelo sokulingana nento engayifumana kwiimali zebhanki, iimarike zemali, okanye iibhondi, ukuba abatyali-mali bavame ukungena kwiimarike baze baxhamle imali yokuhlawula imali, banqamle ukuncipha. Ngokomzekelo, ukuba ngaba ungumhlaziyi wamandla kwaye uyazi ukuba iinqununu ze-oliphant cut cutting dividend was kakhulu, kakhulu kakhulu, kodwa isitokisi sahlala siwa phantsi kwinqanaba elizahlula i-8% kwihlabathi elikufutshane ne-0% , akunakwenzeka ukuba wena, kunye nabantu abanjengawe, baya kuhlala kwaye bavumele ukuba izabelo ziwele kwindawo abaza kuba yi-20%. Kwakudala ngaphambi kokuba loo nqaku ifinyelelwe, wena, abathengi bakho, umqeshi, intsapho yakho, kunye nomntu ongekufutshane nawe oqonda i-economics uya kufumana i-checkbook kwaye uqale ukuthenga.
Ukuba ufuna ukufunda okungakumbi malunga nale nto, ndiyakwandisa ngesihloko kwinqaku elibizwa ngokuba kutheni i-Stock-Paying Stocks ityala ukuwa phantsi kweMakethe ye-Bear .
Gcina iNgxowa-mali Yakho engakumbi njengoko iyakwazi ukuphumela kwiiNtlawulo eziphantsi
Nangona ukunyuka kweentlawulo zentsholongwane zakutshanje kubetha abanye abanomvuzo ongeniso, ukuphakamisa izinga lokuhlawula irhafu ephezulu kwiSithili leSithili ukusuka kwi-15% ukuya kwi-23.8%, ingeniso engenayo eyenziwa kwi-stockend growth stocks kwimiphumela engaphezulu kwemali ehlala ephaketheni lakho kuninzi iimpahla zotyalo mali. Oku kuyinyani ngokukodwa xa kunomgangatho wentsingiselo yendawo eqhelekileyo apho amaxabiso kwimveliso yokulondoloza ekhangayo; umzekelo, qhathanisa i-income tax tax after all $ 1 kwimali engenayo ukusuka kwiintengo zokukhula kwi-dividend ukuya kwi-$ 1 kwinzuzo evela kwiibhondi zenkampani, izatifikethi ze-deposit, i-akhawunti yemarike yemali , imali yemarike yemali , i-akhawunti yokulondoloza, ukujonga i-akhawunti, inzuzo yokuthengisa igolide, isilivere , ezinye izinto eziphathekayo, okanye iziqokelelo, umvuzo wempesheni, njl.
Kanye ngokubaluleka, izabelo zesitokethi ezigcinwe kwii-akhawunti eziqhelekileyo zokurhweba i-akhawunti zijongene neendleko zokunyuka xa usweleka uze uzishiye kwiindlalifa zakho. Oko kuthetha ukuba uthenge i-Starbucks eyi-$ 10 000 ye- IPO kwaye ukhangele ukuya kuma-750,000,000, xa usudlula, kungekuphela nje ukuba abantwana bakho baya kuzuza ilifa lentlawulo (ngaphandle kokuba ungaphantsi kwemali yentlawulo ), Oorhulumende baseburhulumenteni kunye noRhulumente baya kubavumela ukuba bazenze njengokuba bahlawula i-$ 750,000. Oko kuthetha ukuba bayithengisa i-$ 750,000 namhlanje, abanako ukuhlawulwa kweerhafu .