Qhagamshelana neBhanki yakho ngokukhawuleza
Ikhadi le-ATM / debit ibonisa uphawu lweVISA / MC ukuze luqhutywe njengekhadi lesikweletu , kodwa imali iphuma kwi- akhawunti yakho yokujonga .
Unokuphikisana nokurhoxiswa kobuqhetseba kunye nebhanki yakho, kodwa ufumana imali kuphela ukuba uphando lwakho lusekho - kwaye oko kuthatha iintsuku ezingama-60 okanye ngaphezulu.
Ukuba unetekisi okanye idiphozithi yokufaka i-wallet / isikhwama sakho, vula i-akhawunti entsha kwaye uhambise imali yakho. Thetha nomphathi webhanki. Bazise ukuba kwenzekani. Uya kufumana banokukunceda kakhulu.
Qhagamshelana neenkampani zakho zeKhadi leKhadi elilandelayo
Ubuqhetseba bamakhadi ekhredithi luhlobo oluqhelekileyo lokutshintsha ubunikazi . Amakhadi asebiweyo aya kusetyenziswa ngokukhawuleza, ngokuqhelekileyo ukuthenga okumbalwa, okanye amancinci ambalwa. Uninzi lweenkampani zekhadi zekhredithi zizilumko kule nto, kwaye ubukele "iintlobo zokuthenga ezingavamile," kodwa ungalindeli loo nto. Batshele ngokukhawuleza xa uxhoma kunye nebhanki yakho.
Yenza ingxelo ngeSebe lakho lePolisa lasekhaya
Fumana inombolo yenxelo, kunye nekopi enzima yengxelo. Yonke inkampani osebenzisana nayo ukulungisa ulwaphulo lobunikazi luza kufuna ikopi yale nto, ngoko yenza amaninzi.
Njalo gcina inqobo.
(Amapolisa asekuhlaleni ayenzi nto enkulu malunga nobusela bezazisi kuba lixhoba elilodwa, kwaye akukho mntu "omazi" ngenxa yoluphulo-mthetho.
Yenza uqaphelo lobuqhetseba. Khawubize enye yeearhente zokunika ingxelo ngetyala. Xa ubeka uqaphelo lobuqhetseba, i-arhente udibanise iingxelo kuzo kwabanye.
- Experian - 1-888-397-3742 (TDD 1-800-972-0322)
- I-Equifax - 1-888-766-0008 (TDD 1-800-255-0056 kwaye ucele uxhumano kwiNgcaciso yokuLawulwa kweMoto kwi-1-800-685-1111)
- I-Transunion - 1-800-680-7289 (TDD 1-877-553-7803)
Qhagamshelana nommeli wakho we-inshurensi
Ininzi yemigaqo-nkqubo yomnini-mali inokwenza uhlobo oluthile lokwabiwa kwezazisi. Oku kuya kuba lixesha elihle lokufumanisa ukuba libandakanya ntoni. Musa ukumangaliswa ukuba akuninzi, nangona kunjalo. I-Federal Trade Commission yashicilela incwadana enyakeni ka-2008. Yacetyisa abathengi ukuba baqaphele oko bathenga. Bathi ubuninzi beemveliso zobusela abenzi nantoni na ongeke ukwazi ukwenza yona mahhala.
Qhagamshelana ne-Federal Trade Commission (1-877-IDTHEFT)
I-FTC iqokelela ulwazi malunga nobusela bezazisi zokufunda kunye nokuhlalutya. Bangakuthumela ikopi yokuTyala: Ukulwa nokuLawulwa kweNkcukacha yokuBela .
Fayile i-Afidavithi yoBuqhetseba
I-FTC ikucebisa ukuba ugcwalise oku. Ungashicilela ikopi apha. Njengengxelo yamapolisa, uya kufuna iikopi ezininzi zefomu ezalisiweyo. Njalo gcina inqobo. (Qaphela: I-FTC ayifuni le nto, kodwa amanye amashishini aya kufuna ukuba yenziwe ingqalelo.)
Fumana ilayisenisi entsha yoMqhubi
Qaphela ukuba baya kukunika inombolo entsha esikhundleni sephindi. Basenokungafuni, kodwa kukho umehluko omkhulu.
Ukuba umntu wenza ulwaphulo-mthetho kwaye unelayisenisi yakho yokuqhuba, baya kunika loo maxwebhu xa bebanjwe. Masithi kwakuyi-DUI. Bakhululwa kunye nomhla wenkundla, kwaye abaze babuyele. Kutheni ba Ama-cops awayi kubakhangela-anikezela i-ID yakho ID! Isiqinisekiso sokubhenela sikhutshwe ngegama lakho kuyo, kodwa awuyi kukwazi malunga nayo de ukutsalwa kwi-headlight okanye ukukhawuleza.
Xa bakunika inombolo entsha yelayisenisi, inani elidala lihlala lingavumelekile. Nangona kungenjalo, nangona kunjalo, ngoku igama lakho kunye needesi zineenombolo ezimbini zeelayisenisi ezahlukeneyo. Amapolisa kufuneka ajonge ngakumbi xa anokumisa.
Tshintsha iIkhikhi Yakho
Isela liyazi idilesi yakho ngoku. Ngaba unayo isitshixo kwisikhwama sakho okanye esikhwameni? Ukuba kunjalo, inkqubo yokhuseleko yendlu kukutyalo-mali. Vumela abamelwane bakho ukuba kwenzeke ntoni, kwaye babuze ukuba baya kuqhubeka bekhangele abantu abangaziwa ngaphandle komnyango wakho.
Shayela abanye abaKhupheli beKhadi lakho
Biza ithala leencwadi ukuba unayo ikhadi lelayibrari. Biza iBlockbusters ukuba unayo ikhadi lokuqashisa i-movie. Shayela inkampani yakho yokuqeshisa imoto, ukhuseleko lwekampus, i-Victoria Secret, wonke umntu oninike uhlobo oluthile lwekhredithi okanye ikhadi le-ID ... nakweemakhadi okugcina / amakhadi okugcina. Amasela e-Identity asebenze zonke iintlobo zeebhilile kumagama abo. Bakha ubuchule, kwaye akunakwenzeka ukwazi ukuba ulwazi lwakho luya kusebenzisa kakubi njani.
Biza uLawulo loKhuselo loLuntu
Abayi kwenza nantoni na, kodwa yinto efanelekileyo ukuba benze i-note ukuba ulwazi lwakho lu lahlekile. Inani labo li-800-772-1213 (TDD 800-325-0778).
Shayela ummeli wakho
Ubusela besazisi buhlala budala iingxaki zomthetho. Thetha kwigqwetha lakho malunga nento eyenzekayo, yintoni oyenzile, kwaye ubone ukuba unayo nayiphi na enye ingcebiso. Amanye amazwe anemithetho kunye nee-arhente ekuncedeni amaxhoba amaxhoba e-identity; igqwetha linokukukhomba kwindawo efanelekileyo. Ukuba awuyazi igqwetha, zama i-ofisi yommeli jikelele wegosa likarhulumente.
Cinga ngeNkonzo yokuHlola iNkxaso
Khumbula ukuba ulwaphulo oluninzi lwezazisi lwenzeka ixesha elide emva kokuba ulwazi lulahlekile / lubiwe-ngamanye amaxesha kwiminyaka emininzi idlula ngaphambi kokuba nayiphi na into iqhume. Ukukhwabanisa kuqaphela kuphela iinyanga ezintathu zokugqibela. Ukubeka iliso ngetyala kuyindlela enhle yokugcina iithebhu kwizinto.