Nazi izinto ezilisithoba kuzo zonke abafundi bezikolo eziphakamileyo kufuneka bazi ngezimali ngaphambi kokugqiba.
Indlela yokulinganisa i-Checkbook
Kungabonakala ngasemva ukulinganisela i-checkboo k, ngakumbi kwi-software ekhoyo ukukunceda kodwa isakhono esibalulekileyo. Awukwazi ukuthembela kwibhalansi yokuba i-ATM okanye ibhanki ikunika kwaye ukufunda indlela yokwenza oku kuya kwenza kube lula ukulawula imali yakho kwikamva. Wonke umntu kufuneka alinganise iakhawunti yakhe kwingxelo nganye ngenyanga.
Indlela yokumisela iBhajethi
Uhlahlo lwabiwo-mali luyisitshixo ekuphumeleleni ngemali. Ukuba awukwazi ukuba ungenisa phi inyanga nganye kunye nokuba ungakanani uchitha, uya kugqitywa ebomvu. Ukufunda ukuseka i-budge kunye nokucwangcisa ikusasa kubalulekile ukuphumelela kamva ebomini.
Indlela yokuhlawula iKholeji
Uninzi lwabafundi bacinga ukuba indlela yokuhlawula iikholeji isebenzise imali yokubolekwa kwabafundi. Kukho iindlela ezikhoyo ezibandakanya ukuxhaswa ngemali, ukufundiswa kwemali (nangona ungafumani amabakala aphezulu), kunye nemisebenzi yokukhetha.
I-Intanethi ye-Free Simahla kufuneka ibe yintsebenzo yokufundwa kwamaphepha onke aphezulu aphezulu.
Ukupheka, Ukuthenga ukutya kunye nezinye izakhono zobomi
Nangona ezi zinto zingabonakali zihambelana nemali, ukupheka okuyisiseko kunye nezinye izakhono kunokukugcina imali eninzi. Kubalulekile ukuqinisekisa ukuba unako izakhono ezisisiseko ezingakunceda ufumane amaxabiso angcono kwaye uphathe amamenyu asebenzayo ukuze ufike kwiikholeji.
Ezinye izakhono ezifana nokwenza iimpahla, ukulungisa iimpahla kunye nezinye izakhono ezisisiseko kunokukunceda wenze iimpahla zakho nezinye izinto zihlale ixesha elide kwaye ugcine imali.
Investment Basic
Isigaba- mali esisisiseko sokwenza imali singenza umehluko omkhulu endleleni olawula ngayo imali yakho esikolweni kwaye emva kokuba uphumelele. Ukutshala imali kunokusongela ukuba awukwazi ukuqonda ngokuyisiseko indlela i-market market isebenze ngayo nendlela yokukhetha izitokisi ezisisiseko. Kukho iinkqubo ezifumanekayo kubafundi bezikolo eziphakamileyo ezibavumela ukuba bakhethe utyalo-mali kwaye bajonge bona bakhule ngexesha.
UkuCwangcisa ixesha elide
Ukuqonda imfuno yecebo elide lemali yakho kubalulekile ukuba ufuna ukuphumelela ngemali. Ukuba uqonda indlela yokubeka iinjongo zemali uze uwaphule ukuze usebenze kuzo xa usesikolweni esiphakeme, uhamba kakuhle endleleni yakho ukuze uphumelele kamva ebomini.
Indlela yokwakha iMboleko yakho
Kwakhona kubalulekile ukuba usebenze ukwakha amanqaku akho ekhredithi ukuze ukwazi ukufumana ilungelo lokuthenga ngemali xa ixesha lichanekile. Ukufunda ukulawula iintlawulo zakho, ukugcina amatyala akho aphantsi kwaye uhlale uhlawula ngexesha. Ukulawula i-credit yakho ukususela ngexesha ophumeleleyo kuzokwenza kube lula ukwenza isicwangciso sakho sexesha elide.
Indlela yokuLawula iiKhadi zeMatyala
Amakhadi esikwereti awonakele kubafundi abaninzi beekholeji kunye nabanye abantu abadala.
Abaninzi bajonge njengemali eyongezelelweyo esikhundleni sokuba sixhobo. Amakhadi okuthenga ngetyala ayenokulungileyo okanye amabi , kuxhomekeke kwindlela oyisebenzisa ngayo. Kubalulekile ukuyihlawula ngokugcwele inyanga nganye kwaye ukulawula ngokucophelela amanqaku akho.
Indlela Yokuqeshisa Ifulethi kunye nokuhlawula izixhobo zakho
Uninzi lwabafundi beekholeji baqala ukukhupha, oku kuthetha ukuba akudingeki bakhathazeke malunga nalo nyaka wokuqala. Nangona kunjalo, iidorho zeekholeji zihlala zibiza kakhulu kunokuhlala kwi-campus kwaye ke kubalulekile ukuqonda indlela yokuphatha indawo yokuhlala kunye nokuhlula iindleko kunye nabahlala nabo . Ukwenza iipazamo apha, kwaye ukubeka igama lakho kuphela kwisiqeshiso kungakonakalisa i-credit yakho xa umntu ohlala naye egijima kwisiqwenga esibi. Kubalulekile ukwazi indlela yokuzikhusela xa ugcina izinto ezilungileyo.