Lungiselela ukungalindelekanga
Ngona isicwangciso esincinci sinokuthi sithathwe ngothatywayo ngeendaba ezingazange zicwangcise okanye zilungiselelwe.
Indlela efanelekileyo yokusingatha ezi ziganeko kukulungiselela oko kungalindelekanga kwangaphambili. Ngoko unokwenza njani oku? Yiba neengxowa-mali zexakeka ngokukhawuleza ukuhlawula loo bhili yezokwelapha ezingalindelekanga okanye ukulungisa indlu. Thatha imigaqo-inshorensi kwimoto yakho, ekhaya, nakweyakho, ngohlobo lwe- inshorensi yobomi bomshuwalense. Unokufikelela ngokulula, imali yemali ngesandla, kwimeko apho.
Nangona ngokuqinisekileyo awukwazi ukucwangcisela yonke into, kukuvuyisa ukwazi ukuba unesicwangciso sendlela esenzekayo xa izinto zihamba zingekho. Gcina ukhumbule ukuba xa ufumana iindleko ezingalindelekanga, unokufuna ukuphonononga kwakhona icebo lakho langoku kwaye wenze utshintsho.
Qala ngeNgxowa-mali ye-Emergency
Isinyathelo sokuqala sokulungiselela ukungalindelekanga kukuba ube neengxowa-mali ezixakeka ngokukhawuleza. Ingxowa yakho yexakeka kufuneka ibe ngumbane kwaye kufuneka ifake iinyanga ezi-3-6 zeendleko zokuhlala.
Ukuba ungatshatanga, okanye ungumntu ongenamvuzo omnye , unokufuna ukuqwalasela ukwakha i-fund yengxowa-mali yongxamiseko kunyaka, oya kunika ukhuseleko wena kunye nosapho lwakho kufuneka ulahlekelwe ngumsebenzi wakho kwaye unzima ukufumana omnye enye, okanye ufumane ukugula okungalindelekanga okanye isithuba kwiholo lakho.
Kuyinto enhle ukwazi ukuba unayo imali xa ujongana neminye imiba efana nokulahlekelwa ngumsebenzi, ukugula okanye nayiphi na into enokuchaphazela yakho ingeniso. Kwaye ukuba ungacingi ukuba uyadinga ingxowa-mali yexakeka, unokufuna ukucinga ngezi zizathu ezisibhozo ukuba ube neengxowa-mali zexakeka . Khumbula, awufuni ukukhishwa ngeendleko ezincinane ezingalindelekanga .
Ukufumana Ubomi Bomshuwalense
Kubalulekile ukuba uneshuwalense eyaneleyo yobomi kwintsapho yakho okanye lakho iqabane xa utshatile, kwaye ngakumbi ukuba unabantwana. Ubshuwarensi yobomi kufuneka unikele ngemali eyaneleyo yentsapho yakho ukuba ihlawule nayiphi na ityala kwaye iphile emva kokuba udlule. Ukuba unabantwana kufuneka ufumane ngokwaneleyo ukuba unokukunceda ukufihla indleko yemfundo. Oku kubonisa ukuphindaphinda: Kubalulekile ukuba unobungozi bomshuwalense wobomi ukuba unabantwana.
Fumana Ubungqina Bentsebenzo Efanelekileyo Kwimimandla
Ukongezelela, kufuneka uqiniseke ukuba unobungozi obufanelekileyo bomshuwalense wezempilo, kunye nenqwelo yomshuwalense okanye ekhaya . Ngoxa unokuba ungeze izindleko kwibhajethi yakho yenyanga, ukuba le ngxelo iza kukugcina ngexesha elide.
Abantu abaninzi banomdla wokungabikho kwenkonzo ye-inshorensi yempilo kuba banomuvo wokuthi banempilo kwaye abayidingi. Kodwa zenzeke izingozi, kwaye iindleko zonyango ziyongeza ngokukhawuleza. Konke kuthatha ukugula okubi okanye ingozi, kwaye unokuzifumanisa ngokukodwa ngetyala.
Isicwangciso seNtlekele zeNdalo
Ngokuxhomekeka apho uhlala khona, kunokubulumko ukucwangcisa iintlekele zemvelo. Iminyaka embalwa edlulileyo ibonise indlela ezi ntlekele ngayo ezi ntlekele. Bangakufikela ngokukhawuleza, kwaye kufuneka ulungele ukujongana nabo.
Cinga ngqabunga, inqhwithi, umkhukula, okanye i-inshorensi yenyikima ukuba ezi ntlekele zendalo ziqhelekileyo apho uhlala khona.
Ukongezelela, i-kit efanelekileyo yokuxakeka ngeentsuku ezi-ezintlanu zokutya kunye namanzi kulungile ukuba ube nekhaya lakho, imoto okanye iofisi. Iikiti azidingeki ukuba zikhulu kakhulu okanye zicacise, kodwa zinokwenza kube nzima ukuba imeko ilula.
Yenza uhlahlo lwabiwo-mali
Ekugqibeleni, unokuba ufune ukuhlala phantsi kwaye udale isabelo-mali sokuhlaselwa kwezinto onokuzikhawulela xa ufuna ukuba uphile kwi-unemployment okanye ukuba unenye inguqu ngokuzenzekelayo kwiindleko zakho.
Ukuba wenza isicwangciso ngoku, kuya kuba lula ukuyibeka apho kwaye kwaye kufika ixesha. Ekuqaleni kweengxaki onokuthi ungacingi ngokucacileyo, kwaye kunceda ukuba ube nesicwangciso esele sichazwe ukuba unokulandela.
Ukuhlaziywa nguRachel Morgan Cautero .