Uneminyaka emithathu ukubiza iRhafu yeRhafu
Lo myalelo unzima kakhulu.
Uneminyaka emithathu ukususela kumhla wokugqibela wexesha lokubuyisela irhafu ukufaka isicelo sokubuyiselwa imali okanye iminyaka emibili ukususela ngomhla wokuhlawula irhafu, nokuba yintoni na kamva.
Umzekelo, ukubuya kwakho kwentlawulo ye-2017 kubangelwa ngo-Ephreli 17, ngo-2018. Ukuba ungeze iminyaka emithathu kulo mhla wokugqibela, ude ufike ngo-Apreli 18, 2021 ukufakela ukubuyiswa kwakho kwentlawulo yakho ngo-2017 kwaye ufumane imali yokubuyisela irhafu. Ukuba ulinda nayiphi na emva koko, imali yakho yokubuyiselwa imali "iphelelwa yisikhathi." Iyahamba ngonaphakade ngenxa yokuba ummiselo wemingcele yokufaka isicelo sokubuyisela imali ivalwe.
Umhla ofunekayo wokulawula ngulowo oqhele ukulawula iwashi yokukhawuleza, ngokukodwa kubasebenzi be-W-2 abaye bahlawula irhafu kwiintlawulo zabo. Khumbula, "kamva" ligama lokusebenza apha. Ngoko ukuba uhlawulisa iirhafu ngokubamba ukukhishwa kwemali ephuma kwikhokheji yakho yokugqibela ka-2017-esiya kuthatha ukuba nguDisemba 30 ukuba uyahlawulwa ngeveki-lo mqathango wemiqathango wawuza kusebenza ngo-Dec.
30, 2019, okanye kwiminyaka emibili ukususela ngomhla ogcine ukuhlawula ngawo. Umhla ofunekayo wokulawula unikezela ixesha elide, kude kube ngo-Ephreli 2021, ngoko ke ngummiselo wakho wokunciphisa ukufakela ukubuyisela imali yokubuyisela nayiphi na irhafu yentlawulo.
Ukuba usuvele ufake intela yerhafu, unokubanga nayiphi na imali eyongezelelweyo eyimfuneko ekufuneka uyiyo ngokuthumela ngokubuyiswa okulungisiweyo .
Ukubuyiselwa okubuyiselwayo okufuna ukubuyiselwa kwemali eyongezelelweyo kufuneka kufakwe kwi-IRS ngaphambi kokuba ummiselo weminyaka emithathu weemingcele ziphelile, oya kuba ngumhla we-15 ku-Apreli-ngaphandle kokuba ufake isongezelelo . Oku kufaka ummiselo wemingcele ukuya ku-Oktobha waloo nyaka, osebenza ngokutsha umhla wokugqibela emva kokuba ucele ukongezwa. I-IRS inokukhupha imali yokubuyiselwa kwemali kunyaka othile ukuba ucela ukongezwa kwaye emva koko ufake ifayile yentlawulo kwiminyaka emithathu ukususela kumhla wokugqibela.
Kukho imimiselo emibini kwimimiselo emithathu yemingcele yokubuyiselwa kwemali:
- Abathengi baneminyaka engama-7 ukubiza imali yokubuyiselwa kwemali ngenxa yokutsalwa kwetyala elibi okanye okungekho nto.
- Ummiselo weminyaka emithathu yemingcele awusebenzi kwiimeko apho abahlawuli berhafu abangakwazi ukulawula imicimbi yabo yezezimali ngenxa yokukhubazeka ngokomzimba okanye ngokwengqondo.
Ngoko Yintoni eyenzekayo kwimbuyekezo yakho Ukuba awuyiqokeleli?
Xa ukubuyiselwa kwembuyekezo kuphelelwa yisikhathi, urhulumente wesigqeba ugcina imali. Kwigama lesi-IRS, kuthathwa ngokuba "iqoqo elingaphezulu". Imali yokubuyiselwa imali ayikwazi ukuthunyelwa kumhlawuli werhafu, kwaye ayikwazi ukusetyenziswa njengentlawulo yonyaka werhafu ozayo. Ayikwazi ukusetyenziswa kwenye umnyaka njengentlawulo eqikelelwayo.
I-IRS ineMinyaka emithathu yoPhicotho kwiRhafu yakho yeRhafu
Lo mzuzu ulula. Kulinganiswa ukususela ngomhla owenene ukubuyisela ukubuyisela irhafu ngaphandle kokuba uhlawule irhafu yakho phambi komhla wokugqibela. Kule meko, iwashi ayifuni ukusebenza kuze kube ngumhla-ku-Apreli-17 ngo-2018. Ngoko ke ukuba ngaba ufake ukubuyela kwakho ngoFebruwari 2018, i-IRS ize ifike ngo-Ephreli 2021 ukuba iqalise uphicotho.
Uninzi lwee-arhente zerhafu zorhulumente zilandele ixesha eliyiminyaka emithathu elisetyenziselwa ukuphicothwa kweengxelo zerhafu, kodwa ezinye zithi zinemimiselo emide yemida .
Kukho emithathu emithathu kwimithetho emithathu yokulawula ukuhlolwa kunye nophicotho-zincwadi:
- I-IRS ineminyaka emithandathu ukusuka ngomhla obuyiswe ngawo ukuhlaziywa kwentlawulo yentlawulo kunye nokuvavanya irhafu eyongezelelweyo ukuba umrhafi werhafu engenayo imali engenayo engaphezulu kwama-25 ekhulwini kwinto echazwe kwerhafu yentlawulo.
- I-IRS ineminyaka emithandathu yokuphicotha ukubuyiswa kweerhafu nokuvavanya irhafu eyongezelelweyo kwingeniso ehambelana nempahla yezemali yangaphandle engabonakaliyo xa imali engenayo ingenayo i-$ 5,000.
- Ummiselo wokunciphisa ukuphicothwa kunye nokuvavanya irhafu eyongezelelweyo ihlala ivulekile ngokungapheliyo ukuba umrhafi uyafakela ukubuyiswa kweerhafu zobuxoki okanye zobuqhetseba.
I-IRS ineMinyaka eyi-10 yokuqokelela iindleko zerhafu eziphambili
Oku kulinganiswa ukususela ngomhla wokuhlawulwa kwentlawulo yerhafu, oko kwenzeka ngeendlela ezininzi. Uxanduva lwakho lungaqwalaselwa kugqityiwe ngenxa yerhafu yerhafu echazwe kwingxelo yerhafu oyifakile, kuba luvavanyo lwerhafu eyongezelelweyo kwi-audit, okanye kuba luvavanyo olucetywayo olugqityiweyo. I-IRS ineeminyaka eyi-10 ukuqokelela imali epheleleyo ukususela ngomhla wokuhlawulwa kwentlawulo yerhafu, kunye naso nasiphi na isigwebo kunye nomdla. Ukuba i-IRS ayifaki ukuqokelela imali epheleleyo kwiminyaka eyi-10, ibhalansi eseleyo iphela ngonaphakade kuba ummiselo wokunciphisa uphele. Usukile kwinqanawa.
Ummiselo weminyaka eyi-10 wemingcele ekuqoqweni ingancinwa kwezi zilandelayo:
- Ngelixa i-IRS ihlaziya isibonelelo kwi-compromise, isivumelwano sokufaka isitifiketi, impumulelo yecala elingenacala, ukuqokelelwa kwee-audited hearing hearing
- Nangona umhlawuli-ntlawulo ungaphantsi kwe-othomathikhi yokukhusela i-bankruptcy kunye neenyanga ezongezelelweyo ezintandathu,
- Kwixesha apho umhlawuli-ntlawulo ahlala ngaphandle kwe-US ubuncinane kwiinyanga ezintandathu.
Ukusebenzisa iMida yexesha ukuCwangcisa iintlawulo zakho
Kungumnqweno wakho ukufaka ifayile yakho yerhafu ngokukhawuleza kwakho. Okokuqala, unokubanga naluphi na imali ekubuyiselwe yona. Okwesibini, iqalisa i-clock ngokukhawuleza kwimimiselo emithathu yeminyaka yokuphicothwa kwemali kunye nomthetho onyaka-10 wokuqokelela.
Kukho amathuba okucwangcisa ahlukeneyo afumaneka kwifayile ukuba iminyaka emithathu yentela ibandakanyeka ngenxa yokubuyiselwa kwemali esavunyelwe phantsi komlinganiselo weminyaka emithathu ingasetyenziselwa ukuhlawula amanye amatyala ahlawulwe kwi-IRS okanye ifakwe kwiirhafu ezilinganisiweyo zonyaka.
Ukufumana ulwazi oluthe xaxa malunga nendlela i-IRS ilawula ngayo le mimiselo yemingcele, jonga iMosi yangaphakathi yeNgeniso, 25.6.1, i-Statute of Limitations.