Umfundi uyabuza: "Umyeni wam uthi sifuna ukuqesha umnxibelelwano omfutshane, kodwa akayithandi abameli bezindlu. Bathi bonke bafuna ukukufumana.Umhlobo wethu usithumele kwi-arhente ebonakala ngathi yenza Uninzi lwentengiso emfutshane , kodwa umyeni wam akayithandi. Ucinga ukuba ungathembeki, kodwa ucinga ukuba zonke izinto zithembekileyo. ukuthengisa kwakhe okufutshane. Ndifuna ukuthengiswa kwethu okufutshane , kodwa ndixhalabile isimo sengqondo somyeni wam usibuyisele. Sinokuqesha njani umnxibelelwano omfutshane wokuthengisa umyeni wam? "
Impendulo: Impendulo edabukisayo yindoda yakho ayinakukuvumela ukuba uvume umthengisi omncinci wokuthengisa, mhlawumbi ngenxa yokuba umyeni wakho ubonakala ekhulile. Ingxenye yayo inokwenzeka ngokusekelwe ekungazini, kodwa inxenye inokuhlamba inyaniso.
Ezinye i-ejenti, njengoko ebekayo, ukukufumana. Kodwa ngokuqhelekileyo awufumani ezi ntlobo zeentengiso kwi-shishini elithengiswayo elincinci kangangoko lisebenza nje njengomthengisi omthengisi omfutshane. Okumangalisa kukuba, akubona bonke abathengiselwano abathengisayo abancinci abalinganayo. Ngaphezu koko, akukho bonke abathengiselwano abancinci beentengiso nabaphathi bezindlu .
Yintoni uMthengisi omfutshane wokuthengisa?
Ngamanye amaxesha umthengisi omthengi omfutshane uthengisa. Kungenxa yokuba abaninzi ababizwa ngokuba ngabathengisi abafutshane bathengisa. Akulweli kumthengisi. Bahambisa iphepha kwaye bamkela iphepha. Azinengxaki zokuncedisa. Umthengisi omncinci wentengiso ngumcebisi wengxaki, umntu osebenza egameni lomthengisi ukufikelela ekuthengisweni kwempahla emfutshane kunye nebhanki.
Umthengisi omfutshane uthengisa umthengisi, kungekhona ibhanki. Ingxenye yenkathazo enxulumene nabathengiselwano abathengisayo abancinci ngokuqhelekileyo ngabantu abaqeshathe umxoxiswana abaqinisekanga ukuba ngaba umxoxiswana umele okanye umele ibhanki. Ngethuba linye uxoxiswano ngummeleli webhanki ngaphandle kokuba umnini-mthengisi angenakuthetha umthengisi omfutshane.
Ngamanye amaxesha, abathengisi bangaphantsi kwengqiqo yokuba abayidingi umthengisi omfutshane wokuthengisa. Bacinga ukuba banokuxoxa ngokuthengisa okufutshane kunye nebhanki kuba ibhanki iya kubanceda baxoxisane. Olu hlobo lokucinga lufana nokucela i-fox ukunceda umntu alondoloze indlu yesikhukwana. Ibhanki ayikho kwicala lomthengisi. Enyanisweni, ngokuchaseneyo.
Injongo yebhanki kukunyusa ukubuyisela kwiindleko zomntu ongeyena owakhe. Kungaba kwindleko yomthengisi okanye intlawulo yomthengi, kodwa ibhanki ikhusela yona. Umthengiselwano omthengi omfutshane kufuneka abe nomthengi onomdla kwiintliziyo ngamaxesha onke. Umthengisi othetheleyo wokuthengiswa kwempahla akaze athengise umthengisi phantsi komlambo ukuze enze ibhakede elikhawulezayo.
Ingumsebenzi wengxoxo ukunyanzelisa ibhanki ukuvumela ukuthengisa okufutshane ukuba kwenzeke, kunye nokunciphisa indleko kunye nentloko kumthengisi. Isiphumo esona sisisiseko sokukhutshwa kwetyala kumthengisi ngaphandle kweendleko zokuphuma ngaphandle kweemthengisi.
Iintlobo zabathengisi abafutshane abathengisayo
Intetho engcono kakhulu yokuthengisa intengiso ngumntu omela ngokuthe ngqo umthengisi. Lo mntu unokuhlawulwa okanye angayihlawulwa imali ehamba phambili. E-California, umzekelo, umntu akakwazi ukuthetha ngesithengiso esifutshane ngaphandle kokuba loo mntu igqwetha okanye ilayisenisi yokuthengisa impahla.
Kodwa loo nto ayigcini ukukhupha ukuzithetha ngokwabo njengentengiso yomthengisi omfutshane.
- Abameli bezindlu ezithengisayo. Uya kufumana ama-agent athetha ukuthengiswa okufutshane , kodwa ungazibizi ngokuba ngumthengisi omfutshane wokuthengisa. Abayisebenzisi eli gama kuba besaba ukuba baya kuthethwa ngomthetho. Kukho umgca ocacileyo phakathi kokusebenza komthetho kunye nokuthintana nokuthengiswa okufutshane, ngoko ke, thina zintengiso zorhwebo zifutshane zihamba ngokunyanisekileyo.
Umthengisi othetheleyo wokuthengiswa kweentengiso onommeli we-estate estate ovumelekileyo uya kuhlala ecebisa umxhasi ukuba afumane iingcebiso zomthetho neerhafu. Umthengisi uya kugcina umthengi afundwe kwinkqubo yokuthengisa emfutshane kwaye angalokothi enze izigqibo ngaphandle kokubonisana nomthengi. Ngokomzekelo, ndihlala ndiphatha iingxoxo zam ngenxa yokuba andithembeli mntu ukuba enze okufanayo ngendlela endiya kuyenza ngayo. Kodwa olo hlobo lokucinga lunqanda inani labaxumi endibanceda.
- Abathengisi abancinci abathengisa abameli. Ingxaki ngamagqwetha athile abambisene neentengiso zentengiso zifutshane ukwenzela ukuba benze umthamo wezoshishino, ngamanye ama-arhente kufuneka anikezele ukuqhuba imihla ngemihla kubhalisi bomthetho okanye ngabagadi beepalamente. Aba bantu bangamaphepha emaphepha. Into efanelekileyo ngaphandle kokuba loo mntu engenayo imvelaphi yendawo yokuhlala okanye akanakuxhamla ukuzama ukucacisa amaxwebhu angaphandle komhlaba kufuneka axoxisane neebhanki.
Ngaphambi kokuba uqeshwe igqwetha ukuba uxoxisane kunye nentengiso yakho emfutshane, cela ummeli ukuba uthethe ngokuthe ngqo ukuthengiswa okufutshane okanye ukuba uthethwano luhanjiswe ngokukodwa kumqeshwa. Ngokuqhelekileyo, igqwetha liya kuhlawula umrhumo-phambili phambi kokuthengisana okufutshane.
- Abathengisi abafutshane abathengisayo abathathu. Ngubani umcebisi weqela lesithathu? Ingumntu ongafaneli umthengisi. Ingxoxo-ntetho yesithathu ingaba enye i-ejenti kwinkampani ye-agent okanye ingaba ngumntu ongenalo ilayisenisi. Into yokuqala yokufumanisa ukuba ngaba intetho yomntu wesithathu unalo ilayisense yendawo yokuhlala.
Ngokomntu, ndikholelwa ukuba ngaphezulu kususwe umntu uvela kwintengiselwano, umntu omncinci uya kuphumelela. Isizathu sokuba iingxoxo zenkampani yesithathu ngokungazi umthengisi, akakaze uthethe kumthengisi kwaye akakwazi ukuthetha njengomthengisi owaziyo umthengisi. Abathengiselwano abathile bezithathu baya kuzama ukuhlawulisa umthengi ngokuthintana. Abathengi akufanele bahlawule intlawulo yeengxoxo zesithathu.
I-TIP: Njalo ngokuqhelekileyo ekusebenzeni kwam, ndihamba ngaphaya komthengi ofihla ngempumelelo intlupheko. Ukuba ndifumanisa ukuba umthengi angandithembi ngenxa yesizathu esingafanelekanga - kwaye akukho sizathu esilungileyo - ndiyeka ukumela. Ngaphandle kokuthenjwa, akukho buhlobo bokwenene . Ngaphandle kobudlelwane bokwenene, ndingenaso isiseko sokumela. Ama-Agents akufanele asebenzele abathengi abangathembekiyo, ngokunjalo, abathengi akufanele baqeshwe abasebenzisi abangathembiyo.
Ngethuba lokubhala, u-Elizabeth Weintraub, u-DRE # 00697006, ungumthengisi-uMbutho kwiLyon Real Estate eSigramento, eCalifornia.