Isikhokelo sokuKhoxiswa kunye neziphumo zeRhafu
Ezi nkqubo zinokuphelisa phi na kwiiyure ezili-dollar ukuya kwii-100,000 zemali-mboleko yomfundi. Okumangalisa kukuba, ezininzi zezi nkqubo zifumana inani elincinci lezicelo, ezibonisa ukuba abaninzi abaphumeleleyo abaziqondi kakuhle ngamathuba.
Ukuxolelwa
Iiprogram zokuxolelwa kwemali mboleko zabafundi zixhaswa nguRhulumente wezemfundo kwaye zikhupha iimali-mboleko ezikhishwe kwiinkqubo zentlangano ezifana ne- Stafford ne- Perkins mboleko . Xa uthatha inxaxheba kwenye yale nkqubo, iinxalenye zeetyala lakho zichithwa ngokoqobo kwiincwadi zakho zokubolekisa.
Ukuhlawula imali
Iinkqubo zokubuyiselwa kwemali mboleko yabafundi, ezixhaphake ngakumbi kuneenkqubo zokuxolela, zingasetyenziselwa ukuqeda nayiphi na uhlobo lomboleko, kubandakanywa nezibolekiso zangasese. Ngaphantsi kwezi nkqubo, unokufumana imali eyongezelelweyo ongayisebenzisa ukuhlawula umboleko wakho, okanye intlawulo yenziwe ngqo kumboleki wakho ngumqeshi wakho.
Ukuhlawulwa kweNtlawulo yeNtlawulo yeMboleko yeMfundi kunye noxolelo
Imali echithwe phantsi kokuxolelwa kwemali mboleko okanye iinkqubo zokuhlawula inokuthi ithathelwe ingeniso yerhafu ngonyaka. Ngamanye amazwi, ukuba unayo i-$ 5,000 kwimali-mboleko exolelwe ngonyaka ozayo, oko kunokunyusa ingeniso yakho engenayo kwi-IRS ngesixa esilinganayo.
Nangona oko kungakhethi kumnandi, akufanele kukukhusekise ekusebenziseni enye yale nkqubo, ekubeni inzuzo iphezulu kakhulu kweendleko.
Ukukhusela umboleko wesikolo sakho somfundi okanye ukuhlawula umqeshi ukuba ube phantsi kwentela, umboleko wakho womfundi kufuneka udibanise ngokucacileyo amalungiselelo avumele ukuba athethelelwe.
Ezi migaqo kufuneka zifune ukusebenza kumsebenzi othile, kubaqashi abathile, ukuba ubuncinane ubuncinane bexesha.
Ukongezelela, nayiphi na imali ehlawulwayo eyenziwa phantsi kweNkqubo yeeNkonzo zeZempilo zeSizwe iRhafu yeRhafu okanye nayiphi na inkqubo efanelekileyo yemali evela kuMthetho weeNkonzo zezeMpilo ibonwa njengentlawulo.
Iintlawulo zeeNgxowa-mali zokuTyala kunye neNkqubo yokuxolela
Kukho ngokwenene amaprogram okuxolela imali atholakala kubafundi. Amaxesha amaninzi, imibutho yobugcisa phakathi kwamashishini ahlukeneyo iya kugcina uluhlu lwembuyekezo yokubolekwa kwemboleko yomfundi kunye neenkqubo zokuxolela ezifaka umsebenzi wazo.
Imizekelo yezinye iindawo ukuqala uphando malunga nokwenza ukuba imali yakho yemali mboleko ikhanselwe okanye ihlawulwe (ngobugcisa) ibandakanya oku kulandelayo.
Ootitshala
I-American Federation of Teachers ineenkcukacha zeenkxaso-mali ukufumana iimali zemfundo yakho eqhubekayo, uphuhliso lobugcisa kunye neklasi. Khangela kwakhona iiprogram zokuxolelwa ngemali, izibonelelo zothisha kunye namabhaso, iinkqubo zemivuzo yokufundela eklasini, kunye neenkqubo zasekuhlaleni kunye neenkqubo zokutshintsha.
Kwizonyango, ukuNyango, kunye neengcali zempilo yengqondo
Ngomfundi wesikolo oqhelekileyo angena kumsebenzi onomyinge wama-200,000 kwi-matyala abafundi, uMbutho weeKholeji zezoNyango unikezela ukhetho lokubuyisela kunye nokuxolelwa ngemali kubaxhasi bezonyango.
KubaLawuli kunye nabaPhezulu boLwazi
Uninzi lwabagwebi abaphumelele kwisikolo somthetho abaphethe umthwalo wemali we-150,000 ngokwemyinge. I-American Bar Association inikeza izicwangciso zokubuyisela imali mboleko kunye nokuxolelwa kwemali kwizinga likazwelonke kunye neseburhulumenteni.
Kwinkonzo kaRhulumente kunye neVolontiya Umsebenzi
Inkqubo yeNkonzo yoTyala yoTyala yoLuntu, eyenziwe ngumsebenzi weNgqungquthela ngo-2007, ihlala ingenye yeenkqubo ezixoxwayo zokuxolelwa kwemali yomfundi.
Inkqubo inikeza inzuzo epheleleyo yokuxolela i-federal inzuzo yokufumana umsebenzi ofanelekileyo wemisebenzi karhulumente, oku kuthetha ukuba ikuvumela ukuba ususe imali ehlawulwayo yemali yentlawulo ye-federal echanekileyo ekusebenzeni kwintsimi yenkonzo karhulumente, njengokufundisa, ukongika okanye izikhundla zikaRhulumente.
Unokuzivolontiya phezu kwehlobo okanye ixesha, e-US okanye ngaphandle, kwimibutho efana ne-AmeriCorps okanye i-Peace Corps.