Uhlolo lwe-Esurance DriveSense

Fumana i-Discount ye-10% kuphela yokuBhalisa

I-Esurance iyinkokhelo ye-inshurensi ye-intanethi eyenziwe ngo-1999 kwaye ilungu lentsapho ye- Allstate kwaye inexabiso lokuzinza kwe-"A +" esuka ku- AM . Inkampani inika i-auto, isithuthuthu kunye ne-inshurensi ye-inshurensi njengomthengisi ngokuthe ngqo kwiwebhusayithi yayo ye-intanethi. U-Esurance uluhlu oluphezulu kwi-JD Power ngetekethi "Ugcino oluphezulu lwabaThengi phakathi kwama-Auto Insurers eCalifornia."

I-Esurance inikeza abathengi bamashishini bomshuwalense ngendlela yokunciphisa iipresimesi zomshuwalense ngokusetyenziswa kwenkqubo yomshuwalense we-auto-based , DriveSense. Umlingani we-telematics umthengisi weProgram ye-Esurance DriveSense nguModus, umboneleli okhokelayo wezisombululo ze-telematics yomshuwalense.

Iimpawu zeProgram ze-Esurance DriveSense

Ngokusebenzisa iNkqubo ye-Esurance DriveSense, abathengi bemoto yomshuwalense bayakwazi ukugcina imali engama-30% kwiiproyamu zepolisi ngokuvumela inkampani ukuba ilandele imikhuba yokuqhuba ngokufakela ifowuni yefowmatics kwisithuthi se-OBD-II. Esi sikhundla siphezu kwedeshibhodi efanelekileyo phambi kwesihlalo somqhubi.

Inkqubo yeDrayivuSense ifumaneka kubaxhasi kula mazwe: Alabama, Arkansas, Arizona, Colorado, Georgia, Idaho, Illinois, Iowa, iMaine, eMassachusetts, eMichigan, eMinnesota, eMexico, eNebraska, eNebraska, eNew Mexico, eNyakatho Dakota, eOhio, e-Oklahoma , EPennsylvania, Rhode Island, South Carolina, eMzantsi Dakota, eTexas, e-Utah, eWest Virginia naseWisconsin.

Ukubhalisela i-DriveSense, abathengi abakhona banokufownela i-1-800-ESURANCE (1-800-378-7262) ukubhalisa. Uya kufumana isaphulelo se-10% kuphela ukubhalisa. Iprojekthi yakho yeprayimenti inokunciphisa ukuya ku-30% ngokusekelwe kwimikhwa yakho yokuphepha, kodwa akangeze yanda ngokusekelwe kwidatha eqokelelwe kwisixhobo se- telematics efakwe kwisithuthi sakho.

Iprogram iyafumaneka kubaphathi beemigaqo-zithuthi ezinomfanekiso wonyaka wama-1996 okanye kamva, izithuthi ezingekhoyo zombane kunye nonogesi.

Ukuba unomqhubi woninzi kwipolisi yakho, unako ukubhalisa bonke kwinkqubo yeDrayivuSense eyinokwandisa imali yakho. Emva kwexesha lakho lokuqala lomgaqo-nkqubo obhalisiwe kwinkqubo yeDrayivuSense, unako ukufumana isaphulelo nganye kwikota, kuxhomekeke kwindlela okhuselekile ngayo ukuqhuba kwakho ngexesha lomgaqo-nkqubo.

Iimitha zamatriki ezibhaliswe kwaye zisetyenziselwa ukucacisa nayiphina isaphulelo esisetyenziswa kumgaqo-nkqubo ziquka:

Unokwazi ukujonga ulwazi lwakho lokushayela kwiwebhusayithi yakho eyenziwa ngumntu kwi-DriveSense yeselula. I-Esurance iceba ukwenza i-DriveSense ifumaneke kwezinye iindawo ngokukhawuleza.Ungayilanda uhlelo lokusebenza lweselula lweDrayivuSense kwi-App Store okanye kwi-Play Store. Emva kokuba ukhangela iimpawu zokuziphatha kwakho kwaye uhlalutye le ngcaciso, unokwenza utshintsho ekuhambiseni kwakho okuya kukunceda ugcine imali eninzi kwi-inshurensi yakho yemoto.

Ugcina ifowuni ifakwe kuyo nayiphi na izithuthi ezibhalisiweyo kwixesha elilodwa lomgaqo-nkqubo. Ukuba ukhansela umgaqo-nkqubo okanye ungabhalisi kwiDrayivuSense, u-Esurance uya kuthumela i-ileyile yokuposa ehlawulwa kuqala ukubuyisela ifowuni. Uya kuhlawuliswa imali engama-100 eyi-return return if you do not return the device.

Ubumfihlo beNkcukacha Zomntu

Ngokwemiqathango nemigaqo yeelwimi malunga ne-DriveSense, u-Esurance uthi, "Uyavuma ukuba iCandelo liza kulandelela umsebenzi wokuqhuba umkhondo kunye nolwazi olunxulumene nesithuthi esifakelwe kuyo. Le data yokuqhuba iya kuqokelelwa ize idluliselwe ngesignali yeselula kumntu wesithathu, oya kuthi ke uthumele idatha yokuqhuba kwi-Esurance. Uyavuma ukuqokelela kunye nokuhanjiswa kwedatha yakho yokuqhuba njengoko kuchazwe apha. "

Ukufumana ulwazi oluthe vetshe, ungaqwalasela umgaqo-nkqubo we-Esurance Privacy.

Ngaphantsi

I-DriveSense yinto efanelekileyo yokuzama ukuthenga i-insurance yomshuwalense wemoto yomshuwalense efuna i- auto inshuwalense izaphulelo kunye nezinye iindlela zokunciphisa iiprimiyamu zabo zomshuwalense. Ukuba uhlawula iiprimiyamu eziphezulu ze-inshurensi ngenxa yokuba uthathwa njengomqhubi ophezulu , unokufumana ixesha lakho.

Ukulondolozwa kuninzi kuya ku-Esurance DriveSense yomshuwalense womshuwalense womshuwalense okhusela iimpawu ezinobungozi ezifana nokukhawuleza ngokukhawuleza, ukuguqulwa kwamandla omlilo, ukubetha ngokukhawuleza, ukukhawuleza ngokukhawuleza kunye nokukhawuleza kunye nalabo abaqhuba ngokukhawuleza kwaye banqanda ukuqhuba ngokukhawuleza ebusuku.

Nangona inkampani ibika ukuba unokugcina imali engama-30% kwi-premium yomshuwalense we-auto, isaphulelo esiqhelekileyo sithile malunga ne-10%. Unokufumana isaphulelo esingu-10% kuphela ukubhalisa. Akukho mrhumo wokuthatha inxaxheba kwaye ukuba unomqhubi okhuselekileyo, unokuphelisa imali ethile xa ungayiqondi inkampani yokulandelela indawo yakho kunye nemikhwa yokuqhuba. Qinisekisa ukuba ubuyisele ifowuni ungabhalisi kwinkqubo okanye ukhansele umgaqo-nkqubo wakho we-inshurensi okanye uza kuhlawuliswa imali engama-100 engekho yokubuyisela.