Ezi nkqubo ze-Arkansas zinokukunceda ngeeNgxowa-mali zootitshala
Kukho ininzi yokuthokoza ekubeni ngu titshala, kodwa inokuba yindleko ngokunjalo. Xa befumana imfundo yabo inqwenela ootitshala abancike ekuncedeni ngemali okanye kwi-scholarships ukunceda ukuhlawula indlela yabo. Ukuba loo mithombo ayinelanga, abaninzi baye kwiimboleko zemfundo ukuze bahlawulele ezinye iindleko zabo. Ekugqibeleni, bahlala bejamelene nomsebenzi onzima wokuzama ukufumana umsebenzi apho banokufumana imali eyaneleyo yokubuyisela le mboleko.
Oku kudla ngokukhawuleza ootitshala abatsha abanamandla ngokufaka izicelo kwizikolo eziphantsi kweenzuzo eziphantsi, ezinokuba zifuna kakhulu iinkonzo zabo. Ukukhusela oku, zombini urhulumente wephondo kunye namanye amazwe aphuhlise iinkqubo ezikhuthaza ootitshala ukuba basebenze kwiindawo ezithile. I-Arkansas yenye yezo zizwe.
Urhulumente wesibonelelo unikezela ezimbini iintlobo zezixokelelo zokuxolelwa ngetyala kootitshala: ukuxolelwa kwemali yomfundisi kunye nokukhanselwa kootitshala kwi-Federal Perkins Loans. Ngaphantsi kweprogram yokuxolelwa kwemali mboleko, unakho ukulungele ukuxolelwa ukuya kuma-17,500 ayi-R500 kwiiNgxowa-mali zakho ezizodwa zabafundi kunye neNgxowa-mali yakho ye-Stafford Imali-mboleko xa ufundisa ixesha elizeleyo eli-5 elipheleleyo kunye elilandelelanayo lemfundo nakweyesibili izikolo kunye nee-arhente zenkonzo zemfundo ezisebenzela iintsapho ezifumana imali engenamakhaya, kwaye zihlangabezane nezinye iziqinisekiso. Ukuba unomboleko kwiProgram ye-Perkins Loan Programme ungakhokelela kwakhona ukukhanselwa kwemali-mali ukuya kuma-100 ekhulwini ekufundiseni ixesha elipheleleyo kwisikolo esincinci-mali, okanye ekufundiseni kwizifundo ezithile.
I-Arkansas Inkqubo Yemivuzo Yomfundi
I-Arkansas ngaphambili yanikela ngeNkqubo yoLungelelaniso lweMali yokuThokela i-STAR kwi-Arkansas Teachers, kodwa le nkqubo sele iyanqanyulwa yatshintshwa iinkqubo ezimbini zenkxaso-mali zootitshala abazinikela ekufundiseni kwizikolo ezithile zikarhulumente kwilizwe. Zombini iinkqubo zilawulwa yiSebe leMfundo ePhakamileyo lase-Arkansas:
- INkqubo yeMfundo yoTitshala yase-Arkansas (STEP) : Le nkqubo yokuhlawula imali. I-STEP inikeza izibonelelo zonyaka ezijolise ekubuyiseleni imali mboleko yabafundi kubaotitshala abakhoyo kwizikolo zikarhulumente kwiindawo ezikhethiweyo zendawo okanye kwizifundo ezithile ezithathwa njengefutshane kumatitshala nabalawuli. Uluhlu lwezikolo apho ootitshala abakulungele ukufumana ezi nguqulelo zonyaka unyaka, njengoluhlu lwezifundo. Ulwimi lweemathematika nolwimi lwangaphandle lubonakala ngokubonakalayo kwimihlu yezifundo ezifanelekileyo kule nkqubo. Ootitshala abaphumelele kwiikholeji emva ko-1 uEpreli ka-2004, kwaye abahlala kwi-Arkansas abemi ubuncinane beenyanga ezili-12 banelungelo lokufaka izicelo zezibonelelo, ezinokufikelela kuma-4,000 ngonyaka ngonyaka kwaye zihlawulwa ngqo kumboleki-mboleko. Ootitshala abanelayisenisi bangafumana i-$ 3,000 ngeminyaka ngokufundisa kwindawo yendawo kunye nokunqongophala "kobaluleka" kootitshala, okanye ukufundisa isifundo esicatshangelwe ukuba sinqongophala "olubalulekileyo" lootitshala. Ootitshala abanelayisenisi abangamalungu omncinci banokufumana i-$ 1,000 eyongezelelweyo ngonyaka ngokuxolela ngemali yokufundisa kwiindawo zokunqongophala okanye kwizifundo. Ootitshala bangayifumana igranti zeminyaka emithathu kwaye kufuneka baphinde baphinde bafunde. Umhla wokugqibela wesicelo sonyaka kuJuni 1.
- Inkqubo yeThanson Opportunity Programme (TOP) : Le nkqubo inika imali yokubuyisela imfundo. I-TOP iklanyelwe ukunceda ootitshala bee-Arkansas kunye nabalawuli abaqhubekayo befundisa ngokwabo. Ukufaneleka kuyavulelwa ootitshala nabalawuli abaye bahlala kwi-Arkansas kwiinyanga ezili-12, abo bafundisa kwizikolo ze-Arkansas baze bavakalise injongo yabo yokuqhubeka nomsebenzi e-Arkansas, kwaye babhaliswa kwiziko elivunyiweyo lemfundo ephakamileyo e-Arkansas kwikholejini izifundo (level) ezihambelana ngqo nomsebenzi wazo. Ootitshala abafanelekileyo banokufaka isicelo sokubuyiselwa iindleko ze-out-of-pocket ukuya kwiiyure ezithandathu zemali-mboleko okanye i-$ 3,000. Isifundo, iimali zekholeji ezinyanzelekileyo, iincwadi, kunye neemfuno ezifunekayo zonke iindleko zokubuyisela. Ukuba iimali kwiprogram zihamba zifutshane, iSebe leMfundo ePhakamileyo laseA Arkansas liza kubaluleka kootitshala abathatha iiklasi kwiinkalo zezifundo ezibangelwa kukunqongophala kootitshala belizwe. Ootitshala kufuneka babe namaqondo angama-2.5 kwibakala eliqhelekileyo kwiiklasi ezibuyiselwa nguRhulumente. Umhla wokugqibela wesicelo sonyaka kuJuni 1.