Ngaba Ufanele Uqeshise okanye Uthengise Imoto Yakho Elandelayo?

Ngaba uke wahlala emakethe yesithuthi esitsha waza wazibuza ukuba ufanele uthenge okanye uqeshise? Kwiminyaka yakutshanje ukuqeshisa isithuthi sele sithandwa kakhulu kwaye sithatha inzuzo ecacileyo kuye kuxhomekeke kumntu othile, kodwa ngaphambi kokugqiba ukuqeshisa okanye ukuthenga isithuthi kukho izinto ezibalulekileyo ekufuneka ziqwalaselwe ngazo. Kancinci, hlola iimpawu zakho ukuze ungenzi iphutha ekuthengeni imoto yakho elandelayo .

Umgaqo-siseko wokuqeshisa uchazwa ngu-leaseguide.com: "Xa uthengayo, uhlawula yonke indleko yesithuthi, kungakhathaliseki ukuba uliqhuba kangakanani iikhilomitha ... Xa uqeshisa, uhlawula isahlulo kuphela iindleko zezithuthi, eyona nxalenye "uyenzisa" ngexesha lokuqhuba. " Cinga ngokuqeshisa imoto efana nokuqasha indlu. Awunayo indawo yokuhlala apho uhlala kuyo, kodwa ukhawuleza ukuyisebenzisa. Ngokucacileyo, nje ngokuqasha ngokubhekiselele ekuthengeni indlu, kukho izinto ezintle kunye nokungahambi kakuhle kwezi ndlela.

Ingqwalasela ephambili kukuba kuhlolwe ixesha elide uzimisele ukugcina imoto. Ukuba uhlobo lomntu othanda ukufumana imoto entsha yonke iminyaka emibini, ukuqeshisa kunokukhetha ukhetho olungcono. Oku akuthethi kuya kuba yinto encinci, kodwa ukuba unomoto omtsha rhoqo kubalulekile kuwe oku kunokukusindisa ukulahleka kokuhlala uthengisa okanye mhlawumbi uthengisa imoto yakho ilahleko xa unetyala elingaphezulu kunalo.

Iinzuzo zoqeshiso

Iqumrhu loqeshiso

Kukho iintlobo ezimbini zeemvumelwano zokuqeshisa ekufuneka ziqwalaselwe ngenyameko ngokunjalo. Kwesivumelwano sokuqeshisa esivaliweyo, xa isivumelwano sinelisekile unalo ukhetho lokugcina isithuthi. Isivumelwano sokuqeshisa esivulekileyo sinokukhetha ukuxoxisana nokuthengwa kwesithuthi ekupheleni kwesivumelwano.

Abantu abaninzi bacinga ukuqeshiswa kweenqwelwana ngokubhekiselele ekuthengeni imoto ukuba "kungabi nasohlwayo." Ekupheleni kokuqeshisa, akukho mveliso ekujonganeni nayo kwaye akukho mfuneko yokuzama ukuthengisa isithuthi ukuze ithenge enye. Ngakolunye uhlangothi lwenkozo yokukhanselwa kwesivumelwano sokuqeshisa inokuba yindleko kakhulu kuba kufuneka uhlawule umrhumo wokugqibela.

Ukuba isithuthi sebiwe, inkampani yokuqeshisa inokulindela ukuba uyihlawule ibhalansi yeqeshiso (ngaphandle kokuba uthenge i-gap coverage ).

Ekugqibeleni, akukho mpendulo echanekileyo okanye engafanelekanga kwaye kuxhomekeke kwinto oyifunayo kwisithuthi sakho, ukuziphatha kwakho kunye nokuhlahlo-mali. Ngoko, ngaphambi kokuba wenze ukuthengwa kwezithuthi zakho ezalandelayo maziqiniseke ukuba uhamba kuzo zonke iinketho zakho kwaye ubone oko kukunceda kakhulu.