Abatyalomali bathanda igolide njengentambo yokunyuka kwamaxabiso, kodwa yintoni ephazamisayo?
Ukuba ungumcebisi-mali-mali, abanye abathengi bakho banokuthetha nabadayisi begolide kunye nokuhlola amathuba okuthenga igolide nangona iqumrhu lakho lingayithengisi kubarhwebi. Inokukunceda ukuba uncede ukuba uthetha ngezo zinto zombini kunye neengxaki zokuthenga igolide njengotyalo-mali.
Yaye ukuba unomtsalomali ocingisisa ukuthengwa kweemali zegolide okanye i-bullion, kufuneka uwazi ingozi kunye nembuyekezo. Nasi isikhokelo kubeluleki bezolimo kunye nabanini-mali abanokuthi babekho.
Kutheni sifunde iGolide njengoTyalo-mali?
Igolide sele ibe utsalo-mali oluthileyo kwiminyaka eyi-millariyamu kwaye kubonakala ixabiso elinyukayo-kokubili ukuya phezulu kunye nokuhlaselwa phantsi, ngokuhambisana nokunyanzelisa. Ngenxa yoko, abatyali-mali abangenakuyicinga ngegolide ngaphambi kokuba banomdla.
Abatyalomali banikezela ngezizathu ezininzi zokuthenga igolide:
- Kulula ukuthenga nokuthengisa iimali, ezifana neKruggerand.
- Abatyalomali banako ukuvavanya umxholo wegolide weengqekembe xa bathenga iimali zegolide.
- Ukufumana kunye nokuba negolide kunganelisa kakhulu.
- Kukho izinto ezinokubaluleka kwegolide.
Umgudu wokuthenga iGolide
Ngaphandle kokunikezelwa kwezi zizathu zokuthenga igolide njengotyalo-mali, kukho izizathu ezintle zokuthi kungani ungazifuni ukuzenza.
- Abathengisi bahlawula iintengo ze-premium kunye neerhafu zeemali zegolide.
- Igolide inokwanda kwamanzi.
- Kungaba nzima ukuba uqinisekise iindleko zexesha elidala okanye eziqhelekileyo zegolide.
- Ukugcinwa kunye nokuqinisekisa iibhedi zegolide kunye ne-bullion ingaba yingozi ... kwaye iyabiza.
- Akucaci ukuba ixabiso elingakanani lexabiso legolide linokuthi linalo.
Ngoko Uzimisele ukuthenga iGolide
Ukuba wena okanye abathengi bakho banquma ukutyalomali kwigolide, qwalasela oku:
- Ukuthenga igolide ngeenjongo zokutyalo-mali akufani nokuqoqa iimali zegolide. Ngokuthenga igolide kwiindawo ezinkulu, abathengisi abahloniphekileyo, abatyali-mali bafumana ithuba elihle lokucoca igolide xa begqiba oku oku bafuna ukukwenza. Imiba yokunikezelwa kwempahla yezinto zegolide kunye ne-bullion idinga i-inshorensi kunye nenqaba ekhuselekileyo ekuyigcina kuyo.
- Abatyalomali ngabanye bafumana amaninzi amathengi athengwa ngegolide. Nabani na oqwalasela ukuthenga ngokusekelwe kwenye yezi ntengiso kufuneka ahlole i-premium ibuzwe malunga nexabiso langoku legolide. Xa ixabiso lihluke kwipesenti ezili-10 okanye ngaphezulu, iimali zemali zincinci zingenakukhetha.
- Ukutywala igolide ngokusebenzisa umthengisi kunokubiza. Kwakhona, abathengi bafuna ukwazi ngokumalunga nokuthengwa kwabo kotyalo-mali xa i-premium yekhomishini i-10 ekhulwini okanye ngaphezulu. I-Krugerrand zemali zegolide ezivela eMzantsi Afrika zihlala zithandwa. Baye baninzi, kwaye abathengisi abaninzi benza ivenkile kwimali-mali. Ukuthengwa nokuthengiswa kweentengiso kunokuba kuncinci ngenxa yamanani amaninzi ale mali.