Ngaba umntu owaziyo Yintoni ebangela i-Crash Market?
Kukho uphando olwenziwe kwizinto eziqhelekileyo zokuphazamiseka kwemakethe yemasheya.
Izizwe zaseScott, umbhali we-"History of the United States kwiSichitha ezintlanu," wahlenga kwiindawo ezinkulu zeemakethe zee-stock market kwaye wafumanisa ukuba zonke iziphazamiso zanamuhla zibandakanya:
- Ixabiso lemarike engaphezulu
- Uhlobo lobunjineli bemali okanye "ulwaphulo"
- I-catalyst yangaphandle, ayisoloko ihambelana nemarike yemasheya
Ukuqonda iMarike ebanzi
Ngokubanzi, isalathisi esingcono kakhulu sokuthi ixabiso lemarike lithengiswa njani linokufunyanwa kumlinganiselo wexabiso-kuya-mali, okanye i-PE (esetyenziselwa ukuxabisa amasheya ngamnye). Ngokwahlula ixabiso lemali lemarike yeemasheya kuyo yonke inzuzo yenkampani, ufika kumaxabiso abatyalo-mali uya kuhlawula i-$ 1 yemali yenkampani okanye inzuzo. Umlinganiselo we-PE ophantsi, ophantsi (uninzi olungabalulekanga) kwimakethe yemasheya.
Ngokuhlolisisa i-PE yomlinganiselo wemarike, kwaye ukuthelekisa kumlinganiselo walo okhoyo, ufumana ingcamango yeemarike zentengiso. Ngokomzekelo, umyinge we-PE umlinganiselo we-1566 kunye nomyinge we-PE okwangoku we-S & P 500 ngu-24.71.
okanye i-58% iphezulu. Kodwa, ngamazwi e-world-renowned economist uJohn Maynard Keynes, "Iimarike zingakwazi ukuhlala zingenangqiqo kunokuba ungakwazi ukuhlala ungasombululi."
Ngamanye amagama i-market market ingakwazi ukuhlala ingaphezu kwexabiso ixesha elide ngaphambi kokuba lilungise. Ngoko ke yedwa ayaneleyo ukuqikelela xa kuza kwenzeka ukuphazamiseka.
Yintoni Ubunjineli bezeMali okanye iNkcazo?
Ukujonga ingqalelo ngo-20/20, kwaye ukucacisa ukuphambana kwezimali kwangaphambili kunzima kunokuba uqikelele kwixesha elizayo. I-crash dotcom yaququzelelwa, ngokukodwa, ngentshiseko yokungenakutshitshwenyeli kwabo bonke abathintekayo kwezobuchwepheshe bezitshixo. Ukutshatyalaliswa kweemarike zentengiso ye-2008-2009 yakutshanje kwakungenxa yokungahlawuliswa kwemali yokufumana imali yokubambisa imali, umkhiqizo onobuchule obunemali.
Izizwe zaseScott zibonisa ukuba i-algorithmic yorhwebo okanye i-ETFs engathandabuzekiyo iyakucinezela iimarike kwikamva. Ngaphandle kweemarike ezigqithiseleyo kunye ne-catalyst yangaphandle, le mveliso yokutyalo-mali ingagqiba ukulingana kwemarike ye-stock market.
I-Catalyst ye-Stock Market Crash ingaba nayiphi na into
Iimakethi zivaliwe iintsuku ezingama-6 emva kokuhlaselwa kwe-9/11 ngo-2001, kwizame zokuhlaziya i-market crash. Nangona le migudu, ngosuku lokuqala lokuhweba emva kokuhlaselwa, i-market yawela amanqaku ama-684, okanye i-7.1%, ngenxa yokulahleka kwelanga elilodwa kwimbali yemarike yemasheya.
Ezinye iziphazamiso zingaxhunywa ngokufanayo kwiintlekele. Ukukhwabanisa kwemakethe ye-1907 kwathathwa yinkwenkwezi enkulu yeSan Francisco ka-1906, kwaye ukuhlaselwa koMsombuluko oMnyama ka-1987 wenziwa yincinci ngeHarana ye-Iran.
Kakade, akusoloko kulula ukubona xa isiganeko esikhulu siza kuphazamisa imarike. Oko akuyeki ukuba abatyalo-mali abatyebileyo ukuba bangaboni ngokugqithiseleyo kumcimbi wokuhamba ngemarike, nangona kunjalo.
Indlela Ozizilungiselela Ngayo kwi-Market Market Crash
Sineemakethe ezigqithiseleyo ngoku ngoku. Kukho iimveliso zentengiso-mali eyaneleyo kwimarike yethu. Nangona kunjalo, akukho mntu uyazi ukuba ngubani oza kubakho kwi-stock market next year. Kodwa ngandlela-thile, akunandaba, ngenxa yokuba awukwazi ukuzilungela ngokuzeleyo kwi-crash elandelayo yemakethe yentengiso ngaphandle kokuphuma ngokupheleleyo kwimarike yotyalo-mali.
Kodwa unokwenza umonakalo xa umonakalo ongenakukhunjulwa weemarike kwenzeka. Ukubethelwa kwakho kukugqithisa ukuhamba: Musa ukugcina yonke imali yakho kwimarike yemasheya. Ngokukodwa xa ukhula, kufuneka ube neebhanki ezithile, iimali zendawo yokuhlala kunye nemali.
Ngaloo ndlela, xa imarike iwa, uya kuba nezinto ezingayi kuwa!
Yaye xa iimarike zigqithisekile, njengokuba zikhoyo ngoku, ziqwalasela ukubuyisela emva kwezinto zakho zokugcina impahla. Nceda uqaphele ukuba ungaphinde ulahlekelwe yinto enokuthi uyenze kwangoku.
Njengoko i-Keynes ibonisa ngokucacileyo, iimarike zihlala zingenangqiqo kwaye zigqithise ixesha elide kunokuba unako ukuhlala usombululo. Imbali yamva ingumxholo wale nyaniso. Ekugqibeleni, xa uhlahlo lwabiwo lubekwe bucala kunye nabathengisi abaninzi kunabathengi, iimarike ziya kuhlawula ixabiso. Kodwa xa ukuphazamiseka kweemakethe okungenakuphepha kuya kwenzeka kuyimfihlakalo.