Hayi, akuthethi ukuba isitokethi kufuneka sitshitshise i-treadmill.
Oku akuthethi ukuba isitokethi sidinga ukusika ii-carbs kwaye sithinte i-gym.
Enyanisweni, ngokwenene kulungile ukuba isitokethi ibhalwe "njengongaphezu komzimba."
Kodwa ngokuqinisekileyo lixesha elididekayo, ngokugqithiseleyo kunikwe ukuba abatshali-mali abaninzi bajwayele ukubona ngokuthe ngqo "ukuthenga" okanye "ukuthengisa" ukulinganisa.
Ngengqiqo eyisiseko, ukuba umhlalutyi uhlawula isitokethi njengokuba "ukhulu kakhulu," ucinga ukuba isitokisi siya kwenza kakuhle kwixesha elizayo.
Bakholelwa ukuba isitokethi sifanele ukuthenga, kwaye singakwazi ukukhupha i-market and other stocks kwicandelo layo. Kwi-flipside, isilinganisi "esingaphantsi komzimba" sithetha umhlalutyi ucinga ukuba ukusebenza kwexesha elizayo kuya kuba buhlwempu. Ngokuqhelekileyo, ukulinganisa kubhekiselele kumsebenzi oqikelelweyo kwiinyanga ezi-6-12 ezizayo.
Omnye unokujonga "ukugqithisa" kunye "nobunzima obukhulu" njengento efanayo "yokuthenga" kunye "nokuthengisa," kodwa kuninzi kunoko. Ngoko masiqale siqwalasele inkqubo yokulinganisela ukuqonda apho "ukugqithisa" kunye "nobunzima obukhulu".
Iinkqubo zokuBaluleka kweZithathu
Okokuqala, mhlawumbi kufanelekile ukuchaza ukuba ngabaphi abahlalutyi abakwenzayo. Abahlalutyi bezithuthi baqeshwe ngamafemu otyalo-mali ukwenza uphando malunga nokutyalomali nokukhupha iingcebiso. Ngokuqhelekileyo, ezi ngcebiso ziza kwifom yokulinganiswa.
Abatyalomali banokuqhelana neenkqubo ezintathu zokubambisa "ukuthenga," "bathengise," kwaye "yibambe." Labo kulula ukukhumbula, kuba banikela ngesikhokelo malunga noko umtyalo kufuneka akwenze nge-stock.
Akuyiyo yonke into esebenzayo isebenzisa igama elifanayo, kunye nezinye iinkqubo zokusebenzisa ezine-third tiers endaweni ezintathu. Abanye abahlalutyi abasebenzisi "ukugqithisa" kukho konke, kodwa sebenzisa amagama anjenge-"outperform" "wongeza" okanye "uqokelele." Esikhundleni sokuba "ubuncinane," bangasebenzisa "ukungaphantsi," "banciphise" okanye "bathathaka. "Akukho mithetho echaza indlela iinkampani ezikhupha ngayo ukulinganisa, ngoko kunceda ukuziziqonda kwinkqubo yenkampani nganye.
Ngokuqhelekileyo, "ukugqithisa" kufakwe phakathi kwe "bamba" kwaye "uthenge" kwinkqubo yokulinganisela yesihlanu. Ngamanye amazwi, umhlalutyi uthanda isitokisi, kodwa ukuthenga "ukuthenga" kubonisa ukugunyazwa okunamandla.
Kodwa linda! Kudideka ngakumbi. Amanye amafemu asebenzisa ukulinganisa kwamathathu e-"lessweight" "isisindo esilinganayo" kunye "nokukhululeka." Kungenxa yokuba ezinye iinkampani ziye zashiya ukunikela ngokucacileyo ukuthenga okanye ukuthengisa iingcebiso. Kule meko, kulungile ukujonga "ukukhululeka" njengelinganayo "ukuthenga."
Kutheni i- Reference reference to weight?
Unokuva "ukugqithisa" esetyenziswe kumxholo ohlukileyo, ngokubhekiselele ekumanyeni kwipotfoliyo yokutshala imali .
Ngokubanzi, iphothifoliyo yakho yokutyalomali kufuneka yenziwe nge-mix mix of stocks kunye nezinye iimali-mali, kwaye kufuneka uzame ukuphepha ukuba utyalomali kakhulu kunoma yintoni into. Xa unomxube olungileyo njengolu, kuthetha ukuba iphothifoliyo yakho ifanelekileyo "ilinganisekile." Xa iphothifoliyo yakho ingenakulinganisela, ithetha ukuba unotyalo-mali kakhulu kwizinto enye. Sibhekisela kulo "njengongaphezulu komzimba." Ngokufanayo, ukuba unayo intsalela ethile yotyalomali kwipotfoliyo yakho, uthathwa ngokuba "ungaphantsi komzimba."
Ngoko le nto inxulumene nokulinganiswa kohlalutyi?
Ekubeni, kubalulekile ukuqonda ukuba iikholeji zentengiso yempahla, ezifana ne- S & P 500 , zakhiwe ngokusekelwe kwiimali zentengiso, kunye nesitoko ngasinye sithola inani elithile "lobunzima" kwisiqulatho.
Ngokomzekelo, i-Apple njengamanje ifumana i-3.49 pesenti kwi-S & P 500 kuba yenye yeenkampani ezinkulu zehlabathi.
Ukuba umhlalutyi unika ubungakanani "obunzima kakhulu" kwisitokisini, ucebisa ukuba inkampani kufuneka ifikelele ngokukhawuleza "isisindo" esiphakamileyo kuyo nayiphi na inkcazo inxalenye.
Amanye amafemu otyalo-mali aya kusebenzisa "ukugqithisa" kunye "nobunzima obukhulu" ngokubhekiselele kumacandelo endaweni yesitokethi esithile. Ngokomzekelo, banokukhipha ingxelo ebonisa ukuba indawo yokuthengisa "ikhulu kakhulu," nto leyo ithetha ukuba iya kukhangela i-market jikelele.
Akukho nanye kule nto ibaluleke kakhulu kumyinge-mali ngamnye, nangona kunjalo. Kwabaninzi bethu, kungcono ukujonga ubungakanani "obunzima kakhulu" njengendlela enye yokuhambisa imvakalelo emihle ngesitokisi.
Ukulinganisa Kukho Izikhokelo
Kuzo zonke izitishi, kuya kubakho abantu abangenakubalwa banikela izimvo malunga nokuba utyalo-mali olungileyo okanye cha.
Ukulinganiswa kokuhlalutya kungumlinganiselo omnye wolwazi ngaphandle, ukuhamba kunye nokusebenza kwexabiso elidlulileyo, iingxelo zemivuzo, umyinge wenzuzo kunye nolunye ulwazi lwezemali. Akukho mntu omele athenge okanye athengise isitoreji ngesiseko sengcamango enye, ngakumbi kuba abahlalutyi bavumi ukungavumelani. Ngaloo ndlela, ukukhathazeka ngokubhekiselele kulokho umhlalutyi uthetha ngokunyanisela "ukukhululeka" akunakuncedo.