Iingcebiso ezi-3 zokuBhala iPhaya lakho

Emva kokuba wenze isigqibo sokuba uluhlu lwekhaya lakho kuthengiswa yinto ofuna ukuyifumene, ukuqala ngokulula kunzima kakhulu kunokuba ucinge. Isibandezelo esikhulu sinquma ukuba lixesha lokuluhlula ikhaya lakho. Abathengisi abaninzi basekhaya bahamba phambili nangaphandle malunga nokwazisa ikhaya elithengiswayo. Ngaba si fanele Ngaba asifanelekanga? Ngoko, phantse nantoni apho.

Shayela uMmeli Wakho Wentengiso

Into yokuqala oko kufuneka uyenze ukubiza umnxeba wakho wezindlu.

Isizathu sokuba ufuna ukubiza umnxeba wakho we-real estate ukuba ugweme ukwenza iimpazamo zokuthengisa ekhaya ngaphambi kokuqalisa. I-arhente yakho ye-real estate ingakunceda ukubeka endleleni efanelekileyo kwaye ikubonise ngendlela efanelekileyo.

Ukuba awunayo i-arhente yendawo yokuhlala uya kufuna ukufumana i-arhente yendawo yokuhlala . Enye indlela yokuqala ukukhangela i-arhente yendawo yokuhlala uzame ukukhumbula igama le-agent ye-estate ye-real estate eyithengise ekhaya. Abaninzi bee-estate agents bahlala bedibanisa nabaxhamli babo emva kokuba abathengi bathenge ikhaya . Benza oko benethemba lokuba xa lixesha lokuba uthengise, uya kubabiza - ukongeza ekuthumeleleni ukuhanjiswa. Abaninzi bee-estate agent bafuna ukuba ube ngumthengi wabo ubomi. Ngokuqinisekileyo, kunokubakho ingxaki onokuthi:

Ukuba ugqiba ukhetha i-arhente entsha yendawo yokuhlala ukuba usebenze kunye naye, qinisekisa ukuba ubuchule owukhethayo ngumntu oyithandayo, kwaye ube nengxoxo malunga nezinto ozikhethayo ngaphambili. Vumela i-agent yakho ukuba wazi ukuba unqwenela ukunxibelelana njani kwaye kaninzi kangakanani. Akukho nto iphosakeleyo ngokuvumela i-agent yakho ukuba yayazi into okulindeleyo kubudlelwane.

Yenza kube lula ukuba i-arhente yakho ihlangabezane nokulindela kwakho ngokumisela ezo nketho ngokucacileyo nangaphambili.

Hamba Ngekhaya Ngommeli Wakho

Ngoku ukuba ukhethe i-arhente yakho ye-estate, yinto efanelekileyo ukumema i-arhente yakho ukuba uhambe ngekhaya nawe. Ufuna ukugqiba kunye neentlobo zokulungiswa onokufuna ukuzenza kunye nendlela oza kuzenza ngayo ikhaya lakho . Le nkqubo ibizwa ngokuba ilungiselela ikhaya lakho ukuthengiswa. Ngokuqhelekileyo kuthetha, ngaphantsi kuninzi. Ungesabi ukurenta inyunithi yokugcina okanye usebenzise igaraji ukuze ulondolozwe. I-agent yakho yendawo yokuhlala kufuneka akwazi ukukucebisa. Awufuni ukwenza ezi ntlobo zezinqumo ngokwakho ngaphandle kokuxubusha indlela yokulungisa ikhaya lakho ukuthengiswa kunye ne-arhente yakho, kuba ngaphandle kweengcebiso ze-arhente yakho, unokuphela ukuchitha imali engaphezulu kunokuba kuyimfuneko.

Kukho ezinye izinto ongazifuni ukwenza kodwa i-arhente yakho ingavumelani. Ezinye zezinto zi nokuba:

Nceda uqaphele ukuba abathengi abafuni ukwenza ezi zinto. Enyanisweni, umthengi akanako ukuthenga ikhaya lakho xa unqabile ukwenza ezi zinto, okanye umthengi angakhokha imali encinane kwindlu yakho.

Khetha ixabiso lokuthengisela ikhaya lakho

Ukukhetha intengo yokuthengisa kwikhaya lakho isinyathelo sokugqibela ngaphambi kokubeka ikhaya lakho. Usenokuzibuza ukuba kutheni le nto ayilona nto yokuqala, kodwa ngenxa yokuba a) ufuna ukubandakanya i-arhente yakho kweso sigqibo, kwaye b) ixabiso liza kuthathelwa ingqalelo imeko oye wafumanisa kwisibini.

Unokukufumanisa kweli nqaku ukuba intengo yokuthengisa yakho ekhaya ayikho phezulu ngokwaneleyo ukuba uqhubeke nokubeka uluhlu lwakho ikhaya. Ukuba kunjalo, unokunciphisa ukulindela okanye ukhethe ukuphinda uhlalutye ikhaya lakho ngenye ixesha. Yikhumbule ukuba akukho nto "njengokuvavanya imarike." Kuthengiswa kuphela okanye kungathengisi. Ukuba uyithengisa kakuhle, iya kuthengisa.

Into ebaluleke kakhulu onokuyiqonda malunga nexabiso lakho kwikhaya elithengiswayo ukulixabisa ngokuhambelanayo nokuhlolwa kokuvavanya.

Ii-Appraisals zisekelwe ekuthengiseni okuthelekiswayo ezithengisiwe kwiinyanga ezintathu zokugqibela. Kungekho inyanga ezintandathu ezedlulileyo, kungekhona kunyaka odlulileyo.

Ngelishwa, awukwazi ukucima inamba esuka kumoya ococekileyo kwaye uthi le nto oyifunayo okanye yilokho okufunekayo ukuze uthengise, kuba akuyona indlela usebenza ngayo ikhaya lakho. Kuyo kuwe kunye ne-agent yakho ukuhlola ukuthengiswa okuthelekiswayo, ngokuqwalasela amakhaya asekuthengiseni ngoku kunye nalawo alindileyo, okuza kuthi emva koko abe yintengiso yakho.

Ngethuba lokubhala, u-Elizabeth Weintraub, u-DRE # 00697006, ungumthengisi-uMbutho kwiLyon Real Estate eSigramento, eCalifornia.