Inkcazo yeNkampani
I-Ameritas inokulandelela ukuqala kwayo emva kowe-1887 njenge-Old Line Bankers Inkampani yaseNebraska. Ukusuka apho, ihlanganiswe ne-Acacia Life kunye kwakhona kunye neNkampani ye-Union Centre Mutual Holdings yaseCincinnati.
Namhlanje, yaziwa ngokuba yi-Ameritas Life Insurance Corp kunye ne-Ameritas Life Insurance Corp yaseNew York. Ama-Ameritas ukuba i-organizaton edibeneyo, ithetha ukuba ilawulwa ngabanikazi bayo bomgaqo-nkqubo.
Ikhamphani yomzali we-Ameritas Mutual Holding Inkampani ineenkampani ezinxulumene ne-Ameritas Life Insurance Corp (i-Ameritas Life) kunye ne-Ameritas Life Insurance Corp yaseNew York (i-Ameritas Life yaseNew York). Ngomnyaka we-2016, i-Ameritas Life kunye ne-Ameritas Life yaseNew York yayinesiqingatha esingama-1.65 yezigidi kwiimali ezipheleleyo ezilungisiweyo kunye ne-surplus / assets assets ye-11.1 yeepesenti-malunga neepesenti ezingama-20 eziphezulu kunomlinganiselo weshishini. Inkampani inikeza inshorensi yobomi, ukucwangcisa umhlala-phantsi, i-finance yomphakathi Iqela lomshuwalense wamazinyo kunye nombono kumnini-nkqubo kumacandelo angama-50.
I-Ameritas ifumaneke ukulinganiswa kwamandla okubaluleka kweefom zolu hlobo oluphezulu lwemibutho yomshuwalense :
- I-AM Best - "Eyona nto ibalulekileyo"
- I-Standard & Poor's (S & P) - "A + Strong"
Kwinqanaba leenkonzo zabathengi, ii-Ameritas nazo zifumana amanqanaba aphezulu kunye nesilinganiselo "A +" kunye neBusiness Business Bureau ye-Ameritas Life Insurance Corporation. Ifayile yayo yeBBB yavulwa ngowe-1921 kwaye ibuye yavunyelwa ukususela ngaloo mhla. Ummeli Wabathengi unikeza i-Ameritas Dental Insurance 8.6 kwiinkwenkwezi ezili-10 ezilinganayo.
I-Ameritas yamazinyo yomshuwalense unamaziko emabango e-call aphumelele amanqaku amaninzi.
Ameritas Plans Plans, Izinzuzo kunye neZiphuzo
- Isibonelelo sokuSondeza ngokweNdabuko : Izicwangciso zenkxaso yemveli ziyi-customizable kunye neentlobo zeemveliso zamazinyo.
- Umthombo woxabiso : Isicwangciso sokubonelela ngeendlela ezifikelelekayo kunye neenzuzo zemveli.
- I-EssentialDental : Inkqubo ephantsi kwindleko yokubonelela ngokubonelela ngeenkonzo ezisisiseko.
- I-Network Care / Network Network Provider : Ngokukhetha umnikezeli wamazinyo ekunakekelwa ngononophelo / inethiwekhi yomboneleli, ufumanisa ukonga okongeziweyo kwiinkonzo zamazinyo.
- Imivuzo yamazinyo: Iprogram yokuvuza yamazinyo ivumela amalungu angasisebenzisi uninzi lwawo lwamaxesha amaninzi ahlawulwayo ukuhlawula ezinye zezibonelelo zonyaka-mali.
- I-Orthodontia : Ukunyamekela kwe-Orthodontic yinto engenakongezwa kwezinye iiphakheji zentlawulo kwi-premium eyongezelelweyo.
- I-Cosmetic : Iinkqubo zokuzicoca ezinjengamazinyo okugcoba okanye ukucoceka kunye namaqhinga ombala wezinyo kwimimiselo.
- Ephakamileyo / eziphantsi : Izicwangciso eziphezulu / eziphantsi zinika amalungu amalungu okukhetha amazinga amabini okubuyisela amazinyo (aphakamileyo okanye aphantsi) ukubonelela ngokuguquguqukayo xa ukhetha i-premium yenqubomgomo yamazinyo efikelelekayo.
- Inkcitho / Ukuthengwa : Esi sicwangciso sinikezelwa ngabaqeshi "abanokuthenga" kunenzuzo enkulu.
- Ikhetho elilodwa lokukhetha : Isicwangciso somqeshi esinikeza abasebenzi abakhethiweyo bezinto ezikhethiweyo zokunika abasebenzi ithuba lokuzikhethela ukugqithisa kunye neprayimenti enkulu okanye i-premium encane yokufumana i-premium engabizi.
- Ukhetho olufanelekileyo : Esi sicwangciso sihlawula amalungu esekelwe kwindleko yeedola yeendleko zokunakekelwa kwamazinyo kunye neenkqubo kunokuba zintlobo zenkxaso okanye iinkqubo zenkqubo.
- Ukuzithandela: Ukunikezela ngokuzithandela kunikezelwa ngabaqeshi ukuvumela abasebenzi ukuba bakhethe ukuba baya kuthatha inxaxheba ngokwabo kwaye bahlawule iindleko ezihambelana.
- I-ASO (Iinkonzo zoLawulo kuphela) : Esi sicwangciso seenkonzo zolawulo kuphela esibonelela ngeenkonzo zokucwangcisa izicelo zamabango enkxaso-mali.
- Iqela elincinci leTrust Trust : Isicwangciso senzuzo kwiinkampani ezincinane okanye kwimibutho evumela ukuba inkampani encinci ibonelele abasebenzi ngeenjongo zokuphila kakuhle ezifana neenkokhelo zezinyununu zamabhentshi. Oku kulungile kumashishini asekhaya asekuhlaleni kunye namaqela amancinci.
Okuhle nokubi
Iinkonzo
Ama-Ameritas anomlinganiselo ophezulu ophezulu wezezimali kwaye uyaziwa kwishishini njengomboneleli ophezulu we-inshorensi yamazinyo. Amabango okuphumelela amabhaso kunye nenkonzo yabathengi zizathu ezibini zokuqwalasela i-Ameritas xa ufuna i-inshorensi yamazinyo kuwe nakwintsapho yakho. Iingaphulelo eziliqela ezithandekayo zikhoyo kwaye unako ukudlulisela inxalenye yengxelo yakho engasetyenziswanga kunyaka olandelayo wenkqubo.
Umxhasi
Ukulondolozwa okukhulu kunokuza nezicwangciso ezineenkonzo ezininzi kunye neenkqubo. Abo bafuna ukufikelela kwinqanaba eliyisiseko kuphela abanako ukufumana imali engcono okanye izaphulelo.
Iinkcukacha zoqhakamshelwano
Unokutyelela iwebhusayithi ye-Ameritas ukuze ufunde kabanzi malunga ne-inshurensi yamazinyo kunye neminye imikhiqizo yomshuwalense okanye ufowune 1-800-311-7871. Kukhona abameli beenkonzo zabathengi ukubonelela ngoncedo kunye nabameli beemfuno bafumaneka ngoMsombuluko ukuya kuLwesine ukususela ngo-7 ukuya koMgqibelo no-5: 00 ukuya ku-6: 30 ebusuku. Iinkonzo zeelwimi zokuthetha ngolwimi ezininzi ziyafumaneka.