Inkcazo yeNkampani
Inkampani yaseNew Life Insurance yaseNew York yaqala ngo-1845 njengeNautilus Insurance Company. Inkampani ixhomekeke kwiSixeko saseNew York. Inkampani yaziwa ngokuba yi-innovator kwaye yayinye yeenkampani zomshuwalense wobomi bokuqala ukukhetha iindlela zokungabikho kwempahla (inketho evumela ukuba umgaqo-nkqubo uhlale usebenza xa ukuhlawulwa kweentlawulo kungabikho) kwakunye neentlawulo zemali-mali kwi-policyholders. Ubomi baseNew York yinkampani yokuqala yinshurensi yokukhupha i-inshorensi yempilo yabasetyhini.
UTed Mathas yi-CEO yangoku i-Life New York. Abasebenzi abangaphezu kwe-12,000 kunye nexabiso lemali engaphezu kweebhiliyoni ezili-15. Ubomi baseNew York bunika uluhlu olubanzi lweemveliso kunye ne-inshurensi kubandakanywa i-annuities, i-fund fund, i-inshurensi yemoto yesikhathi eside, ulawulo lwe-asethi, izicwangciso zomhlalaphantsi kunye ne-inshorensi yobomi.
Uzinzo lwezeMali kunye neeNkonzo zabathengi
Unokuthembela ekuzinzileyo kwezimali kwiNkampani yaseNew York Life Insurance. I-nkampani ifumene iziphumo eziphezulu kakhulu ezivela kumaziko amane okuhlawula imali kuquka noMoody's , Fitch , AM Best and Standard & Poor's .
Kananjalo yenye yezona zi-100 eziphezulu kwiluhlu lwe-Fortune 100. Njengomnye wabashushu bobukhulu bomhlaba kwintlanga kunye nehlabathi, iNew York Life inikezela abathengi bayo uxolo lwengqondo ngokwazi inkampani iya kuba malunga nokuhlawula nayiphi na amabango kunye nemigaqo-nkqubo.
I nkampani ineloluhlu olude lweebhaso kunye neemplophu emva kwegama layo.
Nazi ezinye ezimbalwa:
- Uludwe lwe-Fortune Magazine lweeNkampani ezithandwa kakhulu kwihlabathi
- IiNkampani eziyi-100 eziphezulu ze-Fortune 500
- Ii-50 zeeWadi eziPhambili zeNkampani zomshuwalense
- Unina Osebenzayo Unxulumene Namabhinqa aMaqela eNkcubeko
Ngoxa i-New York Life Insurance Company iye yavunyelwanga yiBusiness Business Bureau, ine-"B". Iziko leNkxaso yoMgaqo-nkqubo kunye noPhando libika ukuba iNew York Life inezikhalazo ezingama-73 ngexesha lemihla engama-365. Amanani amaninzi kakhulu kwezikhalazo ebekwe kwiindawo zokulibaziseka kunye nokuphika kwamabango.
Products Insurance
Bobabini abantu kunye namashishini banokufumana iintlobo zemveliso ye-inshorensi yobomi ukuze bahambisane neemfuno zabo. Nazi ezinye zeempawu ezifumaneka kwiinkampani zomshuwalense wobomi baseNew York.
- I-inshorensi yobomi besikhokelo : Ixesha le-inshorensi yobomi bomshuwalense iyafumaneka kwi-5-, 10-, 15- okanye 20-year-year term. Unenketho yokuvuselela ekupheleni komgaqo-nkqubo kwaye kwezinye iimeko unokuguqula umgaqo-nkqubo kumgaqo-nkqubo womshuwalense wobomi obunaphakade oqokelela imali. Ngenxa yokuba ixesha lokuphila komgaqo-nkqubo alinayo ixabiso lemali, lithengeka ngakumbi kunabo bonke ubomi okanye i-inshorensi yobomi bomshuwalense.
- Intshuwalense Yonke Yomshuwalense : Umgaqo-nkqubo womshuwalense wobomi uphephelela ubomi bakho. Umgaqo-nkqubo uqokelela ixabiso lemali elingabaleka kunye nokusebenzisa ukuhlawula imfundo yekholejini okanye kukunceda ngemali eyongezelelweyo oyifunayo ngexesha lomhlalaphantsi.
- I-inshorensi yobomi bendalo : i- inshorensi yobomi bomshuwalense yendalo yonke iyathandwa kuba inika inkxaso ye-inshorensi yobomi bomshuwalense ngokusisigxina ngelixa ivumela iiprayimenti eziguquguqukayo kunye neishedyuli zokuhlawula Unako ukwandisa okanye ukunciphisa izinga lokufunda njengoko kufuneka.
- I-inshorensi ye-Universal Life Insurance : Lo mgaqo-nkqubo ngumgaqo-inshorensi yobomi bomshuwalense osisigxina obonelela ngeentlawulo kunye neeprayimesi eziguquguqukayo kwaye kukuvumela ukuba ubeke inxalenye yemali yokuqokelela ixabiso lemali kwimarike njengotyalo-mali.
- Ubomi Bomshuwalense Wezobomi : iNew York Life ineenkqubo ezahlukeneyo zeminshuwalense yoluntu ekhoyo ukubanceda abaqashi banikele abasebenzi babo ngokukhuphisana ngemveliso ye-inshorensi yobomi.
Pros & Cons
Iinkonzo
- Ikhuselekile kakhulu kwaye ikhuselekile ngemali
- Uluhlu lweenkonzo zomshuwalense wobomi
- I-website efanelekileyo yomsebenzisi eneenkcukacha ezininzi zoncedo
Umxhasi
- Imiba emininzi yemisebenzi yamakhasimende ekulibazisekeni kweentlawulo zamabango
- Izikhalazo zokulibaziseka ekutshintshiseni utshintsho lomgaqo-nkqubo
Iinkcukacha zoqhakamshelwano
Unokufunda okungaphezulu ngemveliso yomshuwarensi yobomi onikwe okanye ufumene i-quote yomgaqo-nkqubo ngokuvakashela iwebhusayithi ye-Intshuwalense yaseNew York, ufumane i-ejenti ozimele okanye i-ofisi okanye usebenzisa i-intanethi yenkxaso apho ungathetha nommeleli we-inshorensi. Ukufikelela kumntu ngomnxeba, ungabiza (800) 695-4748.