Ingeniso yeRhafu yeMoto

Ingeniso ezuzwe ngokuqashisa imoto kunye neloli ityala.

Ingeniso ezuzwe ngokuqeshisa imoto ngokusebenzisa iinkonzo zokwabelana ngeenqwelo zemoto ezifana ne-JustShareIt, i-Getaround, okanye i-Turo ityala. Umnini weemoto unokuncedisa iindleko ezinxulumene nokuqeshisa imoto, njengokunciphisa, iikomishoni kunye neendleko zokuthengisa. Indlela impatho kunye neendleko ezixeliweyo kuxhomekeke ekubeni ingaba umsebenzi wezoqoqosho uthathwa njengeshishini.

Le yindlela entsha kunye ephumayo yokuba abantu benze imali, kwaye i-IRS inexabiso elincinci lwazi malunga nesi sihloko.

Sihlola lonke ulwazi olufumanekayo oluphathelele ukuvelisa ingeniso ngokuqeshisa isithuthi.

Amaphuzu aphambili

Kwigama lesiGrike se-IRS, into esijongene nayo ibizwa ngokuba yimpahla evela kwipropati yomuntu .

Masifunde oko i-IRS ithetha kulo kwesi sihloko, kwaye siza kulukhupha oko kuthetha.

Imali evela kwiiPropati zoBuntu - inkcazo evela kwiSaziso 17

"Ukuba urenta impahla yakho, njengezixhobo okanye izithuthi, njani ubika iingeniso zakho kunye neendleko kwiimeko ezininzi ezinqunywe ngu:

  • Kungakhathaliseki ukuba umsebenzi wokuqeshisa ungowomsebenzi, kwaye
  • Ingaba okanye akunjalo umsebenzi wokurenta uqhutyelwa ngenzuzo.

"Kwiimeko ezininzi, ukuba injongo yakho ephambili ingeniso okanye inzuzo kwaye ubandakanyeka kwimisebenzi yokuqeshisa ngokuqhubeka kunye nokuqhelekileyo, umsebenzi wakho wokurenta uyishishini. Funda i-Publication 535, iindleko zoshishino, iinkcukacha ngokudambisa iindleko zombini kunye imisebenzi-ngenzuzo.

"Ukubika ingeniso yezoshishino kunye neendleko." Ukuba useshishini lokuqeshisa ipropati yakho, bhengeza ingeniso yakho kunye neendleko kwiShedyuli C okanye kwiShedyuli C-EZ (ifomu 1040). Imiyalezo yefomu ineenkcukacha malunga nendlela yokuzigqiba.

"Ukubika ingeniso yezoqoqosho. Ukuba awukho kwishishini lokurenta impahla yakho, bhengeza ingeniso yakho yengeniso kwiFom 1040, umgca 21. Bhala uluhlu kunye nenani lemali engenayo kumgca ochaziweyo ecaleni kwinqanaba 21.

Ukubika iindleko zokungabikho kwezoqoqosho. Ukuba uhlawula impahla yakho ngenzuzo, faka iindleko zakho zokuqashisa kwindleko epheleleyo oyifake kwiFom 1040, umgca 36, ​​kwaye ubone imiyalelo apho.

"Ukuba ungeqeshanga impahla yomntu ngenzuzo, ukuncitshiswa kwakho kunqongophele kwaye awukwazi ukubika ilahleko ekunciphiseni enye ingeniso. Bona umsebenzi ongekho ngenzuzo , ngaphantsi Kweminye Imali , kamva."

IRS.gov, irhafu yakho yeNgeniso ye-Federal (iSaziso se-17) , iSahluko 12 (enye iNgeniso), icandelo leMali evela kwiPropati yoMntu; iphepha 91-92 kwiphepha le- PDF .

I siseko

Kule mibuzo emithathu, sinokuqonda indlela inzuzo ehlawuliswa ngayo kwaye ingxelo malunga nokubuyela kweerhafu.

Ukuba ukuqeshisa isithuthi somntu yintengiso okanye ishishini, ngoko ingeniso yerenti ihlawuliswa njengenye enye ingeniso yoshishino. Unika ingxelo yemali epheleleyo kwiShedyuli C. Uza kunika nayiphi na indleko ehambelana ngqo nomsebenzi wakho wokuqeshisa imoto; Oku kufumaneka ingxelo kwiShedyuli. Imali engenayo (emva kokuncitshiswa) ilawulwa yerhafu yengeniso yombuso, irhafu yengqesho , kunye nayiphina irhafu yombuso.

Ukuba udala ukulahlekelwa kwishishini lakho lokuqashisa, kufuneka sifumane ixesha kunye nokuba zininzi zezilahleko ezinokudityaniswa.

Yintoni esebenzayo yintsilelo yokulahlekelwa komsebenzi . Ukunyanzeliswa komsebenzi wokulahlekelwa komsebenzi xa (apho kunyaka werhafu) kwaye ubuninzi (kwinqanaba leminye yemali engenayo) ilahleko zivunyelwe. Kukho imithetho emithathu ngokukodwa ekufuneka siyiqwalasele. Umgaqo oqhelekileyo uthi, "Umsebenzi wokuqasha ungumsebenzi ongeyintsikelelo nokuba ngaba uthathe inxaxheba kwimisebenzi" (iPublication 925, iMithetho yePassive Activity and At Risk, i-section yezinto ezingenziwayo; iphepha 3 le- PDF version ). Nangona kunjalo, kukho imigaqo emibini ekhethekileyo ehlinzeka ngokungafaniyo: ezintlanu ngaphandle kwemisebenzi yokuqeshisa, kunye nokuhlolwa kwezinto zokuthatha inxaxheba. Ngokusebenzisa le mithetho ekhethekileyo, sinquma indlela yokusingatha nayiphi na ilahleko kwishishini lokuqasha imoto.

Sinendlela ephindwe kabini yokuqaphela ukuba kwaye yimalini ilahleko zeshishini lokurenta lichithwa. Indlela yokuqala ibheka kwimida yokuqeshisa imisebenzi. Indlela yesibini ibheka ukuba "uthatha inxaxheba kwindalo" kwishishini lokuqeshisa.

Ukuba ukuqeshisa isithuthi sakho asikho ishishini, nangona kunjalo ke ingeniso yerenti iyabhalwa njengenzuzo eqhelekileyo. Unika ingxelo ehlawulwayo kwi-Line 21 (enye iNgeniso) yeFomu 1040; Iindleko zichazwe kwiNgcaciso 36. Bonisa ukuba ingeniso ivela ekuqeshweni kwepropati yomntu, ngoko i-IRS iya kwazi ukuba yeyiphi inzuzo engenayo. Bonisa iindleko kumgca onamacandelo eFomu 1040 Umgca 36. Uya kuphawula ukuba uMgca we-36 ngumgca apho sitshintshela zonke iinguqulelo kwingeniso. Uya kuphawula ukuba akukho nto yomgca ukusuka kumgca 23 ukuya ku-35 kulezi ntlobo zeendleko. Ngaloo ndlela, i-IRS iyasiyala, "Kwinqanaba elincinane elibhekiselele kumgca 36, ​​faka inani lokuxothwa kwakho kwaye uyichaze njengoko kubonisiwe." Ngokukodwa, i-IRS iyaqhubeka ithi, "Iindleko ezithintekayo ezinxulumene neengeniso ezichazwe kumgca we-21 ukusuka kwindlu yokuqeshiswa kwipropati yomntu oyenawo inzuzo. .

Ingeniso engekho-shishini ilawulwa yerhafu yengeniso yombuso kunye nayiphina irhafu yombuso; akuxhomekeke kwerhafu yokuqeshisa.

Ukuba umsebenzi wokuqasha imoto awuyiyo ishishini kwaye ayiqhutyelwa ngenzuzo, ke ingeniso yerenti kunye neendleko zonyango ziphathwe njenge-hobby non-profit. Ingeniso yokuqasha ichazwa kwiNgcaciso 21 (enye iNgeniso) yeFomu 1040. Iindleko ezinxulumene nomsebenzi wokurenta zichazwe kwiShedyuli njengezihlomelo ezihlukeneyo phantsi kwe-2% yomyinge ongeniso lomvuzo. Imali yeendleko ozichazayo ayikwazi ukudlula inani lemali yengeniso oyibikile. Ngaphezulu koko, iindleko zokuqashisa, xa zongezwa nayiphi na enye imivuzo echanekileyo, iya kuncitshiswa ngu-2% wemali engenayo epheleleyo. Ingeniso yokuqasha ingeniso eqhelekileyo phantsi kwengxelo yerhafu yombuso kunye nayiphina irhafu yombuso; akuxhomekeke kwerhafu yokuqeshisa. Le mingcele ibonakala iyimfuneko kwimisebenzi engeyiyo inzuzo kuphela. Ukuba iindleko zidlulile kuneniso ephezulu evela kumsebenzi, ke kukho iinkqubo zokumisela ukuba umyalelo wokuthatha ntoni intsalelo. ( Jonga, ukupapashwa kwe-535, iindleko zezoShishino, icandelo lokuMisela kwiDeductions;

Ngokomzekelo , cinga ukuba uSollie ukhupha imoto yakhe kwaye ufumana i-$ 5,000 kwiimali ezihlawulelwayo. Iindleko zakhe ezinxulumene nomsebenzi wokuqeshisa zi $ 2,500. Yaye ingeniso yakhe engenayo i-$ 100,000. Ukuba le mi sebenzi yokuqeshisa ayiyiyo ishishini kwaye ayiqhutyelwa ngenzuzo, ke iindleko zayo zichazwe kwiShedyuli Umhlathi 23. Ukuba uSallie akanakho ukuncitshiswa okungafaniyo, ukuncitshiswa kwakhe okungafaniyo ku-$ 2,500, kwaye oku kuncitshiswa ngu-2% ukulungiswa kwemali engama-100,000, okanye ukunciphisa i-$ 2,000. Inani lemali yokunciphisa okuhlukeneyo, emva kwe "2% ukunqunyulwa kweenwele," ngu-$ 500. Leyo yintlawulo yemali yentlawulo yokuqashisa. Amanye awanakudalulwa.

I-Flowchart

Ingeniso njani kwiRhafu yeTeksi?

Ingaba ngumrhweba okanye ishishini?

Ewe.

Ingxelo yengeniso kunye neendleko kwiShedyuli C.

Ngaba unayo inzuzo?

Ewe.

Imali engenayo phantsi kweNgeniso yeNgeniso ye-Federal + Tax Tax Self + Tax Revenue Tax

Hayi.

Ngaba udibana nayo nayiphi na enye yezinto ezihlanu eziMisebenzi yokuResha?

Ewe.

Ukulahlekelwa kwiShedyuli C akukhawulelwanga nguLuhlu lweMisebenzi yokuLawulwa kweMisebenzi (PALL). Ukukhupha ilahleko ngokupheleleyo.

Hayi.

Ngaba uthathe inxaxheba kwizinto eziphathekayo?

Ewe.

Iphathwe njengobungabikho msebenzi. Ukulahlekelwa kwiShedyuli C akukhawulelwanga yiPALL. Ukukhupha ilahleko ngokupheleleyo.

Hayi.

Shishini. Ukulahlekelwa kwiShedyuli C kunqunywe yiPALL. Gcwalisa ifomu 8582 ukufumana indlela ilahleko eziphathwa ngayo.

Hayi.

Ingaba umsebenzi uqhutyelwe ngenzuzo? (Phakamisa izinto ezili-9.)

Ewe.

Ngokuxhomekeke kwiRhafu yeNgeniso yeNgeniso yeRhafu + yeNgeniso yeMali yeNgeniso. Ingxelo yengeniso kuMgca we-21 njenge "Iipropati Zempahla Yomntu." Bika iindleko kwi-Line 36 njenge "PPR."

Hayi.

Ngokuxhomekeke kwiRhafu yeNgeniso yeNgeniso yeRhafu + yeNgeniso yeMali yeNgeniso. Ingxelo yengeniso kuMgca we-21 njenge "Iipropati Zempahla Yomntu." Ingxelo yeendleko kwiShedyuli A, Umhlathi 23 njenge "Iindleko zeHlby."

Ingaba Imoto Yakho Inqashiso Yenza Umsebenzi okanye Ingabi?

Umbuzo wokuqala obalulekileyo wokubuza ukuba ngaba umsebenzi wakho wokuqasha imoto yethu okanye iloli yoshishino. Oku kwenza umehluko omkhulu kwimali engeniso yerhafu kwaye apho ingeniso kunye neendleko zibikwe kwingxelo yentlawulo. Makhe sibone oko i-IRS ithetha ngayo ngale mba.

Phawula apha okushiwo yi-IRS:

Ziziphi ezinye izixhobo kunye neendlela esizikhethayo zokumisela ukuba umsebenzi urhwebo okanye ishishini? Umbuzo wendlela yokuchaza ukuba yintoni eyenza ishishini okanye ishishini ngumcimbi ogqityiweyo kwi-IRS. Yabona , umzekelo, ingxoxo kaJoe Kristan malunga nokuba ukuqeshisa i-real estate yintengiso okanye ishishini. (Qaphela: oku akukona into efanayo, kodwa umcimbi onxulumene nawo.)

Nayi imicimbi njengoko sibonayo:

Ngaba Imisebenzi Yakho Yokuqashisa Imoto Yenzelwe Ngenzuzo?

Kulula kakhulu ukubona ukuba umsebenzi uqhutyelwa kwinzuzo. Emva kwakho konke, unokukuxelela nje ngokuqwalasela ukuba umsebenzi wokurenta uvelisa inzuzo ngokulinganisa imali engenayo, ukukhupha iindleko ezihambelanayo, uze ubone ukuba kukho nayiphi na inzuzo eyishiywe.

I-IRS ichaza izinto ezi-9 zokuvavanya ukuba umsebenzi uqhutyelwa kwinzuzo.

Umthetho weNgqungquthela: Ngaba Unenzuzo kwi-3 kwiminyaka emi-5?

I-IRS iya kugqiba, ithi, ukuba umsebenzi uqhutyelwa kwinzuzo ukuba umsebenzi uvelise inzuzo ubuncinane kwiminyaka emithathu kwiminyaka emihlanu edlulileyo, kubandakanywa nomnyaka okhoyo (Upapasho 535).

Kwimeko yomsebenzi wokuqasha imoto, oku kuthetha ukuba i-IRS iya kuthatha into yokuba inyaniso ukuba umsebenzi wokuqasha imoto uqhutyelwa ngenzuzo ukuba umsebenzi wokuqasha imoto unenzuzo ubuncinane kwiminyaka emithathu ngaphandle kweyiphi na ixesha lokuvavanya iminyaka emihlanu. Njengoko sibonile ngasentla, ukuqeshiswa kwepropati yomntu oqhutyelwa ngenzuzo yenzelwe irhafu njengenzuzo yeshishini phantsi kwentlawulo yerhafu yokuqeshisa okanye njengemali engenayo ngokuqhelekileyo ingagqithwanga irhafu yerhafu yerejista kunye neendleko ezichithwe ngokupheleleyo njengezilungiso kumvuzo.

Ukuba umsebenzi wokuqasha imoto ungaphumeleli lo vavanyo lwangonyaka we-3-out-5, i-IRS inokuqala ukubuza ukuba umsebenzi wokuqasha imoto ngokwenene unomsebenzi ongekho ngenzuzo. Imisebenzi engeyiyo inzuzo ithathwa njengezinto zokuzilibazisa: ingeniso ihlawulwa ngokupheleleyo kwiirhafu eziqhelekileyo, kwaye iindleko zithathwa njengezihlomelo ezahlukeneyo kwiShedyuli A kwaye ayikwazi ukudlula inani lemali yokuqeshisa imoto ebhaliweyo phambi kweFomu 1040. Ngokuxhomekeka kwimeko yerhafu yomntu, ukuba nomsebenzi wokuqashisa imoto unyangwa njengento yokungenzi inzuzo kungabangela irhafu ephezulu. Kungenxa yokuba akusiyo wonke umntu ozuzwayo ngokwenza iinqununu zabo, mhlawumbi ngenxa yokuba abanako ukuxothwa okwaneleyo ukuba baxhomeke okanye ngenxa yokuncitshiswa kwabo ngokwemigqaliselo echanekileyo ngokugqithiseleyo ukuba ukuthatha inqanaba elimisiweyo lingcono.

Unokucela i-IRS ukuba icime ukuba wenze nayiphi na isigqibo malunga nokuba umsebenzi wakho wokuqasha imoto uqhutyelwa ngenzuzo. Kwiigumbi lobuchwephesha, oku kubizwa ngokuba nokhetho. Ngaphantsi kolu lonyulo, ucela i-IRS ukuba ilinde de ube neminyaka emihlanu yomsebenzi. Emva koko, wena kunye ne-IRS unokuphonononga iminyaka emihlanu epheleleyo ukuze ubone ukuba imisebenzi yokuqasha imoto iye yavelisa inzuzo ubuncinane emithathu kule minyaka emihlanu. Olu lonyulo luyenziwa ngokufaka Ifomu 5213 ngentlawulo yakho yentlawulo. Oko ufumene ngokwenza ukhetho lulokuba "i-IRS ayiyi kubuza ngokukhawuleza ukuba ingaba umsebenzi wakho uthathe inzuzo." Ngoko ke, akuyi kukukhawulela umda wakho, "i-IRS ichaza kwi-Publication 535. imimiselo emithathu yemimiselo yokuphicothwa kwemali , kwaye yandisa le minyaka emibili emva komhla wokugqibela wokubuya konyaka odlulileyo kwiminyaka emihlanu. Nangona kunjalo, lo myalelo wokunciphisa uhlolo-mali usebenza kuphela ngokumalunga nokuncitshiswa ngokuphathelele kwimisebenzi yokuqasha imoto kunye nakweyiphi inqununu echaphazelekayo enokuthi ifuthe kwimathematika ngokutshintshwa kweemali zokuqeshisa imoto. Zonke iirejista zethu zerhafu zikhuselekile phantsi komgaqo-mqathango wokuhlolwa kweminyaka emithathu.

Ukufumana iinkcukacha ezongezelelweyo malunga nolonyulo olukhethekileyo, jonga iCandelo loLuntu olungenziNzuzo-mali yoLuntu lwe-535 (iphepha 5 le- PDF version ).

Ngaba Ibhizinisi Lakho liyimisebenzi engeyona imisebenzi?

Ukuba umnini-shishini akanakuthatha inxaxheba kwimisebenzi yokuqasha imoto yoshishino, kwaye ishishini lenza ilahleko yonyaka, ngoko ilahleko leyo inokumiselwa phantsi komthetho wokulahlekelwa komsebenzi wokulahlekelwa kwemisebenzi (PALL). Le mithetho ichazwe ngokucacileyo kwiNgxelo ye-925, imiSebenzi ye-Passive kunye ne-Risk.

Kodwa masicaciswe malunga nale meko. Uzimisele ukuba umsebenzi wakho wokuqashisa imoto uyinkampani kwaye iqhutyelwa ngenzuzo. Unika ingxelo yengeniso kunye neendleko kwiShedyuli C. Emva kokunciphisa zonke iindleko ezihambelana nomsebenzi wokuqasha imoto, unemivuzo engenayo embi (ilahleko). Kule ngongoma, kufuneka uzibuze: ngaba le ntlupheko iyalulawulwa yimithetho yomsebenzi ongenzileyo?

Ukuba akunjalo, ixabiso elipheleleyo lelahleko liqhutyelwa phambili kwiFomu 1040, apho ilahleko ichitheka nayiphi na enye ingeniso echazwe kule fomu.

Ukuba ewe, ngoko ilahleko lisiwe. Ilahleko ayithathiyo phambi kweFom 1040. Kunoko, inani lokulahlekelwa lilahlekile (liqhutyelwa ngaphaya) ukubuyela kwerhafu yonyaka ozayo, apho lichitha nayiphi na ingeniso enenzuzo kwimali yokuqasha imoto yonyaka ozayo.

Ngoko sichaza njani ukuba ishishini lokuqashisa imoto liyimisebenzi engenziwanga? Sifanele sigqibe isigqibo sokuba ngaba wena, umntu oqeshisa imoto yakhe, uthatha inxaxheba kwishishini. Kwaye sigqibo sokuba, sihlola iimvavanyo ezi-7 zokuthatha inxaxheba kwintengiso, ezichazwe kwiNgxelo ye-925 (iphepha 5 le- PDF version ). Uvavanyo oluninzi lwabaxhasi beerhafu lukhunjulwa uvavanyo lokuqala: "Uthathe inxaxheba kumsebenzi kumaxesha angaphezulu kwama-500" ngexesha lonyaka werhafu. Iiyure ezingamakhulu amahlanu ziba yinto ephakamileyo yokufikelela kubantu abaqashisayo imoto yabo ngokusebenzisa iqonga loqoqosho lokwabelana.

Abahlawuli berhafu benhlanhla kufuneka bahlangabezane noMUNYE kuphela kwiimvavanyo ze-SEVEN zokuthatha inxaxheba kwimpahla. Iiyure ezimashumi amahlanu zomsebenzi omnye uvanyo. Uvavanyo lwesithathu lubuza ukuba umrhafi werhafu uthathe inxaxheba kwimisebenzi engaphezu kweeyure eziyi-100 kunyaka kwaye INDAWO yabathathi-ntlawulo yabathathi-nxaxheba ibingenani kunanoma yimuphi omunye umntu, kubandakanywa nabani abangabanikazi. Olu vavanyo lwesithathu lunokuba lujoliswe ngakumbi kubantu abaqeshisa imoto yabo.

Kuthiwani ukuba loo mntu akanalo iiyure ezilikhulu zokuthatha inxaxheba? Makhe sijonge uvavanyo lwesibini. Oku kubuza ukuba ukuthatha inxaxheba kwintlawulo yomsebenzi kulo nyaka kwakukho konke ukuthatha inxaxheba kulo msebenzi wabo bonke abantu (kubandakanywa nabani abangabanikazi) kunyaka. Ngamanye amagama, lo vavanyo lubuza ukuba umrhafi wenzile kakhulu umsebenzi wonke wokuqeshisa imoto. Ukuba kunjalo, umhlawuli werhafu uyathatha inxaxheba kwishishini.

Ngoko ke, sincoma ukuba abathengi bahlale bebala inani leeyure zomntu ngamnye (umnini, abasebenzi, iikontraka) osebenza kwishishini.

Phawula oku kulandelayo:

QAPHELA: Gcinani inani leentsuku nganye yokuqeshisa, kwaye ekupheleni konyaka, thabatha umyinge ukubona ukuba ingaba ngaphantsi kweentsuku ezi-7. Ukuba kunjalo, ngoko nayiphi na ilahleko yoshishino lokuqeshisa imoto ayinqunywanga ngumlinganiselo wokulahlekelwa kwemisebenzi. Oku kuthetha ukuba ukulahleka kwenetha kwiShedyuli C kuya kuhamba phambi kweFom 1040, apho ilahleko leyo iya kuphelisa ezinye iintlobo zemali engenayo.

"Ukuba umsebenzi ungena ngaphandle kwengcaciso yokuqashisa, ayikho into engekhoyo okanye ayikho into eyenza ukuba umntu ohlawula irhafu ayenze." (IRS.gov, isiKhokelo soPhicotho lweeNcwadi zoPhicotho lweeNkcazo, uFebruwari 2005, PDF, iphepha 2-3.)

"I-Reg. § 1.469-1T (e) (3) (ii) (A) - (F): Imisebenzi emithathu kwintetho yokuqeshisa. sicelo. " (iphepha 2-8)

Ilahleko ezithintekayo zithatha imali engenayo engenayo.

Rekhoda Ukugcina

  1. Ingxelo yeeyure zomsebenzi - igama lomntu, kunye neenombolo zeeyure ezisebenzayo
    • Sebenzisa: iiyure ezingama-# ezisebenza kumntu ngamnye
    • Kuba umnini, ngaba bangaphezulu kwama-500? Ngaphezu kwe-100 kwaye ubuncinci kunanoma yimuphi omunye umntu? Ngokuqinisekileyo konke?
  2. Ingeniso yokuqeshisa,
    • Ukulinganisa inani leentsuku imoto iya kuqeshwa ngexesha ngalinye.
      • Sebenzisa: thabatha umyinge ekupheleni konyaka.
    • Ukulinganisa inani leekhilomitha liqhutywa rhoqo
      • Sebenzisa: Ukulinganisa imilinganiselo yee-mileage rate
    • Futhi ukulinganisa iikhilomitha ezilikhulu imoto yayiqhuba ukuhamba ngomnyaka
      • Sebenzisa: ukulinganisa iikhilomitha ezipheleleyo
      • Ukulinganisa ukusetyenziswa kwerenti (ukuba uthatha iindleko zangempela)
  3. Iirisithi ezininzi (ingeniso)
  4. Iindleko, zihlulwe ngohlobo, njengolu hlobo
    • Iindleko zeemoto, ezifana
      • kunye nokuhla kwexabiso
      • Iindleko zemali (inzala)
      • Okanye ukuhlawula imali
      • I petroli
      • Ukulungiswa
      • Tires
      • Utshintsho lweoli kunye nolunye ulungiso lwesiganeko
      • Insurance Insurance
      • Ukuthumba imoto / iinkcukacha
      • Ukupaka / ii-tolls (ukuba zikhona)
      • Izicatshulwa / amathikithi awanakucatshulwa.
    • IiKomishoni (ezihlawulwa kumanethiwekhi amaninzi)
    • Imirhumo yenkonzo yenyanga okanye iifizi zokufikelela okanye iintlawulo zenkonzo yesevisi
    • Imirhumo yokufaka impahla
    • Iindleko zetshixo ezongezelelweyo ezifunekayo ekuqeshweni
    • Iifoto zobugcisa (ukuthatha umfanekiso wemoto)
    • Izixhobo ezikhethekileyo okanye iinkonzo (i-radiyo ye-satellite, i-GPS, njl.
    • Iimali zengcali (abameli nabagcini-mali)
    • Naliphi na enye indleko enengqiqo kunye nesiko ngokuqwalasela uhlobo lweshishini.

Ukupapashwa kokuqala ngoDisemba 31, 2015. Ukuhlaziywa ngoFebhuwari 23, 2016. Inqaku 1.1. Imibuzo? Amazwana? Unokuthumela i-imeyili kumbhali, okanye uthumele umyalezo nge Twitter.