Ziziphi iindleko zePOS?
Iiphathi zePOS
Ukuba uzama ukufumanisa ukuba umthengi kwimbali yakho ye-akhawunti uthetha ntoni, mhlawumbi ubhekisela ekuthengeni owenzile kumntu kumthengisi.
Iinkqubo zentengiso: Inkqubo yokuthengiswa kwendawo yokuthengisa (POS) yintlangano yezixhobo kunye neenkqubo zesoftware ukugcina umkhondo wentengiso kunye nokugqiba ukuthengisa. Zingaba zilula njengerejista yokukhangela, okanye ziba iinkqubo ezinzima kakhulu ezidibeneyo nezinye iinkqubo. Abathengisi nabathengisi be-intanethi basebenzisa iindlela ze-POS ukwamukela iintlawulo kunye nokulawula amashishini abo.
Ukuthengwa kwekhadi yamatyala: Iingxowa ezibonisa "i-POS" ziyimiphumo yokusebenzisa ikhadi lakho lokubambisa . Kungenzeka ukuba ukhethe "iDebit" kwi-checkout kwaye ufake iPIN yakho kumatshini wokuhlawula umthengisi-ngokuchasene nokukhetha "I-Credit" kwaye usayine ukuthenga). Ukuthengwa kwe-intanethi kunye nokuthengiswa komntu kumntu kungabangela ukuba iPOS ibonakale kwisitatimenti sakho.
Iintlawulo ezingagunyaziswanga Ukuba ubona iintlawulo ongaziqondi, cwaninga ukuthengiselana ngokukhawuleza. Iindleko ze-POS zithetha ukuba umntu uthenge into ethile usebenzisa ikhadi lakho, kwaye ngokuqhelekileyo ayilona iindleko eziphindaphindiweyo.
Ukuchonga amatyala: Igama lomthengisi okanye umrhwebi kufuneka livele kunye nayiphi na inkunkuma. Nangona kunjalo, ngamanye amaxesha igama aliluncedo-ishishini lingasebenzisa igama elihlukile kuneloo ucinga ngalo, kwaye iziferensi zongeza kwingxaki.
Ukuba ubona into ongayiboniyo, yenza uphando lwewebhu igama elichanekileyo olibonayo kwimbali yakho yokuthengiselana.
Kwiimeko ezininzi, uya kufumana inkcazelo ebalulekileyo kunokuba abanye bazibuza into efanayo. Ukuba usagxininisa, jonga emva kwekhalenda yakho uphinde ucinge emva kwayo yonke imali oyenzile ukuze uqinisekise ukuba ngokwenene uxanduva lokuhlawulwa.
Ukukhwabanisa kwi-akhawunti yakho: Ukuba umntu usebenzisa ikhadi lakho ngaphandle kwemvume yakho , unelungelo lokufumana ezo ntlawulo. Kodwa kufuneka usebenze ngokukhawuleza. Umthetho wase-Federal uthi awukho uxanduva lweentlobo ezithile zobuqhetseba kunye neziphene kwi-akhawunti yakho yasebhanki. Qhagamshelana nebhanki yakho phakathi kweentsuku ezimbini zokufumanisa nayiphi na inkunkuma-ukuba ulinde ixesha elide (ezingaphezu kweentsuku ezingama-60), unokuba noxanduva ngokupheleleyo ngokuhlawula ibhilikhi.
Amakhadi okuthenga ngetyala akhuselekileyo: Ukusetyenziswa kwansuku zonke kunye nokuthengwa kwe-intanethi, ikhadi lekhredithi likhuselekileyo kunekhadi lebityala .
Amakhadi e-Debit anokufikelela ngokukhawuleza kwiakhawunti yakho yokutshekisha, ngoko ukukhwabanisa kunye neeposiso kunokukhawuleza ukucima i-akhawunti. Xa oko kwenzeka, uchitha imali yokuchitha imali, ukuhlawula iintlawulo , kunye neentlawulo zesohlwayo. Amakhadi esikwereti, ngakolunye uhlangothi, ube nexesha lobabalo, elikuvumela ukuba uhlawule iirhafu ukuya kwinyanga enye kamva (okanye ngaphezulu, ukuba ufuna ukuhlawula umdla- ongenakuyenza ). Ukufumana iimpazamo kucacisiwe nje kuthetha ukuba uzakuba ne-bill ephezulu yekhadi lesikweledu, kodwa i-akhawunti yakho yokujonga ayiyi kufunyanwa.
Iimali zePOS ezongezelelweyo
Inkokhelo ye-POS ingaba yintlawulo eyongezelelweyo leyo imali yakho yebhanki xa usisebenzisa ikhadi lakho lokubambisa. Ukuba ukhetha "iDebiti" ekuphumeni kwaye usebenzisa i-PIN yakho, ngamanye amaxesha amabhanki ahlawula imali eyongezelelweyo. Le ntlawulo ihlala ijikeleze idola enye okanye ngaphantsi.
Azikho zonke iibhanki ezihlawulisa iintlawulo zeenkonzo ze-POS. Funda ukuprintwa kakuhle ebhanki yakho ngaphambi kokusebenzisa ikhadi lakho. Ukuba iibhanki zakho zerhafu iintlawulo, unokhetho oluninzi:
- Sebenzisa ibhanki eyahlukileyo. Kuye kunqabile ukuba iibhanki zihlawulise le ntlobo zeemirhumo, ngoko ke kukho ithuba elihle lokufumana enye ibhanki ebiza ixabiso elingaphantsi. Ungakwazi nokugcina i-akhawunti yakho ekhoyo kwaye uvule i- akhawunti yokujonga i-intanethi (kunye nekhadi lokukhangela ) elivumela ukuba usebenzise iplastiki mahhala. Amancinci amancinci amancinci akwiindawo ezifanelekileyo zokubheja .
- Khetha "iNtyala" endaweni. Amabhanki athola umvuzo omncinci xa ukhetha "iMali" kwi-checkout, ngoko ke abanye bazama ukuzenzela ngokufaka imali. Intlawulo ingaba yinto encinci, kodwa ikunika i-nudge yokukhetha "I-Credit" ngokuzayo. Nangona kunjalo, abathengisi banokugqiba ukuhlawula xa ufuna ukwenza oko, okwenza kube nzima ukuba izitolo zakho ezizithandayo zihlale kwishishini kwaye unike amaxabiso aphantsi.
Ngaphandle kokuba usebenzise imali okanye uhlole, umntu uhlala ehlawula umrhumo wokuhlawula iintlawulo.
Amabhanki kunye namanethiwekhi okucwangcisa amakhadi ahlawule iifizi ze-swipe kubadayisi xa uhlawula ngeplastiki. Imirhumo iphantsi kakhulu xa ukhetha "iDrbit," apho abathengisi bayayixabisa. Ukuba ukhetha "iNtyala" endaweni yoko, abathengisi bahlawula imali ephezulu (ukuze ungabi nako), kodwa kufuneka ulindele ukuba abo bathengisi badlulisele iindleko kuwe ngendlela yamanani aphakamileyo. Abarhwebi bahlawula iifizi xa uhlawula ngokupheleleyo ngekhompyutha.
Ukufumana iinkcukacha ezongezelelweyo kwi-debit ngokubhekiselele kwisigqibo sezikweletu, bona njani i-Interchange Fees Work .
Iimali zokuTyala zokuThengisa?
Abanye abathengisi abayakheli loo mirhumo kwixabiso. Esikhundleni saloo nto, bakhetha ukuhlawulisa ngaphezulu kuphela kubaxumi abadala iindleko ezongezelelweyo: Abo bathengi abahlawula amaninzi amanethiwekhi amanqaku ekhredithi. Ngokomzekelo, umrhwebi unokuhlawulisa umrhumo wekhadi lokuthenga ngetyala kumakhasimende ahlawula ngetyala, okanye anokunyanzelela iimfuno zokuthenga ubuncinci kwiintlawulo zekhadi lesikweletu.
Ngaba loo mthethweni? Iimfuno ze-Surcharges kunye neemfuno zokuthenga ubuncinci zivunyelwe kwamanye amazwe. Kodwa ngamanye amaxesha abarhwebi bahlawula abathengi ngaphezu kokuba bavunyelwe ukuba, kwaye banokubeka ubuncinci xa bengafanelekanga. Nangona abathengisi bephulaphula umthetho, bangaphula imithetho ebekwe yinkqubo yabo yokuhlawula.
Ukuze ufunde kabanzi malunga namalungelo akho xa uhlawula ngeplastiki, funda malunga neendleko zekhadi zekhredithi (kwaye ubuncinci) kunye nekhadi lokukhawuleza .