Ii-ETF ezixhambileyo kunye nezingenangqiqo

Uluhlu lweeMali eziPhakamileyo kunye neeNdawo eziPhambili zeMatriki

Izityebi ezixabisekileyo ngokuqinisekileyo ziyinto exabisekileyo. Kungekhona nje kwiso lombonisi kodwa iso lesityala-mali. Igolide ingaba yenye yezinto eziphambili apho abantu batyala khona (nangona ioli ithetha into ethile malunga naloo nto), kodwa nakwezinye izitya ezixabisekileyo ezifana nesilivere, ubhedu, kunye neplatinum kubangele isabelo sabo esihle sabatyalomali ngokunjalo.

Ngoko ke abatyali-mali abafuna ukutyalomali kwisitye esinqabileyo, ndingacebisa ukuba ndikhangele kwi-ETFs ye-ETF kunye ne-ETN.

Benza lula utyalo-mali ngokukunika ithuba lokubakho ngokukhawuleza kwinqanaba lezityalo ezixabisekileyo ngaphandle kokubeka ikhonkco kwiimarike zesilivere okanye ukulwa nemilinganiselo kwixabiso legolide. Ngomnye umthengi, unokufikelela ngokukhawuleza kwimakethe yentsimbi exabisekileyo.

Akunjalo nje kuphela ii-ETF ezinqwenelekayo zentsimbi elula ukuthengisa, kodwa ziza neenzuzo ezininzi ngokunjalo. Banokukunceda ukunciphisa i-bill ye-brokerage kunye neentlawulo zerhafu , nazo. Ngoko ukuba i-ETFs yintsimbi enqwenelekayo yenzalo, ndiyifake uphando lwakho olupheleleyo uluhlu ...

Nangona kunjalo, ndiyazi ukuba abatyali-mali abaninzi bathanda ukusebenzisa iimveliso zoshishino eziphambili ezifana neengxowa-mali ezingenanto kunye neengcambu, ngoko ke ndikugubungele khona. Ndiqulunqe uluhlu lweempawu ezithengiswayo kunye nezindleko ezibalulekileyo ezichanekileyo zokuthengiswa kwezentsimbi kunye nemali ephantsi. Ndiyiphulile imveliso ngetsimbi exabisekileyo. Okwangoku nje igolide, isiliva kunye neplatinum inemali ephakamileyo okanye efutshane, kodwa njengoko kuguqulwa, ndiya kuhlaziya uluhlu ...

Uluhlu lwee-ETF ezichitshiweyo kunye nee-Gold

Uluhlu lwee-ETF ezixhasayo kunye neeSiliva ezingenanto

Uludwe lwe-ETF kunye ne-Inverse Platinum ETF

Njengoko ndithethile ngasentla, ndiya kuhlaziya olu luhlu njengemali engaphezulu okanye enqamlekileyo yemali yensimbi eya kwiimarike okanye ukuba nayiphi na yale mali iphosakele. Tshekisha ngokuphindaphindiweyo.

Kwakhona, nceda uqaphele ukuba ukongeza i-ETFs (okanye i- ETNs ) ye-ETFs enexabiso elixabisekileyo (i- ETNs ) kwipotifoliyo yakho isicwangciso esiphezulu sokutyalo-mali. Ezi zimali zinomngcipheko ongaphezu komkhiqizo oqhelekileyo wokuthengiswa kwempahla, ngoko nceda uqonde zonke izinto ezimbi njengoko zinjalo.

Akufuneki nje ukuba uphando ngamnye umntu ohlawulelwayo okanye ophazamisayo kwingxowa yensimbi yoluhlu phambi kokuba wenze nayiphi na imisebenzi, kodwa kufuneka uphando ngokuphandle kunye ne-ETF ngokubanzi.

Ukuqonda indlela abasebenza ngayo, yintoni ekhoyo kwimali (njengemveliso), indlela abasabela ngayo kwiimeko ezahlukeneyo zemarike kunye nemingcipheko yabo kunye nefuthe kwipotfoliyo yakho.

Yaye ukuba unemibuzo malunga naluphi na le mveliso yexabiso lexabiso, qiniseka ukuba udibanise neengcali zemali ezifana nomcebisi okanye umthengisi wakho. Nangona kunjalo, xa usuqhube ukunyamekela ngokufanelekileyo kwaye wenza izigqibo zakho zokutyalomali, yintlekele enomsebenzi wakho wonke.

Ukuzikhusela: Ngethuba lokupapashwa kweli nqaku, andinayo izikhundla ezivulekileyo kunye nakwimali engenanto yokubambisa ngentsimbi yezangqangi okanye amanqaku.

+ UMarko Kennedy