I-PNC Virtual Wallet iyithuluzi le-intanethi yokulawula imali imali ebambe ngayo kwi-PNC yokulondoloza, ukujonga kunye nezinye iindidi zee-akhawunti. Kukho neefowuni ze-iPhone ne-Android ezivumelanisa nezixhobo ze-intanethi.
Ngelixa i-PNC ingenzi ixabiso lentengo ephakamileyo njengoko i- SmartyPig yenzayo, iWindows Wallet inezinye iimpawu zokuncedisa ngohlahlo lwabiwo-mali, ukufumana uhlolo-mali lwemali yakho kunye nokugcina imali . Nantsi ukuphazamiseka kwezi zinto:
Ibha yeMali:
- I-Bar Bar ye-Virtual ye-Money ibonisa igrafu ekubonisa ngayo imali enokufumaneka ngayo. Le mali ibizwa ngokuba yiFree kwi-Bar Bar.
- Kuhleliwe ukuba yimali eninzi ebekelwe bucala ukuhlawula iindleko ezizayo.
- Indawo yokugcina imali yimali yokonga .
Unako ukulungelelanisa iimali kwi-Reserve kunye ne-Free ngokulungiswa kwesilayidi, kunye nemali yakho ishukunyiswa ngokuzenzekelayo.
Ikhalenda kunye neBill Online Pay:
Ikhalenda ibonisa iindleko, ingeniso kunye nokuchitha kwimibala ekhowudiweyo yemihla ngemihla, ngeveki okanye ngenyanga. Ikhalenda ibonisa ukuba iNgcakalanga yemihla ebomvu ukuba i-akhawunti oyisebenzisayo ukwenza iintlawulo ingahlawulwa kwixesha elizayo. Ukuba ubona Iintsuku Zemihla, unokuhambisa imali kwi-stash yakho ye-Reserve okanye utshintshe umhla ohlawula ngayo umrhumo.
Ungasebenzisa i- Bill Bill Pay kwiKhalenda ukwenza ixesha elilodwa okanye iintlawulo eziphindaphindiweyo, kwaye uya kufumana i-imeyile ukukhumbuza iintsuku ezifunekayo ukwenzela ukuba ungabikho ukutyelela i-Virtual Wallet nsuku zonke ukuhlala ngaphezulu kwezinto ezihlawulwayo. .
Indawo yokuchitha:
Esi sixhobo kukusekwa uhlahlo lwabiwo-mali kwaye ufumane ingxelo yebhajethi. Ukusekwa uhlahlo lwabiwo-mali, ukwabela amanani kwiintlobo zebhajethi . Jonga iitotali kwiindidi ezibekelwe bucala, uluhlu lwemicimbi yamuva kunye nokuqhathanisa imali ngeminyaka edlulileyo ngengxelo engumfanekiso. Unokufumana i-imeyile ukuze ikukhumbule xa usondela ekudlulelweni kwe-overspending kwinqanaba, kwakhona.
Izixhobo Zokugcina:
I-Wallet eVikile ineendlela ezine zokukunceda ukuba ungene kwimali yokulondoloza:
- Uluhlu lweNqweno luhlula inani elibekelwe bucala kwi-Reserve savings kwiimali ezigcinwa kwizinto ezithile, njengeholide, isethi yamathayi amatsha okanye ubusuku obukhethekileyo obukhulu edolophini. Ukufuna izinto zoluhlu zibekwe phambili, ngoko ke ukuba uqhuba ukuqhuba umsebenzi kwaye imoto yakho inamathayi e-bald ebusika nje emva kweenyanga ezimbalwa, amathayi angabangela phambili kwi-Savings eyabelwe kwi-Reserve ngaphandle kweholide nobusuku.
- I-Akhawunti ye-Reserve ibhekisela kwimali ebekwa bucala kwixesha elifutshane lokulondoloza iindleko ezilindelekileyo, ngokukhumbuza kwiKhalenda.
- I-Akhawunti Yokukhula isetyenziselwa ukugcinwa kwexesha elide kwaye ihlawule umdla.
- Iinjini ze-Savings ngokuzenzekelayo idlulisela imali oyibekayo kwi-Spending ukuze ulondolozwe kwiintsuku zokuhlawula kwaye kulula ukwenza iBill Pay yenza ukugqithiselwa kweerhafu. I-Punch yePig ibhanki ye-piggy ephakama ngexesha lakho lokubhanka kwi-intanethi , "uyigxotha" kwaye inani olikhethayo liya kutshintshwa ukusuka kwi-Spending ukuya kulondolozo kwi-Virtual Wallet.
Ukudluliswa kweeNgxowa:
Ukutshintshwa kwemali kukhululekile ngeVallet Wallet kwaye kunokwenziwa iindlela ezintathu. Ungakwazi ukuhambisa kalula imali phakathi kwe-akhawunti yebhanki ye-PNC, sebenzisa uPommoney ukuthumela okanye ukufumana imali usebenzisa idilesi ye-imeyile okanye inombolo yefowuni yomnxeba, okanye ukumisela i-akhawunti engekho ye-PNC ukuthumela nokufumana ukudluliselwa
Iifowuni zeFowuni
Kukho uhlelo lweViltual Wallet lweefowuni ze-Android kunye neepilisi, i-iPhone ne-iPad. Ezinye iiwebhu zenza ukuba ifowuni ehlakaniphile ikwazi ukufikelela kwi-pnc.com ukusebenzisa i-Virtual Wallet. Iifayile zinokutshintsha iifoto zokuhlola ukuze zifake kwi-akhawunti yakho.
Ukuba awunayo ifowuni efanelekileyo, ungathumela imiyalezo ebhaliweyo ukuze ufumane ulwazi lwe-akhawunti njengokujonga kwiibhalansi, ukujonga izinto ezithengiweyo zokugqibela, iintsuku ezifunekayo kunye neyezinye.
Umfundi waseVollet Wallet:
I-Virtual Wallet Student i- akhawunti yabafundi beekholeji nabazali babo okanye abagcini. Olu hlobo lwe-akhawunti lunemisebenzi engentla kwaye yenza kube lula kubazali ukuthumela imali kwiakhawunti yomfundi kwaye ukuba umfundi uya kwiikholeji ze-PNC, i-akhawunti iya kuvunyelwa imibala yesikolo eneziganeko ezibalulekileyo zesikolo ezibonakala kwiKhalenda.
Imirhumo, ukuSebenziselwa kweNtsebenzo nokuSebenza:
Iingxelo zeVallet Virtual zikhululekile ukuseta, kodwa ziza neentlawulo ezithile.
Ngokomzekelo, ama-50 eentsimbi nganye ngetekisi emva kweenyanga ezintathu zenyanga nganye (kulula ukuphepha kunye neBill Pay) kwaye uya kuhlawula ukusebenzisa ii-ATM ezingekho phantsi kwe-PNC. Ukusebenza kweeWallet Virtual Ukusebenzisa i-akhawunti ibhala ukubhala okungapheliyo, ukuhlawulwa kwemirhumo ye- ATM , inzala kwi-akhawunti kunye nezinye izinto ezininzi, kodwa ubiza i-$ 10 ngenyanga ngaphandle kokuba unako ukugcina ubuncinane ubuncinane okanye ungakhokelela imali yokubeka imali. Inani elincinci, ixabiso lentlawulo ngqo kunye neentlawulo zixhomekeke apho uhlala khona, kodwa unokwazi ukuba zeziphi ngokuchofoza iiMpawu kunye neMirhumo kwiTheyibhile yokufanisa yeWallet.
Funda ngakumbi okanye ubhalisele iPNC Virtual Wallet