Iintlobo ezi-3 ezigqwesileyo zeeNgxowa-mali zeCandelo elide
Ngokuthelekiswa, imali yemveli, eyahlukeneyo-ezo ezingagxininise kwicandelo elinye - ziya kuba sele zibonakala kwiinkalo ezininzi zamashishini.
Umzekelo, isikhwama se- S & P 500 Index sinikeza ukubonelela kumacandelo, njengononophelo lwempilo, amandla, iteknoloji, iinkonzo kunye neenkampani zemali. Ngoko ukuba ufuna ukubetha i-S & P 500, indlela efanelekileyo yokuyenza yinto ngokutshala imali kumacandelo aya kuba yienkokheli zengomso.
Indlela yokukhetha iNgxowa-mali eziLungileyo kwixesha elide
Ukukhetha amacandelo angcono ukuthenga ngekamva akuthathi inqabileyo inqabileyo okanye inani elikhulu lophando. Yonke into efunekayo isifundo esifutshane somendo kunye nokuqonda okuqhelekileyo.
Nazi ezinye zezona ndlela zintle zeemali zecandelo lokuthenga ixesha elizayo:
- Iingxowa-mali zeNkcazelo yezobugcisa: I-teknoloji iphambi kwezinto ezintsha kunye nakwiziko leLwazi, eliqinisekileyo liqhubeke iminyaka emashumi. Icandelo letheknoloji yinkalo yezitokhwe eziqukethe ishishini lobugcisa, njengabavelisi abavelisa i-computer hardware, isofthiwe yekhompyutha okanye iikhompyutheni kunye neenkampani zoshishino zeteknoloji, njengalezo zinika iteknoloji yolwazi kunye nokucwangciswa kwedatha yezoshishino. Iminye imizekelo yeenkampani zeteknoloji ziquka i-Apple (AAPL), iMicrosoft (MSFT), i-Google (GOOG) ne-Facebook (FB). Kwaye nezinye iinkampani zobuchwepheshe ziqiniseke ukuba zize kunye nezinto ezintsha esingazicingayo namhlanje.
Iimali zeNkcazo yezeMpilo : Ngabantu abaguga kunye nokuqhubela phambili ngokukhawuleza kwi-biotechnology, i-shishini lempilo liqinisekile ukuba liphumelele kwiminyaka nangamashumi eminyaka ezayo. Icandelo lezempilo libanzi. Nangona umntu ongekho namava-mali angacinga ngendawo ethile yoshishino lwempilo, njengama-conglomerate esibhedlele, iinkonzo zesikhungo, iinkampani zomshuwalense, iinkampani zonyango, iinkampani ezinobomi, okanye abenzi bezinto zonyango. Kwakhona, xa amashishini amaninzi akwenza kakubi ngenxa yeemeko zezoqoqosho ezimbi, i-shishini lempilo linokuqhuba kakuhle ngenxa yokuba abantu basadingeka babone ugqirha baze bathenge iziyobisi zabo, kungakhathaliseki ukuba imeko yezoqoqosho. Ngenxa yoko le nkcazo yezempilo ithatyathwa njenge "candelo elikhuselayo."
Iimali zeCandelo lezeMali : Icandelo leenkonzo zezezimali (aka "zezimali") ziquka iibhanki, iinkampani zekhadi lesikweletu, iinkampani zomshuwalense kunye namafayili omrhweba. Ngokufana necandelo lempilo, iimali ziza kuxhamla kwisizukulwana sezingane, ezilindeleke ukuba zifumane ukugqithiswa okukhulu kobutyebi kwimbali njengoko abazali babo befa baze badlule ubomi babo. Iifom zezezimali ezinokunceda ziquka iibhanki, iifenki zorhwebo, kunye neenkampani zomshuwalense.
Kodwa ngaphambi kokuthenga iimali zecandelo, abatyali-mali kufuneka bazinyamekele ngenxa yokuba kukho ukwanda kwengozi yemarike ngenxa yokungazinzi ukuba icandelo lithinteka. Ukugqithisa ngaphezulu kwecandelo elinye, umzekelo, uhlobo lwexesha lemarike engangqina ukuba inokuthi inokulimaza kwipotfoliyo ye-investor ukuba icandelo lenza kakubi.
Ngako oko indlela efanelekileyo kunye nemali yecandelo yongeza kubo kwiipotifoliyo ezahlukahlukeneyo. Ngaloo ndlela, awuyikubeka onke amaqanda akho ngebhaksi enye, uthetha-ubeka nje amaqanda ambalwa kwiibhasikiti ezimbalwa ukhetha. Ukufumana ulwazi oluthe xaxa malunga nokwakha olu hlobo lwepotfoliyo, jonga i-article yethu kwiiphothifoliyo eziphambili kunye ne-satellite .
Ukuziphendulela: Ulwazi olukule ndawo lunikezelwa ngeenjongo zengxoxo kuphela, kwaye akufanele lichazwe ngokungeniswa njengeengcebiso zotyalo-mali. Ngaphandle kweemeko ngaba le nkcazelo ibonisa isincomo sokuthenga okanye ukuthengisa iziqinisekiso.