Khangela ukuba Ziziphi iikhokhethi zakho kunye nalapho uqala khona
Zama ukungabi Bhotela
Ngaphambi kokuba ungene kwi-logistics yendlela yokufumana imali-mboleko yabafundi, kukho into ekufuneka uyive ubuncinane kanye: zama ukuboleka nantoni na .
Kulula ukufumana imali ngoku, kodwa kuya kuba lula ukuyihlawula kamva. Ewe, imfundo inotyalo-mali, kwaye kudla ngokufanelekileyo ukuboleka imali ukuxhasa imali yakho. Nangona kunjalo, unokuzibulela kamva xa unciphisa umthwalo wakho wetyala nge:
- Ukusebenza ngexesha lexeshana (nangona kuthetha ukuthatha i-semester okanye ezimbini)
- Ukufumana abaqeshi abahlawula imfundo
- Ukuya esikolweni kumaziko angabizi
- Ukuzingela izibonelelo kunye neengxowa-mali
Yazi Izinketho Zakho
Xa uboleka imfundo, unokhetho oluninzi. Qinisekisa ukuba uqwalasele zonke zazo uze ukhethe enye efanelekileyo kuwe. Qiniseka ukuqwalasela:
- Imali enikezelwa phantsi kweenkqubo zikaRhulumente (ngokuqhelekileyo ukhetho oluhle)
- Imali mboleko yemali yabangasese (esetyenziswe emva kokuba uboleke ubuninzi kwiinkqubo zikaRhulumente)
Ukongeza kwimali-mboleko eyenzelwe ngokukodwa imali yemfundo, unokusebenzisa:
- Imali evela kumalungu entsapho
- Imali mboleko yekhaya (kuphela ukhetho ukuba unayo ikhaya)
- Iontanga zontanga-mboleko - ukuboleka kubantu ngabanye esikhundleni seebhanki
- Unqinekile "usayinwe" okanye iimali-mboleko zomntu
- Amakhadi ekwereta
Ezi zikhetho zingentla ziphantsi kwindlela yokufikelela.
Qalisa ngeeNgxowa kaRhulumente
Imali mboleko yabafundi kwimithombo karhulumente mhlawumbi ibhetri yakho ibhetele. Ezi mboleko ziza kubakho inzala ephantsi, kwaye enye inzala ingakhokhelwa ( inkxaso ) egameni lakho xa usesikolweni.
Kukho ezinye iindleko ezininzi kwimali-mboleko ehambelana noorhulumente, ongayifunda ngawo apha: Iingenelo zeNgxowa-mboleko ze-Federal Student .
Impendulo yeenkqubo zikaRhulumente kukuba azinakuzihlawula zonke iindleko zakho. Kukho imida malunga nokuba ungayimboleka kangakanani, kwaye ukuba ufuna ngaphezulu kufuneka ufumane kwenye indawo.
Indlela yokufumana iNgxowa-mali yeziFundo zabafundi
Ukufumana imali mboleko yabafundi njengenxalenye yenkqubo yoorhulumente, tyelela i-ofisi yoxanduva lwezezimali. Batshele ukuba ungathanda ukuboleka, kwaye baya kukuxelela ukuba yeyiphi inyathelo ekufuneka uyithathe. Uya kufuneka ugcwalise ifom yeF FAFSA, eya kubeka uluphi uhlobo loncedo olufanelekileyo. Ukugqiba i-FAFSA, kuya kufuneka unike iinkcukacha malunga nemali yakho: ii-asethi zakho kwi-akhawunti yebhanki kunye no-mali-mali, amanqanaba enzuzo, iNombolo yoKhuseleko lweNtlalo, njalonjalo (kokubili wena nabazali bakho).
Emva kokuba i-FAFSA iqhutywe, uza kufumana uncedo lwezemali oluvela esikolweni sakho. Ungamkela umnikelo, okanye udlule ukuba unqume ukuthabatha enye indlela. Ukuba uthetha isigqibo sokwamkela iimali, kuya kufuneka uzalise ukunika iingcebiso (ingcaciso emfutshane malunga nokuba ityala lakho lisebenza njani) kwaye usayine isivumelwano somboleko.
Qalisa Ngokuphela Kwengqondo
Njengoko ufaka isicelo semali-mboleko, khumbula ukuba kuya kufuneka uhlawulele omnye usuku.
Sebenzisa ezinye iinombolo ukuqonda ukuba uzifumana njani - ngaphambi kokuba uthathe inkokhelo yokufumana mboleko. Fakela iinkcukacha zakho zemboleko kwi- calculator yemali yokubala , kwaye ubone ukuba uza kuhlawula phi inyanga nganye, kwaye unjani ukuhlawula inzala kwimpilo yakho mboleko. Le ngxenye ebalulekileyo yemfundo yakho.
Ukuba Awufaneleki
Ufanele ukwazi ukufumana iimfuno ezithile zemali mboleko karhulumente kungakhathaliseki ukuba ufumana ingeniso okanye umvuzo wakho. Nangona kunjalo, ukuba ufuna imali engaphezulu, kuya kufuneka ufanele ukufumana iimali-mboleko kunye nababolekisi ngabangasese . Oku kuthetha ukuba uya kufuna iitaliti kwimali yokufumana imali kunye nezikolo zemali-mboleko eziphakamileyo ngokwaneleyo ukuboleka ngaphezulu - kwaye abafundi abavumi ukuhlangabezana nale miqobo (kuba bade bancinci, baqala kwihlabathi lomsebenzi, kwaye akakho wakha umlando wesikweletu ).
Ukuba awukwazi ukufumana mboleko kuwe, ungadinga uncedo lomnxibelelwano. Omnye umntu unokufaka isicelo sokubolekisa ngemali mboleko nawe, ethembise ukubuyisela imali mboleko xa ungeke wenze njalo. Ukubhalisa ngokusemthethweni kuyingozi, ngoko nje mbuze umntu onokukwazi ukubeka umngcipheko kwaye oqonda oko bangenayo