Iifowuni zeMatyala zisebenza njani?
Ukugcina amakhadi ekredithi asebenza ngokufanayo kumakhadi wesikweletu esintu.
Uyathengela kwikhadi onokuyihlawula ngayo ixesha. Ngenyanga nganye uya kufuneka ukuba wenze inkokhelo encinci. Izinga lomdla kumakhadi ekhredithi esitolo zivame ukuba ziphakamileyo kunokuba unako kwikhadi lomdabu. ezininzi izitolo ziya kunika izaphulelo xa usebenzisa ikhadi lokuthenga ngetyala ukuthenga. Basenokunika izikhuthazo ezifana nemali eyongezelelweyo ekuthengeni kwakho okulandelayo.
Uninzi lwamagcredit credit cards anikezelwa ngamabhanki kwivenkile. Kubalulekile ukuba ufunde ngokucokisekileyo isivumelwano sekhadi lesikweletu ukuze ukwazi ukuba yiyiphi ibhanki ephethe ikhadi kunye nendlela yokwenza iintlawulo ngexesha. Unokwazi ukufaka isicelo sekhredithi yevenkile zombini kwisitoreji nakwi-intanethi. Qinisekisa ukuhlaziya amaxabiso omdla kunye neentlawulo kunye nezohlwayo.
Ziziphi iingenelo zeCard Credit Cards?
Nangona kunjalo, kubalulekile ukukhumbula ukuba ivenkile ayinakukunika isaphulelo sepesenti ezilishumi ukuba kwakungenako ukuzuza kwabo.
Isilinganiso somyinge wesantya kwikhadi lesikredithi lesitolo li malunga neepesenti ezingamashumi amabini. Ukuba uthenge into, uze ungayikhokheli ibhalansi ngokubanzi ivenkile iya kubuyisela isaphulelo kwaye emva kwexesha elithathayo ukuba uhlawule ikhadi.
Ikhadi lokuthenga ngetyala lingaba lula ukufaneleka, oko kuthetha ukuba inokuba yinto enhle ukuba ufuna ukukwakha ikhredithi yakho .
Nangona kunjalo, ithetha ukuba kufuneka wenze oku ngokufanelekileyo. Ukuba ufuna ukuphucula umlinganiselo wakho wekhredithi , qiniseka ukuba ugcine umlinganiselo ophantsi kwaye wenze iintlawulo zakho zenyanga ngexesha. Ukuba kunokwenzeka ukuhlawula ikhadi ngokupheleleyo inyanga nganye.
Ziziphi Iingxaki ZamaCredit Credit Cards?
Ukuba unako ukuqeqeshwa kwaye uhlawule ikhadi ngokupheleleyo nyanga zonke, ngoko kuya kusebenzela inzuzo yakho. Abanye abantu baya kwenza iintlawulo kwikhadi, kwaye ke baye ngqo kwidesksi yesevisi yabathengi ukuze bahlawule ngokupheleleyo ibhalansi. Olu khetho lusebenza kuphela ukuba uzinzileyo. Ukuba awukho, ngoko akufanele usebenzise ingozi yokuwela kumgibe wekhadi lesikweletu .
Enye inzuzo ekusebenziseni ikhadi lekhredithi kukuba abantu bachitha imali xa izinto zithengiswa okanye zifumana isaphulelo kwaye xa zibeka ukuthenga kwikhadi lekhredithi. Ukuba unabhajethi oluqinileyo ye-$ 100.00 ngenyanga ngenjongo yokugqoka, kwaye uyifaka kwikhadi lekhredithi, kwaye ugqiba ukuchitha imali eyi-130.00 ukugcina kwisaphulelo, usalindela imali oyibeke eceleni, kwaye ekubeni ubeka kwikhadi kunokuba uhlawule imali, kulula ukuba uzivumele uhlawule ngokuthe rhoqo, okuya kuqhuba umlinganiselo wakho.
Kubalulekile ukuba ukhumbule ukuba ikhadi lekhredithi liyisixhobo, kwaye xa ungayisebenzisi kakuhle, ungalahlekelwa yiyo yonke inzuzo yokuba neyodwa. Iipesenti ezilishumi ozigcinayo okanye imivuzo oyifumanayo ayifanelekanga umvuzo ohlawulayo ukuba awuyikuhlawula ngokukhawuleza amakhadi akho okwereta. Yeka ukusebenzisa ikhadi xa uyazi ukuba awukwazi ukuhlawula ngokukhawuleza.
Gwema ukusebenzisa iiCards Credit Cards
Kukhuselekile ukuphepha umgibe kunye nesilingo samakhadi e-credit card, kwaye unamathele ekuhlawuleni imali yonke yakho yokuthenga. Ukuba ufuna ukugcina imali, thengisa ivenkile, kwaye sebenzisa amakhuphoni xa unako. Ukuba uqaphele ngendlela ochitha ngayo, kwaye oko uthengayo, uya kuba ngcono kunokuba usebenzise ingozi yokusebenzisa ikhadi lakho. Ukuba njengamanje unamakhadi e-credit card, yeka ukuyisebenzisa , kwaye uqale usebenze ekuhlawuleleni ibhalansi yakho ngokukhawuleza.
Ukugcina amakhadi enkredithi kufuneka uphathwe ngendlela efanayo neyiphi na ikhadi lekhredithi. Ukuba uthetha ibhalansi kwiyiphi na amakhadi akho ekwereta, kufuneka usethe isicwangciso sokuhlawula ityala . Isabelomali esinye isixhobo esibalulekileyo kukunceda ufumane ukulawula kweemali zakho. Ukuba unamathela kwisabelomali sakho , kwaye uhlawula kwikhadi levenkile ngokupheleleyo ngenyanga, uya kuvuna iintlawulo ezinikezelwayo. Ukuba awukwazi ukuhlawula ikhadi okanye uhlawule imali kwizintlu zebhajethi ngenxa yekhadi, kufuneka ufune ukucaca ukusebenzisa ikhadi ngokupheleleyo.