I-IRS ithi i-bitcoin yipropati kwaye ingaxhomekeke kwingxowa-mali eyinzuzo
Nanini na xa kuthengwa i-bitcoin, kuthengiswa, okanye kuthengiswa, kukho imiphumo yerhafu. I-Internal Revenue Service iye yawulawula ukuba i-bitcoin kunye nezinye "iindleko zemali eziguquguqukayo" ziphathwa "njengepropati," ezingaphathwa njengemali.
Oku kunokubonakala ngathi ulwahlulo oluncinane, kodwa alukho. Inquma indlela i-bitcoins ihlawuliswa ngayo, yintoni ulwazi oluya kulufuna ukuqinisekisa ukuba irhafu yakho ibalwa ngokuchanekileyo, kwaye yiziphi iindlela zokucwangcisa irhafu ongazisebenzisa ukunciphisa irhafu yakho kwiintengiso zeBitcoin.
Enkulu Ifoto
Uyakufumana inzuzo enkulu okanye ukulahleka kwemali xa ulahla i-bitcoin kuba i-curtual currency ithathwa njengepropati ngenjongo yentlawulo. Inzuzo ibonisa ingeniso, kwaye ingeniso ihlawulwa irhafu nangona uhlawulwa ngemali ebonakalayo.
Ukuchitha imali ebonakalayo yinto enye. Uya kuba neentengiso ezimbini kwelinye: Ulahla ngokufanelekileyo imali yemali kwaye uchithe inani elilingana nedola.
Yiyiphi Imali Engqalileyo evela kwiNgxelo yeRhafu?
Ngokutsho kwe-IRS, "Imali engqinileyo yinkcazelo yedijithali yexabiso elisebenza njengendlela yokutshintshisana, iyunithi ye-akhawunti, kunye / okanye ivenkile yexabiso. Asinalo isimo sethenda yomthetho kunoma yiphina ilawulo. xabiso elilinganayo kwimali yangempela, okanye ezenza njengengeniso yemali yangempela, ibizwa ngokuba 'yimali eguquguqukayo'.
"I-Bitcoin ngumzekelo omnye wemali eguquguqukayo eguquguqukayo ngenxa yokuba inokuthengiswa ngamanani phakathi kwabasebenzisi kwaye iyakuthengwa, okanye ingene kuyo, iirandi zase-US, i-euro kunye nezinye iindleko zangempela okanye ezithengileyo."
Ukunyangwa kweRhafu yeBitcoin
I-IRS iphinda ithi ku-Isaziso ka-2014-21, "Iinjongo zentlawulo zedolophu, i-currency ye-virtual iphathwa njengepropati. , ekukhompheni imali engenayo, kubandakanya ixabiso lemarike elungileyo lexabiso elithengileyo, elilinganiselwe kwiidola zase-US, njengomhla owawunikwa imali ebonakalayo.
"Intsebenziswano usebenzisa i-currency yangempela kufuneka ibhengezwe kwiidola zase-US." Abathengi baya kufunwa ukuba baqikelele ixabiso lemarike elungileyo yexabiso elithengileyo kwi-dollar yase-US ngomhla wokuhlawula okanye irhafu. isungulwe ngokuthengiswa kwemarike kunye nemfuno, ixabiso lemarike elifanelekileyo lemali ebonakalayo lichithwe ngokuguqula imali ebonakalayo kwiidola zase-US ... kwizinga lokutshintshiselwa, ngendlela efanelekileyo esetyenziswa rhoqo. "
Xa Imali Eyingqungquthela Ephathwayo njengePropati
Ewe, kuyavakala kunzima. Masiphule phantsi kwisiNgesi esilula.
"Yonke into yokuthengiswa kwe-bitcoin ihlawulwa," kubhala uTyson Cross, ugqwetha weerhafu othe ngqo kwiingqekembe zemali. "Abasebenzisi beB Bitcoin baya kubala ukuba bafumane inzuzo okanye ukulahleka xa bethenga izinto okanye iinkonzo nge bitcoin."
Ngoko oko kuthetha ukuthini? I-IRS yathi i-bitcoin kunye neengxowa-mali eziguquguqukayo ezifanayo ezifana nepropati zenzelwe iinjongo zerhafu. Njengoko kunye nezinye iintlobo zepropati, uqala ukufumana impahla, ngokuqhelekileyo ngokutshintshiselana ngemali kwipropati, ngoko unayo ipropati ixesha elithile. Ekugqibeleni, ungathengisa, ukunikezela, ukurhweba okanye ukulahla loo propati.
Ngoko sinamathuba amathathu kwixesha elibalulekileyo ekuhlawuleni irhafu kwanoma yiluphi uhlobo lwepropati, kubandakanywa iindleko eziguquguqukayo ezithengiswayo: xa ufumana, unokubamba ixesha elingakanani, kwaye xa ulilahlile. Umrhafu ozayo xa ulahla.
Xa i-Bitcoin Ithengiswa
Izinto ezine zenzeka xa ipropati ilahliwe:
- Ingeniso iyafumaneka kunoma yintoni inzuzo.
- Ukufumana kulandelwa ngenguqu kwixabiso lentela phakathi kwexabiso lexabiso (intengo yokuthenga) kunye nemali epheleleyo efunyenwe kwisimo (intengo yokuthengisa).
- Izithuthi zerhafu ezisebenzayo zixhomekeke ekubeni ingaba ipropati ibanjelwe ixesha elifutshane okanye ixesha elide.
- Ukuchithwa kwepropati kubikwe kwerhafu yakho yentlawulo usebenzisa iShedyuli D kunye neFomu 8949 okanye ifomu 4797. Ezi fom zifuna ukuba "ubonise izibalo zakho" xa ubala inzuzo okanye ukulahleka.
Makhe sicinge ukuba uthenge i-bitcoin kwi-$ 30,000. Uya kuyithengisa i-$ 50,000 ukuze ube ne-$ 20,000 inzuzo. Ukuba ubambe i-bitcoin yonyaka okanye ngaphantsi, oku kuzuzwa kwexesha elifutshane ngoko kuhlawulwa njengenzuzo eqhelekileyo ngokubhekisele kwerhafu yakho yentela. Ukuba uthe wagcina i-bitcoin ixesha elide ngaphezu konyaka, inzuzo yangexesha elide ihlawulwe irhafu kwi-0, 15 okanye i-20 ekhulwini kuye kuxhomekeke kwingeniso yakho yonke.
Iingcebiso Zentlawulo zabasebenzi beB Bitcoin abaNcinci, abaTyalo-mali kunye nabaCacisi
Misela inkqubo yokugcinwa kwerekhodi kuzo zonke iintengiso zakho kwaye uqaphele xa ufumana kwaye xa ulahla i-Bitcoin. Ukuchonga indlela yokwenza iindleko kunye nezinga lokutshintshiselwa kwakho. Emva koko bhala imiqathango ye-Bitcoin kwiShedyuli D kunye neFomu 8949.
Ukugcina iirekhodi ezininzi zeentengiselwano kwimali ebonakalayo kuqinisekisa ukuba ingeniso iyalinganiswa ngokuchanekileyo. Into ebalulekileyo igcina iirekhodi, ezifana nesitokisi, "utsho uJason Tyra, umgcini-mali we-Texas oqinisekisiweyo. Iirekhodi ezingapheliyo zingenakuba ziirekhodi. "
Abasebenzisi be-bitcoin abangaqhelekanga bangathanda ukucinga ngokusebenzisa umniki-mboleko we-bitcoin wallet. Ababoneleli bee-Wallet baye baqalisa izixhobo zokunciphisa umngcipheko ukuze bathenge, bathengise, bathengise i-bitcoin ekhuselekileyo kunye nabasebenzisekayo. Ngaphandle kweengxelo zerhafu, abatyali-mali kufuneka bajonge ababoneleli beebhanki okanye izithuthi zotyalo-mali ezibhalisiweyo kunye nohlobo lwezinto zokukhusela ezinokulindela kwiziko lebhanki. Ezinye iiplani zinika "ukuqinisekisa ukugcinwa kwezinto okanye ukugcina indawo yokungaxhunyiwe kwi-intanethi kwintlambo," kusho uDavid Berger.
Iziqhelo eziqhelekileyo zokuzuza kweengxowa-mali ziyafaka isicelo: i-offset inzuzo kunye nelahleko, ixesha lakho lokulungiselela ukufumana unyango lwexesha elide, ukuvuna ilahleko zakho kunye nokuvuna okuzuzayo . Ingcali yerhafu ingakunceda ngala magama.
Futhi gcina iliso kwiirhafu zerhafu. Iintlawulo ziphantsi kwe- 3.8 yepesenti yentlawulo yengeniso yotyalo-mali .
Ukuba ukhetha ukurhweba kwi-market-to-market, oku kuya kuthetha ukuba yonke inzuzo yakho yithuba elifutshane kwaye ngoko uya kubabika kwiFomu 4797. Naliphi na iindleko ezinxulumene ne-bitcoin ziya kutsalwa kwiShedyuli C.
Izixhobo zeSoftwe zokulandelela Bitcoin
Ezi zixhobo zingasetyenziswa ngokufanelekileyo xa ulawula ukuthengiselana nokucwangcisa irhafu.
- I-LibraTax: isofthiwe esekelwe kwiWeb kwi-intanethi ye-bitcoin kunye nokubala i-earnings / loss.
- I-BitcoinTaxes: I-software esekelwe kwiWebhu yokuthumela idatha kunye nokubala i-earnings / losses.
- I-PayByCoin enezela kwi-Quickbooks abathengi abathengi kwi-abathengisi ukuba bamkele intlawulo nge bitcoin baze baxolelane nedatha ngaphakathi kwikhomputha ye-intanethi yeeNcwadi eziKhuselweyo.