Ukuqonda iNkcazo yeeMveliso kunye nendlela iNkcazo yeeNkokeli ezisebenza ngayo
(Ukufunda indlela yokunciphisa ukunyuka kwamaxabiso kwindleko yakho kunye notyalo-mali, funda Ukuhlawula Imali-mveliso, Gxininisa ekuthengeni Amandla ayi-Dollars .)
Ngaphambi kokuba siqale, kufuneka uqonde inkcazo ye "index". Ngokucacileyo, isalathisi siqokelelwa kwedatha ekhonza njengesiseko eselungelelaniso. Sisebenzisa imodeli yenkcazo kuzo zonke iinkalo zobomi, ukusuka kwiimarike zentengiso (eyona edumileyo apho mhlawumbi i- Dow Jones Industrial Index ), ukunyuka kwamaxabiso. Sichaza amanqanaba emivuzo, inzuzo yenkampani njengepesenti ye-GDP, kunye nantoni na enye enokulinganiswa. Senza oku ukuthelekisa apho sikhona ngoku siye siye kwindawo esedlulileyo.
Iingxelo zeeNkcazo ezithandwa kakhulu
Kukho iingxelo ezithandwayo zokunyuka kwexabiso lokunyuka kwamaxabiso abatyali kunye noqoqosho:
- Index Index Price (I-CPI): Le nkcazo yexabiso lokunyuka kwexabiso lilinganisa utshintsho kumaxabiso abasebenzisi abathengwa rhoqo ukuba baphile ubomi babo bemihla ngemihla. Siza kuthetha ngoku ngakumbi kwixesha elifutshane.
- I-Index Price Producer (PPI): Le nkcazo yokunyuka kwamaxabiso ibonisa ukuba utshintsho kumaxabiso abakhiqizi kunye namava abavelisi kwizinto eziyimfuneko zokuqhuba ishishini labo. Ixabiso lentsimbi kunye ne-aluminium kubavelisi bemoto liya kulandelwa yi-PPI.
- Index Index Cost (ECI): Le nkcazo yexabiso lokunyuka kwexabiso lilinganisa iindleko zokunyuka kwabasebenzi kwiindawo ezahlukeneyo.
- I-Defross Product Product (GDP Deflator): Le nkcazo yokunyuka kwamaxabiso iphakamisa iindleko ezifunyanwa ngabasebenzisi bokuphela kunye noorhulumente okanye isikhungo esinika impahla kunye neenkonzo kulabo abathengi.
Ikhompyutheni yexabiso labathengi (CPI)
I- CPI, okanye iNkcazo yeeNtengo zabathengi , ayikho into ekuthandabuzwa ngayo inkcazo yexabiso lokunyuka kwamaxabiso e-United States. Kukho iinguqu ezininzi ezahlukahlukeneyo ze-CPI kodwa zonke zakhiwe phezu kweengcamango zamanani okulandelela kwibhakethi yempahla kunye nokuthelekisa nabo kunyaka odlulileyo, odla ngokubhekiselwe kuwo njengowokuqala.
Ngokomgaqo-nkqubo wase-United States, iNkcazo yeNtengo yabathengi iquka iintlobo ezahlukeneyo kunye nezinto eziquka:
- Ukutya kunye neZiselo: Ubisi, ikhofi, iwayini, ukutya, inkukhu, ukutya okutya kwasekuseni, njl.
- Izindlu: Ukuqeshisa, ukutshisa ioli, ifenitshala yokulala
- I-Apparel: Iikhati, i-sweaters, ubucwebe
- Izithuthi: Iinqwelo ezintsha, ii-airline fares, inshuwalense yemoto, i-petroli
- Unonophelo lwezoNyango: Iziyobisi zonyango, iimveliso zonyango, ukutyelela ugqirha, iziglasi, izibhedlele zezibhedlele
- Ukuzonwabisa kunye noTonwabo: iiTelevisions, amathoyizi, iimveliso zepilini, ukulingana kwezemidlalo, ukuvuma
- Imfundo noNxibelelwano: Isifundo sekholeji, ukuposa, inkonzo yocingo, isofthiwe yekhompyutha
- Ezinye izinto kunye neeNkonzo: Ugwayi, iinwele, iindleko zomngcwabo, njl njl.
I-Index ye-Inflation ihlaziywa njani?
Njalo inyanga, abasebenzi baseBurhulumenteni ye-US ye -Labor Statistics bavakashele amawaka evenkile yokuthengisa, iivenkile, izibonelelo zesevisi, izakhiwo zendlu, nezakhiwo zonyango kulo lonke ilizwe kunye namaxabiso okuphanda. Kulinganiselwa ukuba isampula malunga nama-80,000 izinto ngenyanga, esetyenzisiweyo njengedatha eluhlaza ukwenza iibalo zeeNkcukacha zeeNkcitho zabathengi ezichazwe kumaphephandaba.
Urhulumente usenokubhengeza ixabiso lokunyuka kwamaxabiso kwiindawo ezinkulu zemida ukuze ukwazi ukuba amaxabiso akhula ngokukhawuleza, athi, Atlanta kunokuba yiDenver.
Inkcazo yeeNkcazo
Kuqikelelwa ukuba ukuya kuma-30% e-United States Budget Budget isekelwe kwiinguqu kwiNkcazelo yeNtengo yabathengi. Ngethuba lama-1990, xa uBill Clinton ekhonza njengoMongameli, i-CPI yaguqulwa ukuba ibonise "imithengiselo yokuthenga" kunokuba isebenze njengengqinisiso yexabiso lentengo.
Oku kwakubandakanya utshintsho lolawulo olubekelwe indawo. Oko kukuthi, ukuba intengo yenkomo yenkomo, iintsapho ziya kutshintshela kwinkukhu. Ngoko ke, intengo yenkukhu isetyenziselwa endaweni yenkomo. Ngokufanayo, ukuba umkhiqizo uphucula kwaye uhlala unomlinganiselo ofanayo, isalathisi siyancipha ukuze sibonise ukuba abathengi bafumana imali ngakumbi. Abanye bezoqoqosho bekholelwa ukuba oku kuhlawuleza kunciphisa izinga lokunyuka kwamaxabiso. Abanye bacinga ukuba kuchanekile ngakumbi kuba kubonisa ukuba yintoni intsapho yokwenene xa ijongene namaxabiso aphezulu athile.
Ulwazi olungakumbi malunga nexabiso lemveliso kunye nexabiso lemali
Ukuze ufunde kabanzi malunga nokunyuka kwamaxabiso kunye namaxabiso okunyuka kwamaxabiso, funda iNkcazo yeMali-mali entsha kwi-Inflation kunye ne-Inflation Rate , ekhethekileyo ephendula imibuzo efana nale:
- Yintoni Imiphumo?
- Yintoni ebangela ixabiso eliphezulu lexabiso lemali?
- Ziziphi Iimiphumo Zemali?
- Yintoni Ikhompyutheni Yexabiso?
- Kutheni singaboni ixabiso lentengo, kunjalo?
- Ndingayilinganisa njani ixabiso leMiphumo yexabiso eliLindelekileyo?
- Kwaye ngakumbi!