Ngubani owenza igosa elithunjiweyo?
Amaziko e-inshorensi ayithathileyo asebenza ngokuthe ngqo kwi- inshurensi eyodwa. Ininzi eyaziwayo, abathwali be-inshurensi abaqeshwe kakhulu baqesha amaxhoba. Iifama zaseburhulumenteni , i- Allstate , kunye ne-Agent nationwide yonke imizekelo yabathinteli abathunjiweyo bayakwazi ukuthengisa yabo intsapho yemveliso.
Yintoni eyenziwa ngummeli othunjiweyo?
Ama-inshorensi abanjwe ngabathintekayo aqeqeshwa kwintsapho yabo yemveliso eyenza iingcali kwiinkampani zabo. Akudingeki ukuba bafunde iimveliso ezahlukeneyo kunye nemithetho yabathwali abaninzi bomshuwalense. Xa ubiza umnxeba othunjiweyo, baya kukwazi ngokukhawuleza ukuba benemveliso ekufuneka uyenze. Emva kokuphendula imibuzo embalwa elula, mhlawumbi baya kuba nokuqikelelwa ngokukhawuleza kwexabiso lakho eliya kuba nekampani yabo.
Kuyafana nawuphi na ummeli we-inshurensi, igosa elithunjiweyo liya kuba khona kwiinkonzo zabathengi ngabanye. Ukugcina kwaye ngokuqinisekileyo uhlaziya umgaqo-nkqubo wakho rhoqo.
Baya kuba nako ukuphendula yonke imibuzo enxulumene ne-inshurensi kunye nokukunceda ekukhokeleni inkqubo yokuthengwa komgaqo-nkqubo kunye nenkqubo yamabango. Amagcisa aphendula imibuzo yokuhlawula kunye neentlawulo. Bakwazi ukukunceda uqonde utshintsho kwipolisi yakho kunye ne-premium.
Ziziphi iimveliso ezinokuthi zithunjiswe?
Ama-inshorensi athobileyo atyathwa ngokubanzi abameli be-inshurensi enkulu enikezela i-inshurensi epheleleyo kunye neemveliso zemali.
IiNtsholongwane eziqhelekileyo:
- Ngokuzenzekelayo
- Ekhaya, iKhaya leSelula, Ukuqashisa, i-Umbrella
- Amathoyizi: Iithuthuthu, iinqanawa, iRV
- Zorhwebo
- ZeMpilo
Iimveliso Zemali Eziqhelekileyo:
- Izibonelelo
- Plans Retirement
- Mutual Funds
- Ubomi
- Ubomi Boshishino
Ukunikezela iinkonzo kuzo zonke i-inshurensi yakho kunye neemfuno zezemali ngokuqinisekileyo i-perk yokuba yi-agent agent. Zonke iimfuno zakho ziya kudibana kwindlela echanekileyo engayi kukunika kuphela izaphulelo zentlawulo , kodwa kunye nokulula okulula ukufumana kwiinkampani ezininzi.
Thengisa, thengisa, thengisa
Abathunywa abathintekayo baninzi babe neempota zokubetha ukuze bagcine isikhundla sabo baze bafumane ibhonasi. Eyona nto ayifani ngokugqithisileyo kwi- inshorensi ezizimeleyo , kodwa unokuba uzive unyanzelekile ukuba uthenge umkhiqizo wezezimali kwi-agent agent. Kukulungele ukwazi ukuba ziphi iikhompyutheni ezikhoyo, kodwa ngamanye amaxesha i-agent ye-pushy ingakwazi ukukhawulezisa abathengi banokukhawuleza.
Amaziko e-inshorensi ayithathiweyo anika i-inshorensi eyodwa kunye nobuchule bezemali enzima ukubetha naphi na. Ukuba ukhangele i-ejenti owaziyo imveliso ngaphakathi nangaphandle, i-agent agent iyindawo enkulu yokuqala. Ukusebenzisana nenkampani efanayo kwimihla ngemihla kwenza igosa elithunjiweyo ingcali ngelilo xesha.
Ukujongana negama le-inshurensi egama elikhulu kunika umqondo wokuzinza kwaye uthembele ngokwenene awukwazi ukufumana kunye nabathwali abancinci.
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