Xa usayine indawo yokuhlala okanye indlu yakho, wavuma ukuhlawula inani elithile lerenti ngumhla othile kwinyanga nganye ixesha elide, omnye okanye emibini ngomzekelo. Ngamanye amaxesha kufuneka uphume kwiqeshiso ngaphambi kokuba uqale ngokuvumelana. Mhlawumbi ufudukela kumsebenzi, uthenge indlu kunye neqabane lakho elitsha, okanye uwile kumaxesha anzima kwaye awukwazi ukufumana iintlawulo zentlawulo.
Ukufuduka kwindlu yokuqashisa ngaphambi kokuba kuqeshwe ukuqeshiswa kubhalwa ngokuqhekeza uqeshiso lwakho. Ukuqhawula umqeshiso wakho kungabangela ubuhlungu bakho kumanqaku akho , ngokukodwa ungayikhokheli ibhalansi eseleyo xa uhamba. Ukusebenza nomnini-mnini wakho ukuphula isivumelwano sakho sokuqeshisa kunokukunceda ukuba ungalimazi i-credit yakho.
Iindleko zokuqhawula ukuqeshiswa
Ukuqeshisa kwakho mhlawumbi kuquka umrhumo wokuqhawula umqeshi ohlawulwayo xa ugqiba ukuqeshisa kwakho ngaphambi kokuba uphele. Ngokuxhomekeke kwimigqaliselo yokuqeshisa kwakho, uya kuhlawuliswa imali yokuqhawula indlu eqeshisayo okanye urenti intsalela yokuqeshisa. Khangela indawo yokuqeshisa okanye ubize umnini-mhlaba ukuba afune umrhumo wakho wokuqhawula umqeshi kunye namanyathelo athathathekayo ekuqhekezeni ukuqeshisa kwakho.
Xa uphuma, uya kuhlawulwa kwakhona nayiphi na umonakalo kwindlu engagqunywanga yi-deposit yakho. Ezi ntlawulo ziza kubakho nangona ungazange uphule uqeshiso lwakho. Ukuthetha ngesigxina sokukhusela, ukuba uhamba ngaphambi kokuba uqeshwe, ulahlekelwe ukhuseleko lwakho, nangona ushiya umonakalo-umonakalo.
Thetha nomnini-mnini-mhlaba malunga nokufaka idiphozithi yokukhusela kwimali yakho yokuphula umqashiso. Unokuphepha ukulimaza inkokhelo yakho ngokuhlawula iirhafu zokuqhawula ngokuqeshisa ngokugcwele kwaye unike umninikhaya wakho isaziso esandulele esilindelekile ngokuqeshisa kwakho. Ukuba ufuna ukuphepha ukuhlawula umrhumo wokuqeshisa ukuqeshisa, unokukwazi ukusihambisa indlu yakho.
Ukukhupha kuthetha ukuba omnye umntu uthatha intsalela yokuqeshisa kunye neentlawulo zakho. Sebenzisana nomnini-mnini-mhlaba ukuba ufumene ikhondo elincinci lezenzo zokunciphisa iindleko zokuqhawula umqeshiso wakho kwaye ukhuphe umonakalo kwi-credit yakho.
Ukuqhawulwa kweeNgqesho kungakulimaza njani iNgxowa-mali yakho
Unokulindela ukuba umninikhaya wakho athathe isenzo somthetho xa uhamba phambi kokuba uqeshwe ngokuqeshisa ngaphandle kokunyamekela imali yokuqhawula umqeshi okanye nayiphina imali. Ukuba umninimzi okhoyo uhlawula iintlawulo zentlawulo kwiimali-mboleko zemali-mboleko, banako ukufaka ibhalansi yokuhlawula ngqo kwingxelo yakho yekhredithi.
Okanye, umninikhaya wakho unokuqesha i-ejensi yokuqokelela ekukulandeleleni intsalela yesiqeshiso sokuqeshisa okanye ufake isigwebo enkundleni yamatyala amancinci ukufumana isigwebo kuwe . Ngaba ukuqokelela amatyala okanye isigwebo singashukunyiswa kwingxelo yakho yekhredithi kwaye yonakalise kakhulu amanqaku akho.
Xa ingxelo yakho yekhredithi iqulethe ukungena okungekho okubangelwa ukuphula uqeshiso lwakho, uludwe luya kuhlala kwi-credit report yakho iminyaka eyisixhenxe. Amanqaku amanqaku aya kuphazamisa amanqaku akho kunye nekhono lakho lokuqashisa enye indlu, ukuthenga ikhaya okanye imoto, ufumane ikhadi lesikweletu, okanye nayiphi na into eyenza ukuba umlinganiselo wekhredithi .
Izizathu Zomthetho Zokuqhawula Ukuqeshiswa Kwakho
Ukuba uphula isivumelwano sakho sokuqeshisa ngenxa yokuba umninikhaya wakho akazalisekanga inxalenye yesivumelwano, umz: ulunge ukwenza ukulungiswa okuchaphazela ukuhlala kwendawo yokuhlala, unokuvunyelwa ngokomthetho ukuhamba ngaphandle kokuhlawulwa kwemvume. Qhagamshelana nemithetho kwilizwe lakho kunye negqwetha ukuba ubone ukuba unesizathu esingokomthetho esiza kukuvumela ukuba udibanise ukuqeshisa kwakho ngaphandle kokuhlawula isohlwayo. Ukuhambela izizathu zobuqu akufaneleki.