Ngokufanayo, irhafu yentlawulo ifana namanye amatyala ngeendlela ezithile kwaye ihluke kwezinye iimatyala kwezinye, iindlela ezibalulekileyo. Enye yezona ntlukwano ezibaluleke kakhulu kukuba imithetho ye-bankruptcy ifake imingcele ethile ekukhutshelweni kwamatyala amatyala omtsha ngokumalunga neerhafu zamatyala adala.
Kukho nezinye iikhrayitheriya ezifunekayo.
Ukuziphendulela : Ngokuqinisekileyo, amaqiniso akho ahlukile kwaye afani nawuphi na umhlawuli-ntlawulo. Imithetho esiyithethayo apha iyakwenza okanye ayiyi kusebenza kuwe. Siya lumkisa malunga nabani na abathembele kuphela kuloluhlu okanye nayiphi na into onokuyifumana kule ndawo okanye nayiphi na iwebhusayithi ukuba ikuncede ukuba unokwazi ukukhupha nayiphi na ityala lerhafu. Ukuba unetyala leerhafu okanye nayiphi enye inkokhelo enzima, nceda uqhagamshelane nommeli oqeshwe ngumntu ochaphazelekayo okanye oyingcali yerhafu onokukwazi ukuvavanya imiba yakho yerhafu kunye nokucebisa ngokufanelekileyo. Izigodo ziphezulu kakhulu.
Imithetho Yesiqhelo Yokukhupha Imali Yentlawulo kwiSahluko 7
* Qaphela ukuba iirhafu zepropati ngamanye amaxesha zingaphinde zikhutshwe, kodwa ezo ziyimithetho eyahlukileyo. Qaphela ukukhupha iziTyala: iBusiness, Sales, kunye neMpahla yentlawulo ukuze ufunde kabanzi malunga nendlela iirhafu zepropati eziphathwa ngayo kwi-bankruptcy.
Ingeniso yerhafu . KwiSahluko 7, ngokuqhelekileyo kuphela irhafu ejoliswe kumvuzo, iikomishina okanye enye imali engenayo okanye iirisithi ezipheleleyo zilungele ukukhutshwa.
Ulawulo Lweminyaka Emithathu . Ukubuyiselwa kubangelwe ubuncinane kwiminyaka emithathu edlulileyo. Uninzi lwentlawulo lufuneka ngomhla ka-Apreli 15 kunyaka wonyaka werhafu. Ukuba iirhafu zafuneka ngenxa yokubuyiselwa okufakwe ngomhla we-15 ku-Ephreli, 2010, ziya kulungele ukukhutshwa (nangona zonke ezinye iinkqubo zidibene) emva ko-Apreli 15, 2013.
Qaphela ukunyuswa, kuba kufuneka kubalwe, kwakhona.
Masithi uyayazi ukuba uza kuhlawulwa irhafu kwi-2008 yakho ngeniso. Ucele ukongezwa ngoJulayi 2009 ukuze ufake ifayile yakho. Emva koko wabuza enye inyulo ukuya ku-Oktobha 15, 2009. Ityala lentlawulo evela kunyaka werhafu ka-2008 ayiyi kulungele ukukhutshwa kuze kube ngu-Oktobha 15, 2012.
Ulawulo Lweminyaka Emibini . Kumelwe ukuba uhambise ubuncinane ubuncinane kwiminyaka emibini ngaphambi kokuba ufake ifowuni yakho. Ukuba awufaki ukubuyisela, ngamanye amaxesha i- IRS iya kufaka enye yakho . Inkundla ezininzi zebhanki azicingi ukuba kubuyiselwa ngenjongo yokuzalisekisa lo mgaqo.
Imirhumo iVavanywe kwiiNtsuku ezingama-240 zeAgo. Xa igunya lokurhoxisa lifaka uxanduva kwiirekhodi zalo, "liyihlole". Oko akukwenzeki ukuba umzuzu ufake ukubuyela kwakho. Kungathatha iiveki okanye iinyanga. Kwezinye iimeko, igunya lokurhoxisa lizakuphicotha ukubuyela kwakho kwaye lihlole irhafu eyongezelelweyo emva kokubuya.
Ukuze ufanele ukukhutshwa, irhafu kufuneka ihlolwe ubuncinane iintsuku ezingama-240 ngaphambi kokuba kufakwe i-bankruptcy. Eli xesha lingafakwa okanye longezelelwe xa ufaka isibonelelo sokungqubuzana ne-IRS okanye ukuba ufake ifowuni kwimeko ekhutshwe okanye yaxothwa.
Akukho Mkhwabaniso okanye Ukusasaza ngokuzithandela .
Ekugqibeleni, ukuba ubuya kwakho bubuqhetseba okanye bubuqhetseba, okanye uzimisele ukugwema imithetho yerhafu, irhafu efunekayo ekubuyiselweni ayiyi kukhutshwa.
Indlela yokufumana ulwazi malunga neentlawulo owe
Ukuba awuqinisekanga xa ukubuyiswa kwentela yakho ifakwe, nokuba ngaba ucelile ukwandiswa komnyaka werhafu onikeziweyo, okanye ingaba yimalini irhafu, inzala kunye nezohlwayo zavanywa kwaye xa zivavanywa, unokuzifumana kwi-IRS ngokucela irhafu yerhafu kwi-intanethi okanye ubiza 1-800-908-9946.