Iimpawu kwiinkampani ngoku zihamba ngokuShintsho kweMozulu
Iveki Yemozulu eNew York City iqalile ngoMvulo, ngoSeptemba 19, ehamba kunye neendibano zeNdibano zeZizwe eziManyeneyo ezixubusha imiba ebalulekileyo yehlabathi, kubandakanya impilo kunye nendalo.
Ngoko kutheni oku kubalulekile kuwe njengomtyalo-mali?
Oku kungabonakali kubaluleke kunoko konke, kodwa kuninzi okwenzeka emva kweembononongo, into ebizwa ngokuba yi-"Quiet Revolution" kwizimali zehlabathi, kwaye amaxabiso abelana nawo aqala ukutshintsha.
Ngokomzekelo, i-SEC isebenza ngokuphanda i-ExxonMobil kwiinkqubo zengxelo ezinxulumene neendawo ezibhalwe kuyo, kwaye mhlawumbi zixhomekeke kule zindaba, i-Exxon yehla phantsi kwe-1.5% ngo-Septemba 20 kwaye ngoku iqhuba ngokuthengisa kuma-80 aphantsi, unyaka wayo ukuya kutsho kuma-dollar angama-95 isabelo kwaye isisityebi kwisithuba seenyanga ezintandathu zokugqibela.
Ukukhathazeka okunjengoku kunokunceda ukubeka i-cap kwi-rally.
Umba othize apha uhambelana neendawo zokugcina ioli ngexabiso lentengo yeoli kunye nokuthintela kwixesha elizayo le-carbon dioxide. I-PwC ngumphicothi-zincwadi ochaphazelekayo. Ezinye iinkampani zeoli eYurophu, kwakunye neKevron, zibhale iimpahla. I-Chevron, ngokukodwa, yabhala phantsi nge-$ 2 Billion kwaye le nto yanikezela ukwanda kweengeniso zenkxaso, kunye nenkampani nayo ibuyele kunyaka wayo ukuya phezulu ehlotyeni ngenxa yoko.
Iingcamango zezinto eziphambili zicacileyo, kukho kuphela ukukhutshwa kwegesi ephezulu yokushisa esingayifaka emoyeni size sigweme inhlekelele yehlabathi.
Oku kungathi kunzima, kodwa kungakhathaliseki ukuba uyintoni na ukuyiva, oku kwamkelwa ngokwesayensi ngokupheleleyo. Ixabiso lePortfolio liye lachaphazeleka ngqo kwaye ukuba amanani kuphela aqhubeke.
Ngexesha elifanayo, iiphothifoliyo ezijongene nokuzinza ziye zanyuka kwixabiso xa zikhetha ngokucophelela.
KwiYunivesithi yaseBrown, umfundi wethu owenziwe ngesandla, ohlanganisa uHannon Armstrong, Xylem, 3M, iAlfabhethi kunye ne-Applied Materials yayisandula ngaphezu kweepesenti ezingama-25 ngelixa i-S & P 500 yayingaphezulu kweepesenti eziyi-8 ukususela ngo-Matshi, xa ezi nkampani zafakwa kuqala njengeengcamango bethu bafundi.
Ukujonga emva kwe-ExxonMobil, ngokuthelekiswa, kubaluleke kakhulu ukususela phakathi no-Matshi, ukwenza okubi ngaphezu kwe-S & P 500 kunye nokugqithiseleyo kunokuba iipotifoliyo zethu eziqhutywe ngabafundi zenzele kule nyanga ezintandathu ezidlulileyo.
Iinkampani kwiipotifoliyo zabafundi zifuneka ukuba zigqitywe kuqala kwiimfuno zezimali kwaye zenze iimeko zokuzinzisa. Oku akubonisi nje kuphela ukuba akukho nto yokurhweba efunekayo kwixabiso lemali, kodwa leyo ntlawulo ingashiywe etafileni nokuba ngaba ulahlekelwa ukuhamba. Le nto yayingumzekelo weTesla kwiminyaka embalwa edluleyo, kodwa ngubani ongenakufuna ukuba neTesla xa bekuyi-$ 45 isabelo ngexesha lethu kwiklasi longeze kwi-portfolio yethu?
Umqeshi wethu wequmrhu le-fund kwi-University of Brown entsha Yolondolozo lweNgxowa-mali, inketho entsha kubaxhasi kwi-Brown Endowment, i-Parnassus Endeavor Fund, uye waqhubeka waba yingxowa-mali enkulu ye-Growth enkulu e-US ngo-2016, "ezinzileyo" okanye ngenye indlela . Konke oku ngoku kusebenza ngokufanelekileyo.
Ukungaphumeleli kwimizila kunye nokucinga ukuba siza kubakho kwishishini njengesiqhelo seburhulumenteni ngoku asikho nje budenge, kungathi kukunxulumene nomsebenzi wakho wokuziphatha njengomtyalomali ngokunjalo. Umsebenzi we-Fiduciary uquka ukunyaniseka nokuqonda.
Ukunyaniseka kuthetha ukungabi neengxabano kunye nokuqiqa kuthetha ukuthatha inxaxheba kwimali engcono kakhulu kubaxhamli bakho.
Ayikho into efanelwe yoshishino njengesiqhelo kwihlabathi elitshintsha ngokukhawuleza.
Thatha isivumelwano seParis malunga nesimo sezulu, ngoku sele sisondele kakhulu ekuvunyelwene. Oku kubeka izithintelo kumathuba okuxubana kwamandla esizayo, kwaye nanko i-projection yenkampani yeoli ayifani nokuzibophezela kwelizwe. Into eza kunika, ngakumbi njengoko icandelo lokuthutha lihamba kwaye lihamba ngombane, kulindeleke ukuba lenzeke ngorhwebo kuqala.
Iinkampani zenkonzo ezixhasa le nguqu ziphinde zenzele ukuphumelela ngemali. Iiphothifoliyo kufuneka zikhumbule ukuguquka okuqhubekayo kwi-carbon low economy kwaye ungabikho ekushiyeleni ubambe isikhwama somfuziselo ngokusekelwe kukucinga okudala.
Nangona kubangelwa ukunyuka kwegesi le-shale, ukuchithwa kwezimali ngokupheleleyo kwi-industry yamalahle ase-US kwaxhaswa ngokungabikho kwemakethe ebonakalayo ehamba phambili e-US ngenxa yemithetho kunye nomgaqo-nkqubo oza kucinga ukuba izayo.
Iinkampani ezinjengeVolkswagen, ekungcoliseni ukonakala kwabo ngokwabo, zibuye ziqulunqe kwaye uhlanga luphakathi kokuthandwa kwe-BMW, i-Ford, i-Apple, iGoogle, i-GM, i-Tesla kunye nabanye kwizabelo zeemarike ezizayo phakathi kokubelana ngemoto, ukuhamba kunye nezinye amashishini amancinci anxulumene nekamva lokuthutha.
Ulungiso kwakhona luya kunyuka kwaye iinkampani ezihlakaniphile sele zisetyenziswe ngamacandelo ochanekileyo ancedisa umgca wabo ophantsi njengoko sibhala malunga nexesha lethu kwi-Value Driver Model yomsebenzi we-UN Global Compact.