Ngaba iSivumelwano 21 seParis siza kutshintsha utsalo-mali?
Nangona amajelo eendaba aseMelika aqhelekanga ayizange ayihlawule ingqalelo enkulu ekupheleni kuka-2015, iingxoxo zemozulu zeplabathi zagqityiwe, kunye nesivumelwano sokugqibela saseParis sisesandleni , kwaye akukho nto iya kuba yinto efanayo.
Iimpembelelo zenzululwazi ziye zamkelwa ngamaxesha onke kwihlabathi zehlabathi, njengoko zixutywe ubude kwaye zivunyelwene ngomsebenzi we-IPCC.
Ngaphandle kokulungiswa, ukuguquka kwemozulu kulindeleke ukuba kubangele, kwesi sizukulwana esilandelayo, ngoko ke ngexesha lokuphila kwethu, kule mpembelelo elandelayo yentlekele:
- Ukuveliswa kwezoLimo ezinganeleyo
- Iibhiliyoni zabantu abajongene noxinzelelo lwamanzi
- Eyona Ntlekele yeMimoya kunye neNqanaba loLwandle
- Ukuxhatshazwa kweMisa kunye nokulahlekelwa kwezinto eziphilayo
- Ukusasazeka kwezifo
- Iibhiliyoni ukuba zingekho iibhiliyoni zeeNkqubela zeMozulu
- Izibonelelo zoLuntu kwiinkalo zamaminerali kunye nezichumisi, zibeka umonakalo wokuvelisa ukutya
- Impilo yamaHlathi, iiNtlanzi kunye namaLwandle kwiNgcipheko yokwandisa
Impembelelo yemali yale nto ibaluleke gqitha kwaye abatyali-mali abaninzi banokuphelelwa ngaphandle xa bengacapheli.
Ngokukodwa, ukuba ishishini-njengesiqhelo liza kubakho kwiintlekele ngasentla okanye utshintsho oluphawulekayo kumsebenzi wezoshishino luya kukhawuleza ukugcina ihlabathi ingabikho kutshabalalo olunjalo.
Naliphi na indlela, ixesha lokuba bonke abatyali-mali base-US bahlawule ngakumbi ngolu hlobo ngenxa yempahla yabo ekufanele bahambe phambili.
Njengoko sibhala kwimiqwenga yakutshanje, kukho iindlela ezi-5 ezicacileyo eziye zadalwa kwaye zonakaliswa, kwaye oku kuya kuqhuba ngokukhawuleza, kubandakanywa kodwa kungaphelelanga:
- Ukuguquka kwamandla okuqhubekayo - kwiminyaka embalwa edluleyo yodwa, iinkampani zamalahle zonke zahluleka e-US, kwaye zihluleka ngoku jikelele. Ixabiso leoli liye laphela. I-solar iya kuba ixabiso eliphantsi kwaye imfuneko yokuba ikhula kwaye ngoku sele ivunyelwe kwihlabathi jikelele eParis. Kutheni ufuna ukuba utyalo lwakho lube kwicala elingalunganga lembali? Kulungile, ngokusobala i-BlackRock, i-Fidelity kunye neVanguard okanye okanye ikhona-inomsebenzi othile wokuwenza, kwaye ngoko kuyacaca ukuba ukhangele utyalo lwakho.
- I-AFOLU - okanye ezoLimo, amaHlathi kunye nokuSebenza koMhlaba-eli candelo lenza cishe ama-25% ehlabathini lonke, kwaye ulindela ukuba ukugcinwa kwehlathi kube yinto ekhulayo yokukhupha i-carbon kunye nokunye ukubonelela ngokulinganisela. Iipateni zokusetyenziswa komhlaba nazo zifuna umsebenzi njengoko kwenza ukusetyenziswa kwezolimo ngokubanzi. Iifayile ze-Palm Oil kunye nemililo ephuma ngaphandle kolawulo e-Indonesia iya kuba yongxowankulu, njengoko iza kuphazamiseka iintlobo ngezinye izivumelwano zorhwebo.
- Izithuthi - iteknoloji yemoto yamandla, amabhetri kunye nokugcinwa, izicwangciso zobuchwephesha ezifanelekileyo, akukho nto iya kuba yiminyaka engama-20 ukususela ngoku. Iilori ziya kuba yi-self-driving, i-Apple ne-Google izama ukudlala kule ndawo, ngaba ulungele ukuhlala kwisandla sakho sokutshala konke kuya kwenzeka? Kungcono uqinisekise ukuba abaphathi bakho bezimali bayazi ukuba yintoni na, kungekudala kungekudala ukuba abazange bathengise ingqalelo, nangona besithi bajonga ulawulo, abangaphantsi kwe-10% abaqeqeshi bemali bathi benze izigqibo ngesiseko indlela eyiyo. Akunani ngokwaneleyo ngenxa yakho njengomtyalo-mali ukuba aqiniseke-ngaba ucele umphathi wakho wezikhwama oko bakwenzayo kwaye ingumsebenzi wep lip nje?
- I-Real Estate kunye neZibonelelo- ubuninzi bomsebenzi omtsha wotyalo-mali oya phambili kuya kulindeleke ukuba ube kwizigidigidi zeedola zeziseko ezitsha kunye neengeniso ezingenanto ezibandakanya ukunyuka kwetyala labucala. I-Real Estate nayo iphakanyiswa (akukho nxeba ejoliswe kuyo). Uxinzelelo luya kunyuka ukwenzela ukuba utyalo-mali olutsha luhlaza, imigangatho emitsha kunye nezibophelelo ziya kuvela. Ukuba kwicala elingalunganga lento kuya kuthetha ukulahlekelwa kweentlawulo zeedola. Ukuqonda ukuba iinkampani ziya kuxhamla ngenye indlela yokudlala le nto, ngento esiyibiza ngokuba yi-Positive Sustainable Investment, esele isele ihlawulwe ngokwezimali.
- I-Rest Rest of Industrial Processes - i-DMass iholele indlela ekuboniseni izinto ezintsha eziza kuqhubeka nokuguqula ishishini. I-Biomimicry, i-Dematerialization kunye nezinye iindlela zokuqala ziza kuqhubeka nokuvelisa ixabiso lentengo, ngokukodwa emva kwe-Value Driver Model yomsebenzi esiyifumene idale izigidigidi zeedola zokulondolozwa kunye nemali eyongezelelweyo yokufumana imali, kwaye njengoko abaqhubeleli beqhubeka nokuxinzelela iinkampani ukuba zibe nemali efanelekileyo kwaye ezivelisayo.
Njengoko iinkokheli zehlabathi ziyavumelana nalo mlando wembali kwaye zibeka indlela yexesha elizayo ngaphandle kweziphumo ezibhubhanisiweyo ezidweliswe ngasentla, abatyali-mali banethuba lokuqinisekisa ukuba abayindlela engafanelekanga yemali. Akukho nto iya kuba yinto efanayo, loo nto iyacaca. Abaviwa beRiphabhliki kaMongameli, ngoku, baye bazibandakanya ngokwale ndawo engafanelekanga kule mbali, njengoko zinezindlu zombini zeCongress.
Ukuba zonke ihlabathi zenza, kodwa asiyiyo, iMelika ngoku iqhuba umngcipheko wokuba ukhuphiswano oluphantsi komhlaba. Ingxabano yemali icacile kakhulu kwiinkampani ezinkulu zase-US eziye zanyinwa kule ntsha entsha yeCarbon USA. Ukuba ucofa kwikhonkco langaphambilini, uza kubona amaninzi amagama oyawabona, ngubani ongabona ukubaluleka kokujongana nale miba. Into ongayiboniyo kukho inkampani eninzi yeenkonzo zezemali, abaninzi babo abangayinakiyo le micimbi, okanye abachasene ngokukhawuleza, okanye nje baqikelele izinto njengoko sithethayo.
I-Apple, i-Google, i-IBM kunye ne-Microsoft ngakolunye uhlangothi, sele ivuselele ngokutsha kwaye iguquke ngokuchanekileyo kule miqolo kwaye ndiya kukuvumela ukuba uhlole ukuba njani ababenzi bokuqala abaye benza ngokubhekiselele kwimarike ebhaliweyo enkulu - kakuhle kakhulu ukuba bathethe okungenani-mhlawumbi kufuneka bathathe iinkonzo zemali ngelixa zikhona (kunye neetriliyoni zemali esesandleni kunye nokunyuka kweenkonzo " zokuncedisa i-robo ", mhlawumbi oku kulandelayo, kutheni kungabikho).
Abatyalomali kwihlabathi lonke baqala ukutshintsha iindlela zabo zokutshala imali, ukutshintshela kwiindawo ezongezelelweyo zokutshala imali, ukubandakanyeka ngokuthe ngqo kwi-subject, kwaye kwezinye iimeko zilahla kwilahle, emva kwenkqubo enengqiqo njengendlela yethu entsha ye-PRI Framework for Action on Climate Change apho wayeziqheno ukukhonza njengoMcebisi oyiNtloko kulo nyaka. Khangela ikhonkco langaphambili luchungechunge lweeNkcazo zeNkundla ezintsha kwi-class class.
Amaziko amakhulu avela kwi-AXA ukuya kwi-Allianz eya eNorges Bank kwaye ngaphaya kwexesha aqala ukubeka ezi ziqwenga ndawonye. Abanye baya kulandela ngokukhawuleza.
Bobabini kwindawo yokuvota ezayo ngoNovemba kunye nokukhetha kwakho utyalo-mali, ezininzi zeziganeko ezizayo ziya kuba kuwe.
Nantsi inethemba lokuba iMelika yenza oko ihlala isenza ekugqibeleni - innovate ngempumelelo, ifuna ukuphumelela ngokhetho olukhethileyo.