Ufanele Uchithe Kangakanani Umtshato Wakho?

by UPala Pant

Iindleko eziqhelekileyo zomtshato ngo-2015 kwakuyi-$ 32,641, ngokwe-CNN.

Leyo nani inyuke okanye iyancipha kuye ngokuya kwindawo yomtshato. Ngokomzekelo, ukutshitshiswa eManhattan kubiza malunga ne-82,300 zamawaka, ngoxa ukutshata e-Alaska kubiza i-$ 17,000.

Thatha okwesibini uze ucinge ngezinto ongayenza nge $ 32,000.

Oku kungabakho phantsi kwentlawulo ye - 20% kwindlu ofuna ukuba uqalise ubomi bomtshato. Unokuba nekhefu elixakekayo kunye nemali eseleyo ukubeka umhlalaphantsi . Okanye ungathumela inxalenye yayo kwiinjongo zakho zokugcina .

Endaweni yoko, ezininzi izibini zikhetha ukuyichitha yonke into enomhla omnye - ngosuku olunye.

Oko kukubamba umbuzo, ungakanani ufuna ukuyichitha ngosuku lwakho lomtshato? Kwaye kutheni abantu abaninzi banomuva wokufuna ukuchitha le mali ?

01 Uxinzelelo lwezentlalo malunga nokutshata

Enyanisweni, kulula ukuthetha ukuba i-$ 32,000 okanye i-$ 82,000 okanye i-$ 15,000 yinto eninzi ukuyichitha ngosuku olunye. Kodwa oko kukhulula umba oyingxaki ephantsi kwesizathu sokuba isibini sithatha loo mali kwindawo yokuqala.

Ngokuxhomekeke kwintsapho yakho kunye nemilinganiselo yakho, unokubona umtshato wakho njengethuba lokuqokelela wonke umntu kunye nohlobo lokuhlangana kwakhona, ngakumbi ukuba abantu baye bahamba okanye baxhamla. Kungangoko kunokwenzeka ukubona kuphela amalungu omzimba athile emishadweni, kwaye loo nto inokuba yithuba elilodwa lokuba bafumane wonke umntu.

Ngelishwa, njengokuba nabani na oceba umtshato uyazi, uluhlu olukhulu lwabathenwa bakho, umtshato wakho ubiza kakhulu. Kwezinye iibinibini, itekiti yentengo ifanelekile ukuba kuthetha ukuthatha ukubona abo bathandekayo.

Kuqhelekile ukuba uzive unyanzelekile ukuba ube nomtshato omhle, onomdla ukuba ngabahlobo bakho nabo. Abantu banomkhuba wokuthelekisa imitshato xa kukho intambo eyenzekayo, kwaye into yokugqibela oyifunayo ngumtshato wakho ukuba ubonakale nje "njengoncinci" okanye umncinci mnandi.

02 Iimpawu zoLondolozo lweMidiya

Iimbambano zokugqibela zengcinezelo zentlalo zingabonwa, ngokungaqinisekiyo, ngenxa yezinto ezingabonakaliyo zeendaba zemitshato. Uyakhumbula xa uKrince William kunye noKate Middleton batshata? Uluhlu lwabavakalisi lwabo lwabikwa malunga ne-1,900, kwaye babamba (ngokoqobo) umtshato wasebukhosini.

Kuthiwani ngomtshato waseKardashian? Unomdla wokwenza konke "mkhulu," akumangalisi ukuba "uKimye" wakhupha zonke izithuba zomhla wazo. Babenomdla wokuhlaziya kunye neqela le-bachelorette eParis baze batshata ngomhla olandelayo eFlorence, e-Italy. Umtshakazi, umyeni, kunye nentombi babedwe eGivenchy, kwaye yonke into yayingumfanekiso opheleleyo.

Nangona le mitshato ibonakala ingenangqiqo kwi-99% yezibini ezisekho apho, ayigcini abanye ukuba bazame ukuphinda bahlaziye izicatshulwa zayo. Ukususela ebuntwaneni, abaninzi besetyhini banondliwa imifanekiso enje ngentla, kwaye njengawo nawaphi uhlobo lweendaba okanye ukukhangisa, kunokuba nzima ukufumana ixabiso lakho phakathi kwayo yonke ingxolo.

03 Uxinzelelo oluzimeleyo

Mhlawumbi awuva naliphi na uxinzelelo lwangaphandle. Mhlawumbi ukhathazeke ngoku "kukungalunganga." Imitshato kufuneka ukuba yenzeke ngokukhawuleza kuphela, kwaye kukho ubungakanani obuninzi bokucwangcisa oluya kwisiganeko esenzeka kwiiyure ezimbalwa nje. Ufuna ukwenza konke okusemandleni akho ukwenza ukuba uphelele ngokupheleleyo, ukuya ngqo kumaziko akho, iifoto kunye neentyatyambo.

Emva koko, isiganeko esisodwa-kwi-lifetime, kwaye kubasetyhini abaninzi, sisiganeko abaye bephupha iminyaka. Kulula ukulungelelanisa ukuchitha imali kweso sizathu kuphela kodwa uhambe ngaphandle kwebhokisi lomtshato okwesibini. Isikolo sakho esikolweni esiphakeme, ukugqweswa kwiikholeji, ubhaptizo, njl. Awuboni abantu abaninzi bechitha imali engaphezu kwama-5,000 kwiiyo, ngaba wena?

Ngokuqinisekileyo, imitshato ingahluka ngenxa yokuba iqalisa ukuqala isahluko esitsha sobomi bakho nomnye umntu, kodwa kutheni oko kufuneka kuguqulelwe kwikhekhe le-$ 500 +, isambatho se-$ 1,000, okanye i-$ 3,000 ye-honeymoon?

04 Nquma ngeenjongo zakho

Ngokubhekiselele kuzo zonke ezoxinzelelo zentlalo ukuba "uye kukhulu okanye uhambe ekhaya" ngosuku lwakho lomtshato, ngokukrakra akuyikumangalisi ukuba ezininzi izibini zithengisa kwaye ziphelele ekutyala. Kodwa akuyona indlela yokuqala into ekumele ibe yisahluko esitsha esimangalisayo ebomini bakho, ingakumbi ucinge ngemali yenye yezizathu eziphambili zokuqhawula umtshato .

Esikhundleni sokuya phezu kweendleko zomtshato, indlela elula yokugwema ukuchitha imali kakhulu emtshatweni wenu kukuhlalutya ngokufanelekileyo kwaye ugxininise kuyo yonke into ofuna ukuyifeza ebomini.

Uninzi lwezibini zineenjongo ezininzi ezifuna ukuwela uluhlu lwabo, kwaye ezi njongo zibiza imali. Ubomi emva komtshato lube yinye yexesha elibi kakhulu xa uhamba malunga nezinto 'zendabuko' indlela - ukuthenga indlu, ukuhlawula kunye nokuba nezingane, ekugqibeleni uhlawule imali mboleko yomfundi, ugcine imali yokuthatha umhlalaphantsi, ugcine iikholeji zezingane, njl njl

Ukuze uphendule umbuzo wendlela omele uchithe ngayo emtshatweni wakho, kufuneka ufune ezinye iinjongo zakho. Uhlahlo lwabiwo-mali luchaza nje ukulungelelanisa iindleko zakho kunye nemilinganiselo yakho, ngoko ke imali enokushiya ukuyichitha kwizinto ozixabayo. Ukuchitha imali emtshatweni wakho kufuneka ube ngumqondiso weempawu zakho - njengoko ziphathelele usuku lwakho olukhethekileyo kunye nobomi bakho bonke.

Ukucaca kwizinto eziphambili ezicwangcisiweyo zomtshato wakho kuya kukunceda uthi "yee" kunye "no" kwizinto ezifanelekileyo. Umzekelo, usenokucinga ukuba ukuziphatha kwakho okungalunganga kuya kuthetha ukuphela kwehlabathi ngomtshato wakho, kodwa emva kokuba uqaphele konke okufuneka uceba ukulungiselela umtshato, akubonakali kubalulekile.

05 Xoxani Ngeenjongo Zenu Zonyaka Ezihlanu

Hlala phantsi kunye neqabane lakho kwaye ube nencoko enkulu kunye nabo malunga nendlela ngamnye obona ngayo kwiminyaka emihlanu elandelayo yobomi bakho kunye. Ziziphi iinjongo zakho, zombini kunye kunye nesibini? Ziza kukuhlawula iindleko ezininzi kangakanani?

Musa ukuphosa inamba ngaphandle apho, nokuba. Thatha iseshoni yokucwangcisa ngokungathi nangoko ungathanda ukuba uya kumcebisi wezezimali (onokuyenza xa ufuna udweliso olungaphezulu).

Bhala phantsi zonke iinjongo zakho, ixesha elide ocinga ngalo elowo uya kuthatha ukuphumeza (okanye xa ufuna ukulifeza), kunye nokuqikelelwa okufutshane malunga nokuba yeyiphi iindleko eziza kukuhlawula. Ngaba ufuna ukuhlawula imali phantsi kwekhaya? Ngaba ufuna ukubuyisela imali mboleko? Ngaba ufuna ukuhamba ngamazwe ngenyanga?

Yongeza iindleko uze uvumele loo nombolo ingene.

Emva koko, jonga ibhajethi yakho yomtshato kunye neendleko zakho eziqikelelweyo. The lekisa ezimbini. Ngaba umtshato wakho wawuza kuba neendleko ezininzi, ukuba akuninzi, kuneenjongo zakho zeminyaka emihlanu? Ukuba kunjalo, kusenokuba yithuba lokuhlola kwakhona izinto eziphambili.

Umzekelo, ukuba ibhajethi yakho yomtshato ingama-$ 25,000 kwaye iinjongo zakho zeminyaka emihlanu ziza kuthatha i-$ 30,000 ukuxhaswa, uqaphele ukuba ukuchitha imali encinane emtshatweni wakho kuya kukunika ukuguquguquka kweminyaka emihlanu.

06 Kukulungele ukuba uMtshato Omkhulu ungundoqo ngokusemthethweni

Nangona kunjalo, njengoko kunjalo, gcina ingqondo yakho engqondweni. Mhlawumbi umtshato wakho uya kuba yinye yexesha eliqhelekanga intsapho yakho ingadibana, kwaye uluhlu olukhulu lwabathenwa luya kulungela kuwe. Qinisekisa wena kunye nomlingane wakho kwiphepha elifanayo malunga nale nto - kwaye ukuba ukhona, oko kulungile!

Kukulungele ukubeka umtshato wakho phambili kwezo njongo zonyaka emihlanu, ngokungakhathaliseki ukuba uyichitha ngokwenene ngokuhambelana nemilinganiselo yakho.

Emva kwakho konke, kungekhona wonke umntu amaphupha okuhlala phantsi, ukuthenga indlu, nokuba neentsana emva kokutshata. Mhlawumbi ezo zinto azikho kwiluhlu lwamanqaku enu ezintlanu. Ukuhambela phambili okanye ukuqhubela phambili komsebenzi kunokuba khona endaweni yoko. Hone kwizinto ezibalulekileyo kuwe kungakhathaliseki ukuba abanye bacinga ukuba wenzani.

Lo msebenzi ubhekiselelwe ekuhleni izinto. Imitshato iyisiganeko esikhulu, kwaye siyanqwenela ngokugqithiseleyo xa sisecaleni lokucwangcisa nokuthetha ngawo wonke umntu. Kufuneka kukuncede ugxininise emfanekisweni omkhulu ukuze ufumane oko ufuna ukukuchitha emtshatweni wakho.

07 Ukuqonda iimfuno ezichasene namaVantshi

Kulungile, ngoku ukuba uyazi apho wena kunye nomlingane wakho umela emtshatweni wenu, lixesha lokuba ugxininise indlela onokugcina ngayo imali ngosuku lwakho olukhulu. Kukho akukho mfuneko yokuhamba yonke into ebonakalayo kuyo, ngoko cinga ukuba yiyiphi imfuneko kwaye yintoni "enokuthanda ukuba nayo" xa uhamba ngebhajethi yakho.

Umzekelo, ngaba kuyimfuneko ukuba ube ne-DJ okanye ibhendi, okanye ngaba i-iPod ifakwe kwiintetho ezintle zisebenza kakuhle? Ngaba kufuneka ube neentyantyambo ezitsha, okanye ungathenga iimfesane? Ngaba izinto ezixabisa i-$ 3 nganye zixabisa itekiti yentengo, okanye unokucinga ngento ephantsi kweendleko?

Ngoku lixesha lokuqwalasela oko ufuna ukuphuma emtshatweni wakho, kunye namava ofuna ukuba iindwendwe zakho zibe nazo. Zama ukukhumbula into oyenandiphayo nokungathandwayo ngemitshato oye waya kuyo ngaphambili. Ngaba kukho nto ebonakalayo? Nantoni na ocinga ukuba uyazisola ukwenza?

Mhlawumbi kufuneka ube nomtshato osemthethweni kwindawo enhle, okanye mhlawumbi uhleli kwi-BBQ yangasemva. Ngandlela-thile, uza kufumana iindlela zokugcina imali xa kubalulekile kuwe.

Mane uthembeke malunga noko ufuna ukukwenza ukuba umhla wakho uphelele, kwaye kuya kuthandeka ukuthini ukuba imali ifumaneke kuyo. Yaye ngelixa ufuna ukuba iindwendwe zakho zibe nexesha elifanelekileyo, ungabavumeli ukuba bafumane ukugqibela kokutsho kwizicwangciso zakho. Ukuba ibha evulekile iya kukunyusa ngokugqithiseleyo ngaphezu kohlahlo lwabiwo-mali, ke unikele ubhiya newayini. Kusengumhla wakho , kunye nemali yakho kwaye kufuneka uvuyiswe ngendlela esetyenziswa ngayo.

08 Gcina Ngengubo Yakho - Xa Ifika Kwisimo

Sinokuthetha ngokugcina imali kwimitshato yangempela yonke into esiyifunayo, kodwa ingqalelo enkulu kubafazi abaninzi banxiba. Kanye njengokuba unokwenza ingxabano yokuba akufanele usebenzise i-$ 30,000 ngosuku olunye , kuyafana nokugqoka ugqoke ngokukhawuleza ngaloo mini.

Umtshakazi unelungelo lokufuna ukubheka umtshato wakhe omkhulu, kodwa oko akuthethi ukuba uthethe ukuwa kweenombolo ezintlanu kwisambatho. Le nto ayifanele ukuba ithetha ukunyamezela abafazi bakho abancinci abaneempahla ezibizayo. Kukho iindlela ezininzi zokugcina ukuba uzimisele ukuhamba umendo wendabuko.

Xa ifika kwisitayela ...

Ukuthengwa kwexesha-lexesha : Oku kunokuthetha nayiphi inyanga ukusuka ngoMeyi ukuya kuSeptemba. Ngokuxhomekeke kwindlela oceba ukutshata ngayo ngokukhawuleza, uMeyi unokuba lixesha elihle lokugqoka ivenkile kuba izitolo ziya kuzama ukucima i-inventory yazo. Ukuba ufuna ingubo yomtshato engancinci (okanye izambatho zentombazana), unokufumana lula ukuthengisa kwiivenkile zokugqoka eziza kukukhuthaza. Ngokuqhelekileyo, iingubo ezininzi zokugqoka ziphela ezimhlophe ukuze zilungele umxholo othize, kwaye zithengwa kakhulu kunezitolo zomtshato.

Cinga iivilivini : Ukuba umxholo wakho womtshato ungumvini okanye ungewona wesithethe, khangela izitolo zendawo ezithengileyo okanye izitolo zokuthengisa. Zininzi zalezi zitolo zizambatho zangasese zokudala ezingaguqulekayo ukuze zilungele umxholo wakho womtshato. Yonke into abayifunayo i-seamstress kunye nokucoca.

Hlala ulula : Enye yezona ndlela ezilungileyo zokugcina imali emtshatweni okanye ukugqoka umfazi ukugcina isakhiwo silula. Ingubo ecacileyo ngakumbi, iya kuba kubi kakhulu. Gcina imali kunye nexesha ngokukhangela iingubo ezilula, kodwa ezintle.

Cinga ulwahlula : Indlela eyongezelelweyo, engavumelekiyo yokugcina imali kwiigqoko zokugqoka i-dress-dresses ikhetha ukuhlukanisa abaqabane bakho ukuba banxibe. Kuya kuvumela amantombazana akho ukuba afumane oko akufunayo, kwaye uya kubasindisa imali. Khetha umbala wepeyinti ofuna ukuba bahlale nabo kunye ne-voila, unayo iingubo zokugqoka abahlawulelwayo!

09 Londoloza Ngengubo Yakho - Xa Kufika Ixabiso

Musa ukulawula ukusetyenziswa : Izambatho ze-Wedding kunye nezigqoko zokutshata zivame ukugqithwa kanye kunye kwaye zidla kuphela zifuna ukucocwa kakuhle ukuba zibe njengezinto ezintsha. Ukuba ufumana isambatho esisetyenzisiweyo esifana nesitayela sakho, uya kulondoloza itoni yemali xa kuthelekiswa nokuthenga ivenkile.

Thenga isampula : Thenga iingubo "zesampuli" ezinokulungiswa ukuba zilungele. Khetha ukugqoka okugqithiseleyo kunokuba uyifunayo ukuze kungenwe. Ukuba iingubo zithengwa ngokwaneleyo, indleko yokuyishintsha ayiyi kuba yinkinga.

Gcina amehlo akho evulekile kwi-trunk okanye kwimiboniso yomtshato : Amaninzi amaninzi, abenzi beevenkile kunye neentengiso zentengiso baya kwenza i-trunk show ukukhupha igumbi lezambatho ezintsha. Ukuba uhlahlo lwabiwo-mali, qwa lasela imboni yomtshato uze ubone ukuba ezi zinto ziza kuza kwisixeko esiseduze nawe. Ukuba kunjalo, cima ishedyuli yakho uze ufike kusasa.

Ukuqeshisa ingubo : Cinga ngokuqasha izambatho zakho zokutshata ukuze ugcine imali. Ngaloo ndlela, abafazi bakho abaza kutshata abayi kuvakalelwa ngathi bafumana ukuphela kwesibophelelo sento ngokuthenga ingubo abangenakuyigqoka kwakhona. Unokujonga kwakhona kwi-intanethi ukufumana ii-sites eziqeshisa izambatho zomtshato.

10 Isiphelo

Okwangoku, kufuneka ube nengcamango engcono yosuku lwakho lomtshato olugqibeleleyo lubonakala ngathi, kwaye luya kuba nexabiso elingakanani. Akudingeki ukuba ibonakalise "imigangatho yoluntu" okanye ibe nomatshini wexabiso kwi-north of $ 30,000. Kufuneka nje ukudala imemori kunye nokuhleka.

Into ebalulekileyo kukuba unamathele kwiimpawu zakho kwaye ujabulele umhla wakho ngendlela engayithinteli ukuqala kwakho kunye.