Izigwebo zeNobhala kaRhulumente waseMichigan
Umrhumo woxanduva lomqhubi, i-$ 200 kwiminyaka emibini elandelelanayo, ngokungaboneleli ubungqina bomshuwalense wamanje womshuwalense wagqitywa ngo-Oktobha 1, 2012, eMichigan.
Ukupheliswa komrhumo kuyisindlo esikhulu xa uke wabanjwa ngaphandle kwomshuwalense wemoto.
Ukufunyanwa ngamapolisa ukuqhuba ngaphandle kwomshuwalense wemoto:
- Ilayisensi yakho inokumiselwa
- Iphepha lelayisenisi yakho ayiyi kuphinda ihlaziywe, idluliselwe, okanye ithathe indawo
- I-$ 50 eyiyo kwaye mhlawumbi ezinye iimali ezifunekayo ngumthetho
- Iphayisenisi yakho yelayisenisi inokukhanselwa
Izigwegwe zeMshuwalense eMichigan
Imithetho yomshuwalense kaMichigan engekho yecala ifuna ukuba bonke abaqhubi abanelayisenisi bathathe umlinganiselo omncinci wombuso . Abanikezeli be- inshurensi yemoto bafuna ubungqina bomshuwalense ngaphambi kokuba banokubhalela umgaqo-nkqubo womshwalense omtsha . Ukungaphumeleli ukubonelela ubungqina kungakhokelela kwizinga eliphezulu ze-inshurensi ephakamileyo.
- Izinga lokuqhuba umngcipheko ophezulu kwiinyanga ezili-6
- Ukukhishwa kwenkxaso evela kwiithwali ezikhethiweyo
Akunjalo nje kuphela ukuba abathwali abakukhethayo bakhuphe iinyanga ezi-6 kodwa ukuba ubanjwe ngokunyanzeliswa komthetho ngaphandle kwe-inshurensi yemoto , banako ukugqithisa ngokuphindaphindiweyo ukuya kwiminyaka emithathu.
Abaninzi abanqwenela imithwalo yomshuwalense yemoto bayiphatha ngokubanjwa ngokunyanzeliswa komthetho ngaphandle kwe-inshorensi efanayo nekitikithi esheshayo.
Kwimeko ye-At-Fault Car Accident engenayo Intshuwalense yemoto eMichigan
Ingozi yemoto engenakho i-inshurensi yemoto eMichigan ingakhokelela kwizigwebo ezintathu. Uya kujamelana nezohlwayo kuNobhala kaRhulumente, umboneleli wakho we-inshorensi eyomso, kwaye ubanjwe ngumntu onoxanduva lokwenza intlungu kunye nokuhlupheka.
Ummandla waseMichigan ungenanto yokuphosakela kuthetha ukuba uya kufuneka uhlawule ukulungiswa kwemoto yenye inxalenye i-$ 1000 kuphela xa bengenalo ukukhawulelana ngokukhawuleza okanye abangenako ukudibana .
Nasiphi na umonakalo wepropanti obangelwa nguwe, kuquka ukubetha imoto epakiweyo, uthetha ukuba uya kubanjwa ngumntu onoxanduva loko konke ukulimala.
Iindleko eziphezulu zeMicrosoft Insurance Car
Iindleko zomshuwalense wemoto kwindawo yaseMichigan zinokubonakala ngathi zinzima kakhulu ukuzithwala. UMichigan udla ngokuba ngumgangatho ophezulu kumgangatho we-inshurensi. Isizathu kukuba iMichigan yimihlaba yodwa efuna ukuba bonke abaqhubi baqhube ukuhanjiswa kwempilo engenamkhawulo kwipolisi yabo ebizwa ngokuba yi -MCCA Fee . Imali efunekayo ukuze kuxhaswe le ngxelo ibonakala. Akusiyo imeko enkulu ukuba uhlale ukuba ufuna i-inshurensi yemoto engancinci kodwa kuyinkcazo enhle ukuba uyayidinga.
Iindleko zokuhamba ngaphandle kwe-inshurensi yemoto zide kakhulu, zigqithise kakhulu ukugcina umgaqo-nkqubo we-inshorensi usebenza ngawo onke amaxesha. Inqwelo-mali yomshuwalense kufuneka ibe enye yezinto eziphambili kwiibhili. Mhlawumbi akuphelelisi ukutya kunye nendawo yokuhlala, kodwa kufuneka ifike phambi kwekhefu kunye neefowuni. Yenza inshuwalense yemoto inxalenye engapheliyo yohlahlo lwabiwo-mali kwaye khangela iindlela zokugcina imali ukuze ufikeleleke kwintsapho yakho.
Ulwazi olongezelelweyo
Izizathu zokungayi Phrinta iKhadi le-Intshuwalense ye-Fake Auto